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Electronica Finance Limited
Electronica Finance Ltd. is a NBFC, part of SRP Electronica Group & pioneer in the field of MSME Finance.
Sector Focus
Finance NBFC
Highest Credit Rating
A Stable by Ind-Ra
Listing (Debt)
BSE
Date of NBFC License by RBI
1990
Business & Products
Lending-MSME & MSE Loans
Promoter
SRP Electronica Group
Key Management Personnel
Ms. Shilpa Pophale
MD & CEO, ISB & Harvard Business School Alumnus
Mr. Sujit Natekar
Non Executive Director
Mr. Vipin Maheshwari
CFO, CA, Ex- Citi, JP Morgan
Bonds issued by Electronica Finance Limited
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Financial Performance
ParticularsFY25 (Cr)FY24 (Cr)
NET WORTH834.82422.80
REVENUE587.42525.61
PAT47.3963.93
CRAR%24.7618.31
GNPA%1.981.45
NNPA%1.050.81
GEARING (times)3.034.57
Credit Rating
Credit Rating AgencyRatingRating OutlookDate
INDIA RATING AND RESEARCH PVTAStable--
Top Lenders to Electronica Finance Limited
Indian Overseas Bank
Union Bank of India
SIDBI
Strength
Substantial equity infusion enables franchisee growth
Expertise in MF; business diversification on hold
Established underwriting systems and processes
Diversified funding profile
Weakness
Performance of micro lap book monitorable
Source:
Investor Presentation, Information Memorandum & Rating Rationale of Electronica Finance Limited