Secured & Geographically Diversified Loan Book
100% Loan Book is secured & Diversified geographically with north contributing around 33%, east around 6%, south around 26% and west around 35% as on September 30, 2022
Diverse Funding Profile
Diversified active lenders comprising leading financial institutions (National Housing Bank, State Bank of India, ICICI Bank, Axis Bank, Canara Bank, Bank of Baroda, Idfc First Bank, etc.)
Experienced senior management
Mr. Adar Poonawalla is the Chairman and Non-Executive Director of the Board and Manish Jaiswal is the MD & CEO, who has over 30 years of industry experience, along with a team of seasoned professionals having specialization in financial services
Adequate Capitalisation
Capital adequacy ratio (CAR) stood at 34.83% with Tier 1 is at 32.60% as on 31 march 2023 against RBI’s regulatory requirement of 15%
Strong Asset quality
Gross NPA - 0.81% & Net NPA – 0.40% as on 31 march 2023