EPF Balance Check – PF Balance Check With and Without UAN Number

Whether you’re planning a big expense, switching jobs, or simply want to keep track of your savings, checking your EPF balance is an important step. With the Employees’ Provident Fund (EPF), a small portion of your salary is regularly set aside for your future — and keeping tabs on it is now easier than ever.

Let’s break down how to check your PF balance, whether you have your UAN number handy or not.

Auto-Settlement Withdrawal Update

In a recent move to simplify withdrawals, the EPFO has started auto-settling PF withdrawal claims up to ₹1 lakh. This is applicable only if your Aadhaar and bank account are properly linked with your UAN and KYC is updated. The process is quicker and more seamless, making it even more important to keep a close eye on your EPF balance.

How to Check PF Balance?

You can check your PF balance online or offline through multiple methods

• With your UAN number
• Without your UAN number (limited options)
• Through SMS or missed call
• Using EPFO portals and apps

Let’s dive into both — PF Balance Check with UAN Number and PF Balance Check without UAN Number.

How to Check PF Balance by UAN Number?

If you have your Universal Account Number (UAN), checking your EPF balance becomes a breeze. Here’s how:

Step-by-step guide:

1. Visit the official EPFO portal: https://www.epfindia.gov.in
2. Click on “For Employees” under the ‘Our Services’ section.
3. Choose “Member Passbook”.
4. Login using your UAN and password.
5. You’ll see your EPF account details, including balance, contributions, and more.

Tip: Ensure your UAN is activated and linked to your KYC (Aadhaar, PAN, and bank account).

This is the most reliable method for a PF balance check with UAN number.

Check PF Balance Using the UMANG/EPFO App

Don’t want to use the web portal? No worries. You can also do an Online EPF Balance Check using mobile apps like UMANG and EPFO:

Using UMANG App:

1. Download the UMANG app from the Play Store or App Store.
2. Register your mobile number.
3. Navigate to “EPFO” under the service directory.
4. Select “Employee Centric Services → View Passbook”.
5. Enter your UAN and OTP sent to your mobile.

This gives you easy access to your EPF balance anytime, anywhere.

How to Check PF Balance Without UAN Number?

Don’t have your UAN handy? While it limits your options, you can still do a PF balance check without UAN number using these workarounds:

• Check with your employer – Most companies send monthly salary slips or have HR portals where PF balances are updated.
• Check your salary slip – Many employers mention your PF contribution and balance in the monthly payslip.
• Visit your regional EPFO office – Though old-school, you can request details in person with proper ID proof.

For safety and convenience, it’s best to activate your UAN for full access.

Check PF Balance Through a Missed Call

One of the easiest ways to check your balance offline!

Just give a missed call from your registered mobile number to the PF balance check number:

9966044425

You’ll receive an SMS with your latest EPF balance, provided your UAN is linked to your KYC.

This method is perfect for those who want quick access without going online.

How to Check PF Balance without Registered Mobile Number?

If you’ve changed your number and haven’t updated it on the portal, checking your balance gets a bit tricky. But here’s what you can do:

• Use UAN and Password on the EPFO portal – You can still log in using your UAN credentials if you remember them.
• Update mobile number on EPFO portal – Once logged in, go to the ‘Manage’ tab → Contact details → Update Mobile Number.
• Visit your nearest EPFO office – Carry your Aadhaar and PAN card for verification and mobile update.

Note: Most online methods rely on OTP verification, so updating your mobile number is essential.

How to Check EPF Balance for Exempted Establishments?

Some companies manage their own PF trusts and are known as Exempted Establishments. If you’re part of one:

• You won’t see your EPF balance on the EPFO portal.
• You’ll need to contact your HR department or the internal PF trust for details.
• Many such employers share annual PF statements or host internal portals for access.

So, if your PF passbook isn’t available on the EPFO website — this might be the reason.

FAQ

1. How can I check my PF balance without a UAN number?

You can check it through your salary slip, ask your employer, or visit the EPFO office. But, activating your UAN makes things much easier.

2. Can I check my PF balance using my PAN number?

No, you can’t check your balance with just your PAN. You’ll need your UAN, or you can reach out to your employer or EPFO for help.

3. How can I check my old PF claim status if I don’t have my UAN?

Without your UAN, just ask your old employer’s HR or visit the EPFO office — they’ll help you.

4. How do I find my PF UAN number?

You can find it on the EPFO portal using your Aadhaar or Member ID. If not, your employer can help, or you can visit the EPFO office.

Disclaimer : Investments in debt securities/ municipal debt securities/ securitised debt instruments are subject to risks including delay and/ or default in payment. Read all the offer related documents carefully.