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Oxyzo Financial Services Limited
Oxyzo Financial Services Limited (OFSL) is RBI registered, a tech-enabled NBFC providing holistic financing platform serving SMEs and emerging corporates in India's core sectors of manufacturing, sub-contracting, and services.
Sector Focus
Finance (NBFC)
Highest Credit Rating
A+ Stable by ICRA
Listing (Debt)
BSE
Date of NBFC License by RBI
2016
Business & Products
SME, Supply Chain & Corporate Financing
Promoter
Ms. Ruchi Kalra
Mr. Asish Mohapatra
Key Management Personnel
Mr. Asish Mohapatra
Director, Ex- McKinsey
ISB Alumnus
Ms. Ruchi Kalra
CEO, CFO, Ex- McKinsey
ISB Alumnus
Mr. Prashant Roy Sharma
CBO Midmarkets -DCM, Ex –Goldman Sachs
FMS Delhi Alumnus
Mr. Dhruva Shree Agarwal
CTO, Ex – Director of Engineering Zomato
IIT BHU
Bonds issued by Oxyzo Financial Services Limited
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Financial Performance
ParticularsH1 FY26 (₹ in cr)FY25 (₹ in cr)FY24 (₹ in cr)
NET WORTH3100.842923.212589.46
REVENUE681.521129.17853.31
PAT174.85328.57285.67
CRAR%34.4633.5036.80
GNPA%1.161.091.01
NNPA%0.530.430.44
GEARING (times)2.002.061.78
Credit Rating
Credit Rating AgencyRatingRating OutlookDate
ICRA RatingsA+Stable--
Top Lenders to Oxyzo Financial Services Limited
HDFC Bank
ICICI Bank Limited
Chola
Axis Bank Limited
Kotak Mahinda Bank
Northern Arc
Bank of Baroda
Strength
Strong capitalisation
Good asset quality/business risk management
Adequate profitability
Diversified lender base; higher share of bank borrowings
Strong Liquidity
Weakness
Limited track record
Exposure to vulnerable borrowing profile for unsecured lending portfolio
Source:
Investor Presentation, Information Memorandum & Rating Rational of Oxyzo Financial Services Limited