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Yield (% Return)

This is indicative % returns on your bond investments

Balance tenure

Time period after which your initial investment is paid back

Interest payment frequency

Time period between two interest payments on your bond

Credit rating

This shows the safety of the issuer. Higher the rating - safer the bond

Government Bonds / SDLs / T-bills

Investing in Government Bonds is suitable for retail investors who are looking to diversify their investment portfolios.This is because Government Bonds are risk-free under a sovereign guarantee that adequately nullifies the inherent credit risk. The guarantee from the Government is also called 'Sovereign Guarantee'.

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Yield (% Return)

This is indicative % returns on your bond investments

Balance tenure

Time period after which your initial investment is paid back

Interest payment frequency

Time period between two interest payments on your bond

Credit rating

This shows the safety of the issuer. Higher the rating - safer the bond

Curated Pack : Government Bonds


Uttar Pradesh State Government

Coupon

7.3500%

Maturity

Oct 2039

Rating

Sovereign

Type of Bond

State Development Loan

Yield

7.8300%

Price

₹ 99.51

Uttar Pradesh State Government

Coupon

7.7400%

Maturity

Jun 2038

Rating

Sovereign

Type of Bond

State Development Loan

Yield

7.8300%

Price

₹ 101.99

Maharashtra State Govenment

Coupon

7.1300%

Maturity

Sep 2037

Rating

Sovereign

Type of Bond

State Development Loan

Yield

7.8000%

Price

₹ 95.63

Andhra Pradesh State Govenment

Coupon

7.1500%

Maturity

Jul 2037

Rating

Sovereign

Type of Bond

State Development Loan

Yield

7.7800%

Price

₹ 97.41

Tamil Nadu

Coupon

7.5700%

Maturity

Jan 2033

Rating

Sovereign

Type of Bond

State Development Loan

Yield

7.7500%

Price

₹ 101.08

Government Of India

Coupon

7.4300%

Maturity

Jan 2076

Rating

Sovereign

Type of Bond

Central Government Securities

Yield

7.6000%

Price

₹ 99.57

Government Of India

Coupon

6.9500%

Maturity

Dec 2061

Rating

Sovereign

Type of Bond

Central Government Securities

Yield

7.5500%

Price

₹ 94.93

Government Of India

Coupon

7.5400%

Maturity

May 2036

Rating

Sovereign

Type of Bond

Central Government Securities

Yield

7.1000%

Price

₹ 105.99

Government Of India

Coupon

6.2200%

Maturity

Mar 2035

Rating

Sovereign

Type of Bond

Central Government Securities

Yield

6.9800%

Price

₹ 95.72

Bond Name Coupon Maturity Rating Interest Payment Yield Price Action

UTTAR PRADESH STATE GOVERNMENT

7.3500

Oct 2039

Sovereign Sovereign

Semi Annual

7.8300%

₹ 99.51

Read More

UTTAR PRADESH STATE GOVERNMENT

7.7400

Jun 2038

Sovereign Sovereign

Semi Annual

7.8300%

₹ 101.99

Read More

MAHARASHTRA STATE GOVENMENT

7.1300

Sep 2037

Sovereign Sovereign

Semi Annual

7.8000%

₹ 95.63

Read More

ANDHRA PRADESH STATE GOVENMENT

7.1500

Jul 2037

Sovereign Sovereign

Semi Annual

7.7800%

₹ 97.41

Read More

TAMIL NADU

7.5700

Jan 2033

Sovereign Sovereign

Semi Annual

7.7500%

₹ 101.08

Read More

GOVERNMENT OF INDIA

7.4300

Jan 2076

Sovereign Sovereign

Semi Annual

7.6000%

₹ 99.57

Read More

GOVERNMENT OF INDIA

6.9500

Dec 2061

Sovereign Sovereign

Semi Annual

7.5500%

₹ 94.93

Read More

GOVERNMENT OF INDIA

7.5400

May 2036

Sovereign Sovereign

Semi Annual

7.1000%

₹ 105.99

Read More

GOVERNMENT OF INDIA

6.2200

Mar 2035

Sovereign Sovereign

Semi Annual

6.9800%

₹ 95.72

Read More

Note: The listing of products above should not be considered an endorsement or recommendation to invest. Please use your own discretion before you transact. The listed products and their price or yield are subject to availability and market cutoff times.

Discover our Curated Packs

MANBA FINANCE LIMITED

Coupon

10.6500%

Maturity

Nov 2028

Rating

CARE  A-

Type of Bond

Secured - Regular Bond/Debenture

Yield

11.2000%

Price

₹ 9,968.81

VIVRITI CAPITAL LIMITED

Coupon

9.6000%

Maturity

Dec 2027

Rating

CRISIL  A+

Type of Bond

Secured - Regular Bond/Debenture

Yield

10.1500%

Price

₹ 9,980.41

MAS FINANCIAL SERVICES LIMITED

Coupon

9.0000%

Maturity

Dec 2028

Rating

CARE  AA-

Type of Bond

Secured - Regular Bond/Debenture

Yield

9.5000%

Price

₹ 9,946.72

MUTHOOT HOUSING FINANCE COMPANY LIMITED

Coupon

10.2500%

Maturity

Jun 2029

Rating

CRISIL  AA-

Type of Bond

Senior Unsecured - Regular Bond/Debenture

Yield

10.2500%

Price

₹ 1,00,736.84

UTKARSH SMALL FINANCE BANK LIMITED

Coupon

11.7500%

Maturity

Sep 2033

Rating

CARE  A-

Type of Bond

Subordinate Debt Tier 2 - Lower

Yield

11.2500%

Price

₹ 1,04,198.34

SHRI RAM FINANCE CORPORATION PRIVATE LIMITED

Coupon

13.2500%

Maturity

Dec 2030

Rating

ACUITE  A

Type of Bond

Subordinate Debt Tier 2

Yield

12.8000%

Price

₹ 1,03,906.51

MAHAVEER FINANCE (INDIA) LIMITED

Coupon

12.4000%

Maturity

Sep 2031

Rating

CRISIL  BBB+

Type of Bond

Floating Rate Bond

Yield

12.6000%

Price

₹ 1,01,265.18

SHIVALIK SMALL FINANCE BANK LIMITED

Coupon

10.8500%

Maturity

Apr 2032

Rating

Ind-Ra  A-

Type of Bond

Subordinate Debt Tier 2 - Lower

Yield

11.2500%

Price

₹ 1,00,278.07

CREDITACCESS GRAMEEN LIMITED

Coupon

9.1500%

Maturity

Sep 2028

Rating

ICRA  AA-

Type of Bond

Secured - Regular Bond/Debenture

Yield

9.4571%

Price

₹ 1,00,350.96

NAMRA FINANCE LIMITED

Coupon

11.3500%

Maturity

Dec 2027

Rating

ACUITE  A-

Type of Bond

Secured - Regular Bond/Debenture

Yield

11.1000%

Price

₹ 1,01,152.44

INDIGRID INFRASTRUCTURE TRUST

Coupon

8.2000%

Maturity

May 2031

Rating

CRISIL  AAA

Type of Bond

Secured - Regular Bond/Debenture

Yield

7.7500%

Price

₹ 1,052.18

KRAZYBEE SERVICES LIMITED

Coupon

9.9000%

Maturity

Aug 2028

Rating

CRISIL  A+

Type of Bond

Secured - Regular Bond/Debenture

Yield

10.2500%

Price

₹ 1,00,301.24

NAVI FINSERV LIMITED

Coupon

10.3000%

Maturity

Sep 2027

Rating

CRISIL  A

Type of Bond

Secured - Regular Bond/Debenture

Yield

9.5000%

Price

₹ 10,119.82

MANBA FINANCE LIMITED

Coupon

10.6500%

Maturity

Nov 2028

Rating

CARE  A-

Type of Bond

Secured - Regular Bond/Debenture

Yield

11.2000%

Price

₹ 9,968.81

VIVRITI CAPITAL LIMITED

Coupon

9.6000%

Maturity

Dec 2027

Rating

CRISIL  A+

Type of Bond

Secured - Regular Bond/Debenture

Yield

10.1500%

Price

₹ 9,980.41

KERALA INFRASTRUCTURE INVESTMENT FUND BOARD

Coupon

8.9500%

Maturity

Dec 2029

Rating

ACUITE  AA(CE)

