An income tax clearance certificate often sounds like a technical document that only large businesses deal with. In reality it can become important for individuals and families too whenever money is being taken out of India or when a person leaves the country for work or settlement. This certificate is issued by the Income Tax […]

Tax planning is a normal part of financial life. Every taxpayer wants to reduce the tax outgo within the rules of the law. This is where tax avoidance comes in. It is often confused with tax evasion yet the two are very different. Understanding what is tax avoidance how does tax avoidance work and where […]

Payroll is one of the most routine yet sensitive functions in any organisation. Every month salaries go out to employees and along with them various statutory deductions also move to the government. These deductions are not random. They are part of a structured system known as payroll tax. When handled correctly payroll tax keeps employees […]

For many salaried and self-employed individuals who live in rented accommodation and do not receive House Rent Allowance, tax relief under Section 80GG becomes very important. However, this deduction is not automatic. The Income Tax Department requires a specific declaration in Form 10BA before the claim is considered. When this simple step is missed the […]

Every year, as calendars start filling up with parties, travel plans and sales, money decisions often move to the back seat. Yet this is exactly when Year End Financial Planning can quietly change someone’s financial life. A simple pause in December helps a person see where their money really went, if their plans stayed on […]

In almost every group of market lovers, there is that one moment when someone casually says, “Arre, ab toh sab algo se hi trade karte hain.” Instantly, the mood changes. One person thinks of high-tech rooms and billion-dollar funds, another imagines a robot that mints money, and a third quietly decides, “This is not for […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from April 6 to April 8, 2026. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: Part A: RBI’s Policy Decision Rationale: 1. Inflation In January-February, headline inflation continued to remain below target […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from February 4 to February 6, 2026. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: Part A: RBI’s Policy Decision Rationale: 1. Inflation Headline CPI inflation remained low in Nov’25 and Dec’25 even […]

Fiscal Deficit The government has achieved its budgeted fiscal deficit target for FY25-26 at 4.4% of GDP, thereby meeting the fiscal consolidation objective set in FY20-21 to reduce the deficit below 4.5% by FY25-26. For FY26–27, the government has set a fiscal deficit target of 4.3% of GDP, exceeding market expectations Deficit Statistics   2024-2025 […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from December 3 to December 5, 2025. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: Part A: RBI’s Policy decision Rationale: Inflation The headline inflation has declined sharply since the Oct’25 policy, […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from September 29 to October 1, 2025. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: Part A: RBI’s Policy decision Rationale: 1.  Inflation The headline inflation for FY26 has been revised downwards to […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from August 4-6, 2025. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: MPC unanimously decided to keep Repo rate unchanged at 5.50%, consequently the standing deposit facility (SDF) stands at 5.25%. Part […]

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