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Namra Finance Limited
Namra Finance Ltd. (NFL) is a wholly owned subsidiary of Arman Financial Services Ltd (NSE & BSE Listed), which manages the Microfinance business of the group. Namra is registered with the Reserve Bank of India as a Non-Banking Finance Company - Microfinance Institution (NBFC-MFI).
Sector Focus
Finance (NBFC MFI)
Highest Credit Rating
A– Stable by CARE
Listing (Debt)
BSE
Date of NBFC License by RBI
2013
Business & Products
Microfinance - JLG, mix of secured & unsecured lending.
Promoter
Mr. Jayendra B. Patel
Chairman & MD
Key Management Personnel
Mr. Pinakin Surendra Shah
Independent Director, Company Secretary
B.B.A., LL.B.
Ms. Ritaben J. Patel
Director, ex- First National Bank of Chicago, Golf Mill Bank, Morton Grove Bank
Mr. Aalok J. Patel
Joint MD, ex- KPMG & John Deere & Co.
C.P.A., Drake University Alumni (USA)
Bonds issued by Namra Finance Limited
Financial Performance
| Particulars | Q3 FY25 (₹ in cr) | Q2 FY25 (₹ in cr) | Q1 FY25 (₹ in cr) |
|---|---|---|---|
| GNPA % | 4.4 | 4 | 2.9 |
| AUM | 1768 | 1981 | 2129 |
| REVENUE | 121 | 138 | 143 |
| NNPA % | 0.6 | 0.7 | 0.1 |
| PAT | -17 | 6 | 19 |
| CRAR % | 45.7 | 43.8 | 37.9 |
Credit Rating
| Credit Rating Agency | Rating | Rating Outlook | Date |
|---|---|---|---|
| CARE Ratings | A– | Stable | -- |
Top Lenders to Namra Finance Limited
State Bank of India
HDFC Bank
IDFC FIRST Bank Limited
JM Financial
ICICI Bank Limited
Axis Bank Limited
Kotak Mahinda Bank
Strength
Improved capitalisation position
Steady growth in AUM
Healthy profitability
Moderate asset quality
Weakness
Concentrated resource profile
Regulatory and inherent risks associated with unsecured lending
Source:
LinkImportant Links
Source:
Investor Presentation , Information Memorandum & Rating Rationale of Namra Finance Limited
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India Bond Private Limited
CIN: U67100MH2008PTC178990
SEBI Registration No.: INZ000311637
NSE Member ID - Debt Segment: 90316
BSE Member ID - Debt Segment: 6811
CIN: U67100MH2008PTC178990
SEBI Registration No.: INZ000311637
NSE Member ID - Debt Segment: 90316
BSE Member ID - Debt Segment: 6811
Registered Address: 605, 6th Floor, Windsor, Off CST Road, Kalina, Santacruz - (East), Mumbai – 400 098.
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