Type of Bond

State Guaranteed Bond (SLU)

Yield

8.5000%

Price

₹ 1,02,298.17

TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED

Coupon

9.3500%

Maturity

Dec 2029

Rating

Ind-Ra  AA(CE)

Type of Bond

State Guaranteed Bond (SLU)

Yield

8.2000%

Price

₹ 1,03,852.65

PIRAMAL FINANCE LIMITED

Coupon

6.7500%

Maturity

Sep 2031

Rating

CARE  AA+

Type of Bond

Secured - Regular Bond/Debenture

Yield

9.1500%

Price

₹ 714.53

EARLYSALARY SERVICES PRIVATE LIMITED

Coupon

10.7000%

Maturity

Mar 2027

Rating

CARE  A-

Type of Bond

Secured - Regular Bond/Debenture

Yield

9.5000%

Price

₹ 1,00,834.85

KRAZYBEE SERVICES LIMITED

Coupon

10.4000%

Maturity

Jan 2027

Rating

CRISIL  A+

Type of Bond

Secured - Regular Bond/Debenture

Yield

9.0000%

Price

₹ 50,127.30

BERAR FINANCE LIMITED

Coupon

11.2500%

Maturity

Jun 2027

Rating

CRISIL  BBB+

Type of Bond

Secured - Regular Bond/Debenture

Yield

10.0000%

Price

₹ 1,01,210.43

KOSAMATTAM FINANCE LIMITED

Coupon

10.6200%

Maturity

Jul 2027

Rating

Ind-Ra  A

Type of Bond

Secured - Regular Bond/Debenture

Yield

9.5000%

Price

₹ 75,661.86

MAHARASHTRA STATE GOVENMENT

Coupon

7.1300%

Maturity

Sep 2037

Rating

Sovereign

Type of Bond

State Development Loan

Yield

7.8000%

Price

₹ 95.63

NATIONAL HOUSING BANK

Coupon

8.6800%

Maturity

Mar 2029

Rating

ICRA  AAA

Type of Bond

Tax-free Bond

Yield

5.2000%

Price

₹ 5,629.00

MANBA FINANCE LIMITED

Coupon

10.6500%

Maturity

Nov 2028

Rating

CARE  A-

Type of Bond

Secured - Regular Bond/Debenture

Yield

11.2000%

Price

₹ 9,968.81

HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED

Coupon

7.5100%

Maturity

Feb 2028

Rating

CARE  AAA

Type of Bond

Tax-free Bond

Yield

5.2400%

Price

₹ 1,077.81

GOVERNMENT OF INDIA

Coupon

6.9500%

Maturity

Dec 2061

Rating

Sovereign

Type of Bond

Central Government Securities

Yield

7.5500%

Price

₹ 94.93

INDIGRID INFRASTRUCTURE TRUST

Coupon

8.2000%

Maturity

May 2031

Rating

CRISIL  AAA

Type of Bond

Secured - Regular Bond/Debenture

Yield

7.7500%

Price

₹ 1,052.18

KRAZYBEE SERVICES LIMITED

Coupon

9.9000%

Maturity

Aug 2028

Rating

CRISIL  A+

Type of Bond

Secured - Regular Bond/Debenture

Yield

10.2500%

Price

₹ 1,00,301.24

NAVI FINSERV LIMITED

Coupon

10.3000%

Maturity

Sep 2027

Rating

CRISIL  A

Type of Bond

Secured - Regular Bond/Debenture

Yield

9.5000%

Price

₹ 10,119.82

MANBA FINANCE LIMITED

Coupon

10.6500%

Maturity

Nov 2028

Rating

CARE  A-

Type of Bond

Secured - Regular Bond/Debenture

Yield

11.2000%

Price

₹ 9,968.81

VIVRITI CAPITAL LIMITED

Coupon

9.6000%

Maturity

Dec 2027

Rating

CRISIL  A+

Type of Bond

Secured - Regular Bond/Debenture

Yield

10.1500%

Price

₹ 9,980.41

MAHARASHTRA STATE GOVENMENT

Coupon

7.1300%

Maturity

Sep 2037

Rating

Sovereign

Type of Bond

State Development Loan

Yield

7.8000%

Price

₹ 95.63

GOVERNMENT OF INDIA

Coupon

6.9500%

Maturity

Dec 2061

Rating

Sovereign

Type of Bond

Central Government Securities

Yield

7.5500%

Price

₹ 94.93

UTTAR PRADESH STATE GOVERNMENT

Coupon

7.7400%

Maturity

Jun 2038

Rating

Sovereign

Type of Bond

State Development Loan

Yield

7.8300%

Price

₹ 101.99

GOVERNMENT OF INDIA

Coupon

Goi Strips

Maturity

Dec 2030

Rating

Sovereign

Type of Bond

Central Government Securities

Yield

6.9000%

Price

₹ 77.66

GOVERNMENT OF INDIA

Coupon

7.4300%

Maturity

Jan 2076

Rating

Sovereign

Type of Bond

Central Government Securities

Yield

7.6000%

Price

₹ 99.57

KRAZYBEE SERVICES LIMITED

Coupon

9.9000%

Maturity

Aug 2028

Rating

CRISIL  A+

Type of Bond

Secured - Regular Bond/Debenture

Yield

10.2500%

Price

₹ 1,00,301.24

NAVI FINSERV LIMITED

Coupon

10.3000%

Maturity

Sep 2027

Rating

CRISIL  A

Type of Bond

Secured - Regular Bond/Debenture

Yield

9.5000%

Price

₹ 10,119.82

MANBA FINANCE LIMITED

Coupon

10.6500%

Maturity

Nov 2028

Rating

CARE  A-

Type of Bond

Secured - Regular Bond/Debenture

Yield

11.2000%

Price

₹ 9,968.81

VIVRITI CAPITAL LIMITED

Coupon

9.6000%

Maturity

Dec 2027

Rating

CRISIL  A+

Type of Bond

Secured - Regular Bond/Debenture

Yield

10.1500%

Price

₹ 9,980.41

SHRI RAM FINANCE CORPORATION PRIVATE LIMITED

Coupon

13.2500%

Maturity

Dec 2030

Rating

ACUITE  A

Type of Bond

Subordinate Debt Tier 2

Yield

12.8000%

Price

₹ 1,03,906.51

NATIONAL HOUSING BANK

Coupon

8.6800%

Maturity

Mar 2029

Rating

ICRA  AAA

Type of Bond

Tax-free Bond

Yield

5.2000%

Price

₹ 5,629.00

HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED

Coupon

7.5100%

Maturity

Feb 2028

Rating

CARE  AAA

Type of Bond

Tax-free Bond

Yield

5.2400%

Price

₹ 1,077.81

INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED

Coupon

8.6600%

Maturity

Jan 2034

Rating

ICRA  AAA

Type of Bond

Tax-free Bond

Yield

5.2000%

Price

₹ 1,267.43

HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED

Coupon

7.3900%

Maturity

Feb 2031

Rating

CARE  AAA

Type of Bond

Tax-free Bond

Yield

5.2100%

Price

₹ 1,132.02

HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED

Coupon

7.1900%

Maturity

Mar 2028

Rating

CARE  AAA

Type of Bond

Tax-free Bond

Yield

5.2700%

Price

₹ 1,065.13

ESAF SMALL FINANCE BANK LIMITED

Coupon

11.2500%

Maturity

May 2029

Rating

CARE  A-

Type of Bond

Subordinate Debt Tier 2

Yield

10.7000%

Price

₹ 1,02,644.54

ESAF SMALL FINANCE BANK LIMITED

Coupon

11.6500%

Maturity

Feb 2032

Rating

CARE  A-

Type of Bond

Subordinate Debt Tier 2 - Lower

Yield

10.9000%

Price

₹ 1,04,475.76

UTKARSH SMALL FINANCE BANK LIMITED

Coupon

11.7500%

Maturity

Sep 2033

Rating

CARE  A-

Type of Bond

Subordinate Debt Tier 2 - Lower

Yield

11.2500%

Price

₹ 1,04,198.34

ESAF SMALL FINANCE BANK LIMITED

Coupon

11.6500%

Maturity

Jul 2032

Rating

CARE  A-

Type of Bond

Subordinate Debt Tier 2 - Lower

Yield

11.1500%

Price

₹ 1,04,592.86

SHIVALIK SMALL FINANCE BANK LIMITED

Coupon

10.8500%

Maturity

Apr 2032

Rating

Ind-Ra  A-

Type of Bond

Subordinate Debt Tier 2 - Lower

Yield

11.2500%

Price

₹ 1,00,278.07

NATIONAL HOUSING BANK

Coupon

8.6800%

Maturity

