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Shri Ram Finance Corporation Private Limited
Shri Ram Finance Corporation Private Limited (SRFCPL), is a Raipur, Chhattisgarh based RBI registered Non-Deposit-taking NonBanking Financial Company (ND-NBFC), incorporated in 2004 and commenced lending operations in 2008. SRFCPL is engaged in extending two wheeler financing, secured and unsecured loans towards SME borrowers and personal loans to government employees.
Sector Focus
Finance (NBFC)
Highest Credit Rating
A Stable by ACUITE
Listing (Debt)
BSE
Date of NBFC License by RBI
2008
Business & Products
Lending- 2 Wheeler Loans, MSME Finance, Personal Loans (Govt. Employees)
Promoter
Mr. Gaurav Bhattar
Mr. Ganesh Bhattar
Key Management Personnel
Mr. Ganesh Bhattar
Executive Director
Mr. Gaurav Bhattar
Executive Director
Bonds issued by Shri Ram Finance Corporation Private Limited
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Financial Performance
ParticularsH1 FY26 (₹ in cr)FY25 (₹ in cr)FY24 (₹ in cr)
NET WORTH327.88303.25247.38
REVENUE165.99314.71255.57
PAT24.6355.4745.73
CRAR%28.1324.3823.60
GNPA%3.012.882.63
NNPA%1.991.991.90
GEARING (times)3.523.843.88
Credit Rating
Credit Rating AgencyRatingRating OutlookDate
ACUITEAStableas on 4th August, 2025
Top Lenders to Shri Ram Finance Corporation Private Limited
IDFC First Bank Limited
State Bank of India
Bandhan Bank
Bank of Baroda
Strength
Established track record of lending in vehicle financing through a wide branch network and collection points
Consistent growth in AUM and disbursement
Weakness
Modest capital position
Moderate asset quality and geographic concentration
Source:
Investor Presentation, Information Memorandum & Rating Rationale of Shri Ram Finance Corporation Private Limited