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Navi Finserv Limited
Navi Finserv Limited (NFL) offers lending products such as personal loans and home loans under the Navi brand.
Sector Focus
Finance (NBFC)
Highest Credit Rating
A Stable by CRISIL
Listing (Debt)
NSE & BSE
Date of NBFC License by RBI
2016
Business & Products
Lending- Cash loan, Housing Loan, LAP
Promoter
Mr. Sachin Bansal
Non Executive Chairman, Ex Flipkart Founder
NFL
IIT Delhi
Key Management Personnel
Mr. Sachin Bansal
Non Executive Chairman, Ex Flipkart Founder
NFL
IIT Delhi
Mr. Ankit Agarwal
MD, Ex Director BOFA, Ex VP -Deutsche Bank
NFL
IIT Delhi, IIM Ahmedabad
Mr. Abhishek Dwivedi
CEO, Ex VP- BankBazaar
NFL
SPJIMR
Mr. Arvind Sharma
CFO
NFL
ICAI
Bonds issued by Navi Finserv Limited
Financial Performance
| Particulars | H1 FY26 (₹ in cr) | FY25 (₹ in cr) | FY24 (₹ in cr) |
|---|---|---|---|
| NET WORTH | - | 3048 | 2863 |
| REVENUE | 1076 | 2289 | 2614 |
| PAT | 81 | 221 | 669 |
| CRAR% | 26.20 | 30.54 | 28.42 |
| GNPA% | 1.75 | 2.46 | 1.87 |
| NNPA% | 0.23 | 0.35 | 0.23 |
| GEARING (times) | 3.11 | 2.27 | 2.20 |
Credit Rating
| Credit Rating Agency | Rating | Rating Outlook | Date |
|---|---|---|---|
| India Ratings & Research | IND A | Stable | as on 4th August, 2025 |
| CRISIL LIMITED | A | Stable | as on 4th August, 2025 |
Top Lenders to Navi Finserv Limited
State Bank of India
IDFC FIRST Bank Limited
JM Financial Products Limited
ICICI Bank Limited
Citibank
Axis Bank Limited
Kotak Mahinda Bank
Strength
Healthy capitalisation
Adequate risk management systems
Diversified resource profile
Strong Liquidity
Weakness
Average profitability
Susceptibility of asset quality given unsecured nature of loans
News & Announcement
Important Links
Source:
Investor Presentation, Information Memorandum & Rating Rationale of Navi Finserv Limited
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India Bond Private Limited
CIN: U67100MH2008PTC178990
SEBI Registration No.: INZ000311637
NSE Member ID - Debt Segment: 90316
BSE Member ID - Debt Segment: 6811
CIN: U67100MH2008PTC178990
SEBI Registration No.: INZ000311637
NSE Member ID - Debt Segment: 90316
BSE Member ID - Debt Segment: 6811
Registered Address: 605, 6th Floor, Windsor, Off CST Road, Kalina, Santacruz - (East), Mumbai – 400 098.
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