Mar 2029

Rating

ICRA  AAA

Type of Bond

Tax-free Bond

Yield

5.2000%

Price

₹ 5,629.00

HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED

Coupon

7.5100%

Maturity

Feb 2028

Rating

CARE  AAA

Type of Bond

Tax-free Bond

Yield

5.2400%

Price

₹ 1,077.81

INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED

Coupon

8.6600%

Maturity

Jan 2034

Rating

ICRA  AAA

Type of Bond

Tax-free Bond

Yield

5.2000%

Price

₹ 1,267.43

HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED

Coupon

7.3900%

Maturity

Feb 2031

Rating

CARE  AAA

Type of Bond

Tax-free Bond

Yield

5.2100%

Price

₹ 1,132.02

HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED

Coupon

7.1900%

Maturity

Mar 2028

Rating

CARE  AAA

Type of Bond

Tax-free Bond

Yield

5.2700%

Price

₹ 1,065.13

Note: Pursuant to the provisions of Section 193 of the Income Tax Act, 1961, as amended, effective from 1st April 2023, TDS will be deducted at the rate of 10% (or such other rates as may be notified from time to time) on any interest payable on any security issued by a company other than securities issued by the Central Government or a State Government. The listing of products above: (a) should not be considered an advertisement, endorsement, or recommendation to invest. Please use your own discretion before you transact. (b) is in compliance with regulatory framework as applicable for Online Bond Platform Provider (c) at their given price or yield are subject to availability and market cut-off timings.

More information on Government Bonds

Who issues Government Bonds?

Government Bonds are issued by the central or state government of India. E.g.: Government of India or Government of Tamil Nadu etc.

What is the Government Bonds interest rate?

Government Bonds interest rate is also called as coupon. Different Bonds have different coupon rates based on tenor. A 10 year government security is considered as benchmark for reference index. Currently the returns vary in the ranges between 6-8%* (*6-8% as on date. It varies depending on the interest rate)

Are Government Bonds safe to invest in?

Government Bonds are considered risk free since they are guaranteed by the government. They offer maximum safety as the government commits to pay the interest and repay the principal. Yes, Government Bonds are safe to invest in and give higher returns than Fixed deposits, National Savings Certificate, Post Office Fixed Deposit or RBI Savings Bonds

What is the minimum amount needed to invest in Government Bonds?

The minimum investment amount for Government Bonds is Rs. 10,000. The face values of these bonds are 100 and the minimum units to purchase are 100.

Who can invest in Government Bonds

The investors who can buy Government Bonds are banks, insurance companies, mutual funds, trusts, corporations,HUF, NRIs, HNIS and Retail etc.

What is the lock in on Govt bonds

Government Bonds have no lock in period unlike other bonds like RBI Savings Bonds. These bonds are easily tradeable in the secondary market in case you need to exit your investments