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Jana Small Finance Bank Limited
Jana SFB is a Bangalore based, RBI registered Small Finance Bank, serving underbanked and underserved customers for over 16 years.
Sector Focus
Finance NBFC
Highest Credit Rating
A Stable by ICRA
Listing (Debt)
BSE
Date of NBFC License by RBI
2008
Business & Products
Banking Products - Deposits, Loans, Investments & Insurance catering to Individuals, Enterprises and NRIs.
Promoter
Jana Capital Limited
Jana Holdings Limited
Key Management Personnel
Mr. Krishnan Subramania Raman
Executive Director, Chief Credit and Collections Officer
IIM Calcutta
Mr. Ajay Kanwal
Managing Director & CEO
Mr. Abhilash Sandur
CFO
CA, Ex- Kotak Mahindra Bank, Bharti Axa
Mr. Ramalingam Ramaseshan
Part-Time Chairman and Independent Director
Bonds issued by Jana Small Finance Bank Limited
Financial Performance
| Particulars | FY25 (₹ in cr) | FY24 (₹ in cr) | FY23 (₹ in cr) |
|---|---|---|---|
| NET WORTH | 3874 | 3390 | 1777 |
| GNPA% | 4.0 | 2.11 | 3.94 |
| PAT | 501 | 670 | 256 |
| NNPA% | 0.9 | 0.56 | 2.64 |
| GEARING (times) | 0.95 | 1.46 | 3.53 |
| REVENUE | 5485.65 | 4684.56 | 3699.87 |
| CRAR% | 20.68 | 20.31 | 15.57 |
Credit Rating
| Credit Rating Agency | Rating | Rating Outlook | Date |
|---|---|---|---|
| ICRA LIMITED | A | Stable | -- |
Top Lenders to Jana Small Finance Bank Limited
NABARD
SIDBI
National Housing Bank
Strength
Steady increase in share of secured loans
Adequate capital buffers to meet medium-term growth plans
Adequate earnings profile
Weakness
Scope to improve deposit profile
Market News
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Headline
Published On
JANA SMALL FINANCE BANK LIMITED has informed the Exchange regarding Analysts/Institutional Investor Meet/Con. Call Updates. Filed on 29-Oct-2026 15:36:42.
Announcements
29 Oct, 2026 03:36 PM
JANA SMALL FINANCE BANK LIMITED has informed the Exchange regarding Analysts/Institutional Investor Meet/Con. Call Updates. Filed on 23-Oct-2026 19:15:31.
Announcements
23 Oct, 2026 07:15 PM
JANA SMALL FINANCE BANK LIMITED has informed the Exchange regarding Change in Directors/KMP/SMP/Auditor/RTA. Filed on 23-Oct-2026 17:06:38.
Announcements
23 Oct, 2026 05:06 PM
JANA SMALL FINANCE BANK LIMITED has informed the Exchange regarding Change in Directors/KMP/SMP/Auditor/RTA. Filed on 23-Oct-2026 17:05:50.
Announcements
23 Oct, 2026 05:05 PM
JANA SMALL FINANCE BANK LIMITED has informed the Exchange regarding Appointment. Filed on 23-Oct-2026 17:04:17.
Announcements
23 Oct, 2026 05:04 PM
Market News New
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Source:
Investor Presentation, Information Memorandum & Rating Rationale of Jana Small Finance Bank Limited
