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10 min read
28 Sep, 2026
Essential
Swap Rate: Meaning, Formula, Example, Types, Benefits and Risks
Interest rates rarely sit still. A loan that looked cheap the day it was signed can turn into a headache two years later if the benchmark it is linked to keeps climbing. Businesses that borrow at floating rates live with this problem constantly, and one of the older tools they use to deal with it
10 min read
114
7 min read
24 Sep, 2026
Essential
Effective Duration: Meaning, Formula, Calculation & Example
Bond prices do not remain unaffected when interest rates change. For an investor, understanding how sensitive a bond may be to these movements is an important part of assessing interest rate risk. Effective Duration is one such measure. It is particularly useful for bonds whose future cash flows may change when market interest rates move,
7 min read
134
8 min read
21 Sep, 2026
Essential
IndiaBonds Demat: Easy to Open – Zero Cost to Maintain
Introduction Rohan had been putting off one decision for almost a year. Every month, a little more money sat in his savings account doing nothing, while his colleague kept mentioning “12% returns” from something called bonds. He looked into it once, got three steps in, saw the word “demat,” and closed the tab. Sound familiar?
8 min read
279
11 min read
18 Sep, 2026
Essential
Types of Demat Account in India
Rohan and his cousin Arjun opened Demat accounts in the same week. Rohan is 25, lives in Pune, and holds about ₹1.5 lakh across a few stocks and two corporate bonds. Arjun, based in Dubai, wanted Indian exposure but had not decided whether the sale proceeds should leave the country. They filled in near-identical forms
11 min read
219
9 min read
16 Sep, 2026
You Already Know How Bonds Work
Here is a quick test, and it takes about ten seconds. Do you know how a zipper works? Most people say yes, fairly confidently. Now try to explain it properly. Not “the teeth interlock,” but how the slider forces them together, why it only works in one direction, what actually happens at the point of
9 min read
166
9 min read
16 Sep, 2026
Investing Early: What the Compounding Chart Leaves Out
Kavya is 26. She works at a logistics start-up in Pune, earns enough to split rent without thinking about it, and has decided she is going to start investing properly. She decided that last year as well as the year before. Nothing is wrong. She is not in debt, there is more in her savings
9 min read
149
8 min read
15 Sep, 2026
Essential
Benchmark Rate: Meaning, Examples, Calculation and Importance
Almost no interest rate in the market is set from scratch. Behind a home loan, a corporate bond or a working capital facility, there is a reference rate the pricing hangs off, with a spread added on top for everything specific to that particular borrower. That reference rate is the benchmark. Once you know which
8 min read
191
9 min read
04 Sep, 2026
Essential
Off-Market: Meaning, Transfer Process, Benefits & Risks
Not every transfer of shares, bonds or other demat securities needs to happen through a stock exchange. In some situations, securities can move directly from one demat account to another. This is known as an Off-Market transfer. Such transfers are commonly used for gifts, transfers between an investor’s own accounts, private transactions and certain family
9 min read
350
8 min read
31 Aug, 2026
Essential
Available For Sale (AFS): Meaning, Features, Types and Accounting Treatment
A bank does not buy every bond for the same reason. Some are bought to be held to maturity and largely left alone. Others are bought with the understanding that they might be sold next quarter, if the treasury desk needs cash or spots something better. Available for Sale is the category built for that
8 min read
396
8 min read
27 Aug, 2026
Essential
Bond Equivalent Yield: Meaning, Formula, Examples and Benefits
A 182 day treasury bill and a five year corporate bond both produce a return, but they report it in different languages. The bond announces a coupon. The bill announces nothing at all. You pay less than face value, collect face value at maturity, and the gap between the two is your entire return. Bond
8 min read
294
7 min read
25 Aug, 2026
Essential
Understanding the Mumbai Interbank Forward Outright Rate (MIFOR)
Indian banks and companies often deal with loans or derivatives that involve both rupee interest rates and foreign currency movements. A plain domestic benchmark may not fully capture this mix. MIFOR was created for such transactions. It combined a US dollar interest-rate benchmark with the USD/INR forward premium to produce an implied rupee interest rate.
7 min read
429
8 min read
24 Aug, 2026
Essential
Overnight Index Swaps (OIS): Meaning, Working and Calculation
Interest rates can change quickly, but loans and investments often continue for months or years. This creates uncertainty for banks, companies and investors. Overnight Index Swaps help manage that uncertainty. Through an OIS, two parties exchange fixed and floating interest payments, with the floating side linked to a compounded overnight interest rate. Key Takeaways What
8 min read
544Bonds you may like...
MAHAVEER FINANCE (INDIA) LIMITED
Coupon
11.0000%
Maturity
Aug 2029
Rating
Type of Bond
Secured - Regular Bond/Debenture
Yield
11.7500%
Price
₹ 10,107.28
FINNABLE CREDIT PRIVATE LIMITED
Coupon
11.0000%
Maturity
Aug 2028
Rating
Type of Bond
Secured - Regular Bond/Debenture
Yield
11.6500%
Price
₹ 10,003.80
PROGFIN PRIVATE LIMITED
Coupon
10.5000%
Maturity
Dec 2027
Rating
Type of Bond
Secured - Regular Bond/Debenture
Yield
11.5000%
Price
₹ 99,620.67
NAMRA FINANCE LIMITED
Coupon
11.2500%
Maturity
Sep 2028
Rating
Type of Bond
Secured - Regular Bond/Debenture
Yield
11.4000%
Price
₹ 1,01,057.94
BERAR FINANCE LIMITED
Coupon
11.0000%
Maturity
Sep 2028
Rating
Type of Bond
Secured - Regular Bond/Debenture
Yield
11.2500%
Price
₹ 1,00,555.22
UTKARSH SMALL FINANCE BANK LIMITED
Coupon
11.7500%
Maturity
Sep 2033
Rating
Type of Bond
Subordinate Debt Tier 2 - Lower
Yield
11.2000%
Price
₹ 1,03,953.45
MANBA FINANCE LIMITED
Coupon
10.6500%
Maturity
Nov 2028
Rating
Type of Bond
Secured - Regular Bond/Debenture
Yield
11.1697%
Price
₹ 10,020.42
MUTHOOT MCRED LIMITED
Coupon
9.3000%
Maturity
Aug 2029
Rating
Type of Bond
Secured - Regular Bond/Debenture
Yield
10.7500%
Price
₹ 9,740.00
Note:
The listing of products above should not be considered an endorsement or recommendation to invest. Please use your own discretion before you transact. The listed products and their price or yield are subject to availability and market cutoff times. Pursuant to the provisions of Section 193 of Income Tax Act, 1961, as amended, with effect from, 1st April 2023, TDS will be deducted @ 10% on any interest payable on any security issued by a company (i.e. securities other than securities issued by the Central Government or a State Government).
Note: The listing of products above should not be considered an endorsement or recommendation to invest. Please use your own discretion before you transact. The listed products and their price or yield are subject to availability and market cutoff times. Pursuant to the provisions of Section 193 of Income Tax Act, 1961, as amended, with effect from, 1st April 2023, TDS will be deducted @ 10% on any interest payable on any security issued by a company (i.e. securities other than securities issued by the Central Government or a State Government).
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