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Spandana Sphoorty Financial Limited
NSE & BSE equity listed
Spandana Sphoorty Financial Limited was incorporated in 2003 as an NBFC. It took over the microfinance operations of Spandana, a non-governmental organisation started by Ms. Padmaja Reddy in 1998. The company was classified as an NBFC MFI in 2015.
Sector Focus
Finance (NBFC)
Highest Credit Rating
BBB+ Negative by ICRA
Listing (Debt)
NSE & BSE
Date of NBFC License by RBI
2015
Business & Products
Lending- Microfinance – JLG Loans for women, Loan for working capital requirements, business expansion, Micro Loans for consumer durables, Water Sanitation & Hygiene Loan
Promoter
Kedaara Capital
Key Management Personnel
Mr. Venkatesh Krishnan
MD & CEO
Mr. Ashish Damani
President and CFO
Bonds issued by Spandana Sphoorty Financial Limited
right arrow
Financial Performance
ParticularsFY26 (₹ in cr)FY25 (₹ in cr)FY24 (₹ in cr)
NET WORTH219326223556
REVENUE942.2022452406
PAT-624.05-956.74467.88
CRAR%29.7636.3131.95
GNPA%3.334.851.43
NNPA%0.640.960.29
GEARING (times)1.741.982.53
Credit Rating
Credit Rating AgencyRatingRating OutlookDate
ICRA RatingsBBB+Negativeas on 24th April, 2026
Top Lenders to Spandana Sphoorty Financial Limited
NABARD
SIDBI
Vivriti Capital
DBS Bank India
State Bank of India
Strength
Comfortable capitalisation profile
Diversified geographical presence
Weakness
Pressure on asset quality; risks associated with microfinance business
Higher operating and credit costs impacting profitability metrics
Critical to strengthen funding profile
Market News
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Headline
Published On
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding General Updates. Filed on 29-Sep-2026 18:32:01.
Announcements
29 Sep, 2026 06:32 PM
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Trading Window-XBRL. Filed on 28-Sep-2026 17:04:28.
Announcements
28 Sep, 2026 05:04 PM
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Trading Window. Filed on 28-Sep-2026 16:58:45.
Announcements
28 Sep, 2026 04:58 PM
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Analyst/Investor Meet Para A-XBRL. Filed on 23-Sep-2026 18:55:47.
Announcements
23 Sep, 2026 06:55 PM
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Analysts/Institutional Investor Meet/Con. Call Updates. Filed on 23-Sep-2026 16:23:23.
Announcements
23 Sep, 2026 04:23 PM
Market News New
>
Announcements
•
29 Sep, 2026 06:32 PM
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding General Updates. Filed on 29-Sep-2026 18:32:01.
Announcements
•
28 Sep, 2026 05:04 PM
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Trading Window-XBRL. Filed on 28-Sep-2026 17:04:28.
Announcements
•
28 Sep, 2026 04:58 PM
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Trading Window. Filed on 28-Sep-2026 16:58:45.
Announcements
•
23 Sep, 2026 06:55 PM
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Analyst/Investor Meet Para A-XBRL. Filed on 23-Sep-2026 18:55:47.
Announcements
•
23 Sep, 2026 04:23 PM
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Analysts/Institutional Investor Meet/Con. Call Updates. