Muthoot Housing Finance Company Limited (MHFCL) is a dedicated affordable housing finance company. Promoted by the reputable Muthoot Pappachan Group (MPG – Muthoot Blue), it is registered with the RBI and serves as the group's flagship company.
Sector Focus
Finance (NBFC)
Highest Credit Rating
A+ Stable by CRISIL
Listing (Debt)
BSE
Date of NBFC License by RBI
2010
Business & Products
Promoter
KMP
Bonds
Financial
Credit Rating
Top Lenders
Strength & Weakness
News & Announcement
Business & Products
Home Loan, Improvement Loan, Construction Loan, Resale Loan, LAP
Promoter
Muthoot Fincorp Limited
Key Management Personnel
Mr. Pavan K Gupta
CEO
CFA, Ex- SBI Home Finance Ltd, BHW Birla Home Finance Ltd
Mr. Thomas John Muthoot
Group Chairman & Director
Mr. Yogesh Udhoji
CFO
CA, Ex- Asirvad Micro Finance, Easy Home Finance, Aadhar Housing Finance and Tata Capital Limited
Bonds issued by Muthoot Housing Finance Company Limited
Financial Performance
Particulars
H1 FY25 (₹ in cr)
FY24 (₹ in cr)
FY23 (₹ in cr)
GNPA%
0.98
0.79
0.83
GEARING (times)
5.7
5.6
4.8
AUM
2311
2070
1520
REVENUE
183
293
222
PAT
17
35
26
Credit Rating
Credit Rating Agency
Rating
Rating Outlook
Date
CRISIL LIMITED
A+
Stable
--
Top Lenders to Muthoot Housing Finance Company Limited
State Bank of India
National Housing Bank
Punjab National Bank
Union Bank of India
Canara Bank
Bank of Maharashtra
LIC Housing FinanceLimited
Indian Bank
Strength
Strategic importance to, and expected strong support from, the parent