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8 min read
20 Jan, 2026
Essential
What is Sweep-in FD? Meaning, Interest Rate, Benefits
Many investors face a common dilemma: keeping funds in a savings account offers high liquidity but low returns, while locking money in a Fixed Deposit (FD) offers higher interest but locks your funds for any withdrawals. The banking sector solves this problem with an interesting facility known as the Sweep-in FD. This financial tool essentially
8 min read
132
8 min read
20 Jan, 2026
Essential
Post Office Fixed Deposit: Interest Rate, Tenure and More
There are some money habits that feel almost “Indian by default.” One of them is the quiet comfort of a post office savings product. Many families still remember the old passbook, the long queue at the counter, and the feeling that whatever you deposited there was not going to vanish overnight. That sentiment is exactly
8 min read
170
5 min read
20 Jan, 2026
Essential
Certificate of Deposit vs Fixed Deposit: What’s the Real Difference?
If you’ve ever tried to park money “safely” for a few months or a year, chances are someone has suggested an FD. And if you’ve spent a little more time reading about money markets, you may have stumbled upon something called a Certificate of Deposit (CD). At first glance, both look similar: you lock money
5 min read
121
6 min read
20 Jan, 2026
Essential
How To Open Post Office Fixed Deposit Account Online
If you grew up in an Indian household, chances are the post office wasn’t just a place to mail letters. It was where passbooks lived, where grandparents parked savings, and where money felt… safe. That trust hasn’t disappeared. Even today, the Post Office Fixed Deposit is a familiar choice for people who want peace &
6 min read
149
7 min read
20 Jan, 2026
Understanding Fixed Deposit Receipt (FDR): Meaning, Format, Components
Fixed deposits are popular for one simple reason: they don’t demand constant attention. You lock in an amount, choose a tenure, and the return is predictable or fixed. But the part many investors don’t think about enough is the “paper trail” that sits behind that deposit. When you book an FD with a bank or
7 min read
166
8 min read
09 Jan, 2026
Essential
Corporate Bonds vs Fixed Deposits: How to Choose?
Most Indian investors reach the same crossroads at some point: “Should I put my money in a fixed deposit, or invest in bonds?” With living costs rising and in a downward interest rate cycle, the corporate bonds vs fd debate has become more relevant than ever. Fixed deposits feel familiar because the payout is predictable.
8 min read
364
7 min read
07 Jan, 2026
Essential
Corporate FD or Company FD: Features, Benefits, Eligibility & Everything
A bank FD is the first stop for many Indian households, but a corporate FD (also called a company FD or corporate fixed deposit)—and investors often ask, what is corporate fixed deposit—is another option that often offers a higher stated interest rate. In a corporate FD, the money is placed with a company, not a
7 min read
230
8 min read
05 Jan, 2026
Essential
What is Butterfly Strategy?
Options can feel like a high-speed game—fast moves, fast emotions, and sometimes fast losses. That’s exactly why strategies that cap both risk and reward exist. The butterfly strategy is one of those: it is built for traders who have a clear view that the market may stay in a range, not explode in either direction.
8 min read
312
9 min read
01 Jan, 2026
Essential
What is Asset Allocation
Most investors don’t lose sleep because they chose the “wrong” stock. They lose sleep because everything they own seems to fall together on the same day. That is exactly where asset allocation steps in. It is the simple practice of spreading money across different kinds of investments—so one market mood does not decide the fate
9 min read
199
7 min read
31 Dec, 2025
Essential
What is Present Value?
Most people don’t actually struggle with numbers. They struggle with timing. ₹1,00,000 sounds like a solid amount—until someone adds, “but you’ll get it five years later.” Suddenly the mind starts doing quiet math: inflation, missed opportunities, and the simple fact that money in hand feels more useful than money on paper. That gap is exactly
7 min read
266
10 min read
29 Dec, 2025
Essential
What is Discount Rates?
People often assume the value of money is fixed—₹1 lakh is ₹1 lakh. In reality, timing changes everything. Money received today can be invested, used, or kept liquid; money received later carries uncertainty and opportunity cost. That gap between “today” and “later” is where discount rates come in. They help translate future cash flows into
10 min read
375
7 min read
24 Dec, 2025
Essential
What Is Reverse Repo Rate?
Introduction Anyone who follows RBI announcements—whether seriously or just while scrolling through the news—has probably seen the term Reverse Repo Rate pop up. For most people, it feels like one of those phrases that belongs to bankers sitting in tall glass buildings. But interestingly, this tiny number quietly shapes things around us more than we
7 min read
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KRAZYBEE SERVICES LIMITED
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Note:
The listing of products above should not be considered an endorsement or recommendation to invest. Please use your own discretion before you transact. The listed products and their price or yield are subject to availability and market cutoff times. Pursuant to the provisions of Section 193 of Income Tax Act, 1961, as amended, with effect from, 1st April 2023, TDS will be deducted @ 10% on any interest payable on any security issued by a company (i.e. securities other than securities issued by the Central Government or a State Government).
Note: The listing of products above should not be considered an endorsement or recommendation to invest. Please use your own discretion before you transact. The listed products and their price or yield are subject to availability and market cutoff times. Pursuant to the provisions of Section 193 of Income Tax Act, 1961, as amended, with effect from, 1st April 2023, TDS will be deducted @ 10% on any interest payable on any security issued by a company (i.e. securities other than securities issued by the Central Government or a State Government).
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India Bond Private Limited
CIN: U67100MH2008PTC178990
SEBI Registration No.: INZ000311637
NSE Member ID - Debt Segment: 90316
BSE Member ID - Debt Segment: 6811
CIN: U67100MH2008PTC178990
SEBI Registration No.: INZ000311637
NSE Member ID - Debt Segment: 90316
BSE Member ID - Debt Segment: 6811
Registered Address: 605, 6th Floor, Windsor, Off CST Road, Kalina, Santacruz - (East), Mumbai – 400 098.
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