Not every transfer of shares, bonds or other demat securities needs to happen through a stock exchange. In some situations, securities can move directly from one demat account to another. This is known as an Off-Market transfer. Such transfers are commonly used for gifts, transfers between an investor’s own accounts, private transactions and certain family […]

Imagine you run a business and suddenly need a new delivery truck, a dozen laptops, or a bigger office space. Buying all of that outright costs a fortune. If you empty your bank account to buy equipment, you might not have enough cash left over to pay your team or handle a surprise emergency. That […]

Have you ever stared at a stock ticker and thought, “Is buying this actually a smart move, or am I just gambling my hard-earned money?” Let’s be real—it’s the ultimate question we all face when investing. To figure this out without needing a finance degree or a massive spreadsheet, people use a super handy visual […]

Trying to grow your money without a game plan is a lot like heading out on a long road trip with your eyes closed. You might get lucky for a mile or two, but eventually, you’re going to hit a dead end, waste gas, or run straight into a headache. A good investment strategy is […]

Every investor has a different reason for putting money aside. One may be saving for a child’s education, another may want regular income after retirement, while someone else may simply want to balance risk in a portfolio. Debt instruments can help with such goals. In simple terms, they allow an investor to lend money to […]

Making investments is only one part of the journey. The other part is checking whether those investments are still doing the job they were chosen for. A lot can change after a person builds a portfolio. Markets may rise or fall, interest rates may move, some investments may perform better than expected, while others may […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from August 3 to August 5, 2026. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: Part A: RBI’s Policy Decision Rationale: 1.       Inflation Headline CPI inflation rose to 4.4% in June 2026, […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from June 3 to June 5, 2026. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: – The MPC unanimously decided to maintain the repo rate at 5.25%. Consequently, the SDF rate is […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from April 6 to April 8, 2026. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: Part A: RBI’s Policy Decision Rationale: 1. Inflation In January-February, headline inflation continued to remain below target […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from February 4 to February 6, 2026. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: Part A: RBI’s Policy Decision Rationale: 1. Inflation Headline CPI inflation remained low in Nov’25 and Dec’25 even […]

Fiscal Deficit The government has achieved its budgeted fiscal deficit target for FY25-26 at 4.4% of GDP, thereby meeting the fiscal consolidation objective set in FY20-21 to reduce the deficit below 4.5% by FY25-26. For FY26–27, the government has set a fiscal deficit target of 4.3% of GDP, exceeding market expectations Deficit Statistics   2024-2025 […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from December 3 to December 5, 2025. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: Part A: RBI’s Policy decision Rationale: Inflation The headline inflation has declined sharply since the Oct’25 policy, […]

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