Download IndiaBonds App
Search
<
Satya MicroCapital Limited
Satya MicroCapital Limited (SML) is a Delhi-based, RBI registered NBFC-MFI offering microcredit to women borrowers via the joint liability group model.
Sector Focus
Finance (NBFC)
Highest Credit Rating
BBB+ Stable by CRISIL
Listing (Debt)
BSE
Date of NBFC License by RBI
2018
Business & Products
Lending- Limited Liability Loans, water & Sanitation Loans, MSME Loans
Promoter
Mr. Vivek Tiwari
MD & CEO
SML
Key Management Personnel
Mr. Vivek Tiwari
MD & CEO
SML
Ms. Gaurangini Jain
Deputy CEO, Ex – ICICI Bank, Bank of Punjab
SML
Ms. Vandita Kaul
CFO, CA, Ex- Home Credit Group, ICICI Bank, HDFC Bank
SML
CA
Mr. Amit Pal Singh
CRO, Ex – Deutsche Bank, Fidelity & IBM
SML
Bonds issued by Satya MicroCapital Limited
Financial Performance
| Particulars | FY25 (₹ in cr) | FY24 (₹ in cr) | FY23 (₹ in cr) |
|---|---|---|---|
| NET WORTH | 1045 | 1025 | 837 |
| REVENUE | 1300 | 1273 | 738 |
| PAT | 25.42 | 130 | 53.1 |
| CRAR% | 22.68 | 22.16 | 19.23 |
| GNPA% | 1.22 | 2.16 | 1.29 |
| NNPA% | 0.42 | 0.99 | 0.47 |
| GEARING (times) | 4.27 | 4.59 | 4.38 |
Credit Rating
| Credit Rating Agency | Rating | Rating Outlook | Date |
|---|---|---|---|
| CRISIL LIMITED | BBB+ | Stable | -- |
Top Lenders to Satya MicroCapital Limited
ICICI Bank Limited
DBS Bank
SBM bank
Bank of India
Bank of Baroda
Utkarsh Small Finance Bank
Strength
Gojo & Co. infused 627 crores, making them largest equity shareholder with 65.29%
Adequate capitalization supported by regular equity infusion
Extensive experience of the promoter in the microfinance industry further supported by experienced board and senior management
Geographically diversified portfolio
Weakness
Average asset quality
Risks arising from exposure to borrowers with inherently weak credit risk profiles and socio-political issues in the sector
Source:
LinkNews & Announcement
Important Links
Source:
Investor Presentation , Information Memorandum & Rating Rationale of Satya MicroCapital limited
Follow Us
India Bond Private Limited
CIN: U67100MH2008PTC178990
SEBI Registration No.: INZ000311637
NSE Member ID - Debt Segment: 90316
BSE Member ID - Debt Segment: 6811
CIN: U67100MH2008PTC178990
SEBI Registration No.: INZ000311637
NSE Member ID - Debt Segment: 90316
BSE Member ID - Debt Segment: 6811
Registered Address: 605, 6th Floor, Windsor, Off CST Road, Kalina, Santacruz - (East), Mumbai – 400 098.
© 2020-2022 India Bond Pvt Ltd.
Caution : Beware of fraudsters and impersonators misusing the name of IndiaBonds. Always verify communications and transactions through our official website www.indiabonds.com and mobile application only. Click here for Advisory and Safety Tips.