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Indel Money Limited
Indel Money Limited, a non-deposit-taking NBFC, was incorporated in 1986 as Payal Holdings Pvt Ltd. It was acquired by the current promoters in July 2012 and got its current name in January 2013.
Sector Focus
Finance (NBFC)
Highest Credit Rating
BBB+ Stable by CRISIL
Listing (Debt)
BSE
Date of NBFC License by RBI
2013
Business & Products
Lending- Gold Loan, MSME Loan, Consumer Durable Loan, & LAP
Promoter
Indel Corporation Private Limited
Key Management Personnel
Mohanan Gopalakrishnan
Chairman & Managing Director
Umesh Mohanan
Executive Director & CEO
Bonds issued by Indel Money Limited
Financial Performance
| Particulars | FY25 (₹ in cr) | FY24 (₹ in cr) |
|---|---|---|
| PAT | 44.57 | 39.86 |
| AUM | 2334 | 1534 |
| CRAR% | 20.52 | 22.60 |
| REVENUE | 330.52 | 291.13 |
| NET WORTH | 319.45 | 211 |
| GNPA% | 1.88 | 4.98 |
| NNPA% | 1.35 | 3.17 |
| GEARING (times) | 4.43 | 4.30 |
Credit Rating
| Credit Rating Agency | Rating | Rating Outlook | Date |
|---|---|---|---|
| CRISIL LIMITED | BBB+ | Stable | -- |
Top Lenders to Indel Money Limited
State Bank of India
South Indian Bank
Dhanlaxmi Bank
Indian Bank
Indian Overseas Bank
The Karur Vysya Bank
IDFC FIRST Bank
Strength
Experienced promoters and management team
Adequate capitalisation supported by regular capital infusion
Sound asset quality in the gold loan segment
Weakness
Average, though improving, earnings profile
Geographical concentration in operations
Important Links
Source:
Investor Presentation , Information Memorandum & Rating Rationale of Indel Money Limited
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India Bond Private Limited
CIN: U67100MH2008PTC178990
SEBI Registration No.: INZ000311637
NSE Member ID - Debt Segment: 90316
BSE Member ID - Debt Segment: 6811
CIN: U67100MH2008PTC178990
SEBI Registration No.: INZ000311637
NSE Member ID - Debt Segment: 90316
BSE Member ID - Debt Segment: 6811
Registered Address: 605, 6th Floor, Windsor, Off CST Road, Kalina, Santacruz - (East), Mumbai – 400 098.
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