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Spandana Sphoorty Financial Limited
NSE & BSE equity listed
Spandana Sphoorty Financial Limited was incorporated in 2003 as an NBFC. It took over the microfinance operations of Spandana, a non-governmental organisation started by Ms. Padmaja Reddy in 1998. The company was classified as an NBFC MFI in 2015.
Sector Focus
Finance (NBFC)
Highest Credit Rating
BBB+ Negative by ICRA
Listing (Debt)
NSE & BSE
Date of NBFC License by RBI
2015
Business & Products
Lending- Microfinance – JLG Loans for women, Loan for working capital requirements, business expansion, Micro Loans for consumer durables, Water Sanitation & Hygiene Loan
Promoter
Kedaara Capital
Key Management Personnel
Mr. Venkatesh Krishnan
MD & CEO
Mr. Ashish Damani
President and CFO
Bonds issued by Spandana Sphoorty Financial Limited
Financial Performance
| Particulars | FY26 (₹ in cr) | FY25 (₹ in cr) | FY24 (₹ in cr) |
|---|---|---|---|
| NET WORTH | 2193 | 2622 | 3556 |
| REVENUE | 942.20 | 2245 | 2406 |
| PAT | -624.05 | -956.74 | 467.88 |
| CRAR% | 29.76 | 36.31 | 31.95 |
| GNPA% | 3.33 | 4.85 | 1.43 |
| NNPA% | 0.64 | 0.96 | 0.29 |
| GEARING (times) | 1.74 | 1.98 | 2.53 |
Credit Rating
| Credit Rating Agency | Rating | Rating Outlook | Date |
|---|---|---|---|
| ICRA Ratings | BBB+ | Negative | as on 24th April, 2026 |
Top Lenders to Spandana Sphoorty Financial Limited
NABARD
SIDBI
Vivriti Capital
DBS Bank India
State Bank of India
Strength
Comfortable capitalisation profile
Diversified geographical presence
Weakness
Pressure on asset quality; risks associated with microfinance business
Higher operating and credit costs impacting profitability metrics
Critical to strengthen funding profile
Important Links
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Headline
Published On
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Analyst/Investor Meet Para A-XBRL. Filed on 18-Jun-2026 17:52:41.
Announcements
18 Jun, 2026 05:52 PM
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Analysts/Institutional Investor Meet/Con. Call Updates. Filed on 18-Jun-2026 17:49:02.
Announcements
18 Jun, 2026 05:49 PM
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Credit Rating. Filed on 16-Jun-2026 14:20:22.
Announcements
16 Jun, 2026 02:20 PM
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Amalgamation OR Merger-XBRL. Filed on 11-Jun-2026 18:48:39.
Announcements
11 Jun, 2026 06:48 PM
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Credit Rating. Filed on 11-Jun-2026 18:41:36.
Announcements
11 Jun, 2026 06:41 PM
Market News New
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Source:
Investor Presentation , Information Memorandum & Rating Rationale of Spandana Sphoorty Financial Limited
