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Explore / Sovereign Gold Bonds



Invest in GOLD
via
Sovereign Gold Bond

Apply online through your Demat account and save ₹50 per gram


+ 2.5% Interest Extra
Issued by Government of India
+ Capital Gains Tax Benefit
₹28,236 Crores already Invested!
Listed on BSE / NSE
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What are Sovereign Gold Bonds ?
Sovereign Gold Bonds are government securities denominated in grams of gold. They are substitutes for holding physical gold. Investors have to pay issue price in cash and the bonds will be redeemed in cash on maturity. The bond is issued by Reserve Bank Of India on behalf of Government of India
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Why is investment in Gold Bonds better than real gold?
Gold can be owned in demat form. There is no storage or theft concern, purity (999) assured & transparent pricing.
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Who issues & protects investments in Gold Bonds?
Gold bonds are issued every month by Reserve Bank of India on behalf of Government of India. Highest safety as it is Government of India backed.
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What is Liquidity/Maturity of Gold Bonds?
Tenure of the bond is 8 years with an exit option after 5 years. Bonds are easily transferable and also listed / tradeable on Stock Exchanges.
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What is the min. & max gold that I can buy via Gold Bonds?
As per rules of RBI, Individual investor can apply Minimum of 1 gram to a maximum of 4KG in a financial year.
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Any Financial/Tax benefits of investing in Gold Bonds?
Investors are paid interest of 2.5% p.a. ( payable semi-annually) plus Zero tax on Capital Gains when held to maturity (No TDS)
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How much money I make at redemption?
On maturity, gold bonds shall be redeemed base of simple avg. of closing price of 999 gold purity of previous 3 business days, published by IBJA.
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Why is investment in Gold Bonds better than real gold?
Gold can be owned in demat form. There is no storage or theft concern, purity (999) assured & transparent pricing.
gold brick
Who issues & protects investments in Gold Bonds?
Gold bonds are issued every month by Reserve Bank of India on behalf of Government of India. Highest safety as it is Government of India backed.
gold brick
What is Liquidity/Maturity of Gold Bonds?
Tenure of the bond is 8 years with an exit option after 5 years. Bonds are easily transferable and also listed / tradeable on Stock Exchanges.
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What is the min. & max gold that I can buy via Gold Bonds?
As per rules of RBI, Individual investor can apply Minimum of 1 gram to a maximum of 4KG in a financial year.
gold brick
Any Financial/Tax benefits of investing in Gold Bonds?
Investors are paid interest of 2.5% p.a. ( payable semi-annually) plus Zero tax on Capital Gains when held to maturity (No TDS)
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How much money I make at redemption?
At maturity, gold bonds shall be redeemed on the basis of simple average of closing price of 999 gold purity of previous 3 business days, published by IBJA.
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Get more advanced, in-depth information on Sovereign Gold Bonds from RBI
Reserve Bank of India has published detailed information as FAQs about Gold Bonds to help you make an informed decision. Click to know more.
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What will I earn?

Your investment in gold will yield good returns if you invest in primary & redeem after 8 years.
(Below example is for illustration purpose only)

Your Investment

Your could earn...

if gold prices go up by 20% in next 8 years

Enter gold quantity

Price of 1 gram of gold - ₹4,839

Total Investment Amount

4,500

Sovereign Gold Bond

Gold Price

₹5400

Interest*

₹900

Gold Bond Returns**

₹6300

(+ 40 %)

Only Gold

Gold Price

₹5400

Only Gold Returns

5310

(+ 18%)

Your Investment


Enter gold quantity

Price of 1 gram of gold - ₹4,839

Total Investment Amount

Your could earn...

if gold prices go up by 20% in next 8 years

Only Gold Returns

5310

(+ 18 %)

Gold Bond Returns**

₹6300

(+ 40 %)

Sovereign Gold Bond

Gold Price

₹5400

Interest*

₹900

Only Gold

Gold Price

₹5400

*Interest = (2.5% Interest * Nominal Value) * (8 Years))

**Gold Bond Returns = (((Price at Maturity + Interest) – Price at Investment) / Price at Investment) *100)

Subject to applicable tax only to income & calculated on simple interest basis and it is the responsibility of the bond holder to comply with the tax laws.

Gold Bond issue for June, 2021
Gold bonds can be subscribed during the issue period at a fixed price declared by RBI

Sovereign Gold Bonds 2021 – 2022 Series III

Sovereign Security

Sovereign Security

ISIN

IN0020210087

BSE Notice

Coupon Rate

2.5%

Safety

Sovereign Security

Returns

Based on Gold Prices

Allotment Date

June 8, 2021

Issue Opening - Closing Dates

May 31 - June 04, 2021

Next Interest Payment Date

Dec 7, 2021

Interest Payment Frequency

Semi Annually

Every 6 Months

Maturity after

8 Years

07/12/2026 (1st Exit Date)

Purchase Limit

4 Kilogram/ 4000 units

During each financial year

Issuer

Government of India

RBI Notice

www.rbi.org.in

Can I exit this investment early?

Yes - Exit option

After 5th year. Investor can exercise it on the next interest payment dates.

SGB Actual Issuance Price

Source: RBI

Calculate Investment

Enter gold quantity

(Range : 1 gm - 4000 gm)

Issue Price

4842.00

Discount

(For Online Transaction)

50.00

Net Issue Price

(Price of 1 gram of gold)

4627.00

Total Investment Amount

9,26,270.00

Upcoming issues

As declared by RBI, Gold bonds are issued every month. You can also easily plan your gold investments.

S.No. Issue Name* Subscription Dates Allotment Date
1 2021-22 Series IV July 12 - July 16, 2021 20-Jul-21
2 2021-22 Series V August 09 - August 13, 2021 17-Aug-21
3 2021-22 Series VI August 30- September 03, 2021 7-Sep-21

*As per RBI data

How do I buy this bond?

You can follow the steps mentioned to complete your purchase.

1

Login & complete KYC

2

Enter investment Amount / Quantity of Gold

Calculate the investment amount

3

Transfer of funds

Through Payment Gateway

4

Bid Clearance

From Stock Exchange & Reserve Bank of India (RBI)

5

Allotment and Credit of Bond in Demat Account

Bond is yours!

Documents required for KYC

PAN Card

Demat Details

Photo

Proof of address

Bank account details

How Can I exit this investment?

There are various ways to exit any Bond investments

At Maturity

GOVERNMENT OF INDIA will redeem the gold bond at prevailing market price per gram

Sell your bond anytime

You can sell your bond anytime you want. We will help you find a suitable buyer

Have a cashflow issue & need money ?

Don't sell your bond as you can always get an easy loan against your gold bond holdings. We can help you to get one!

Still looking for help?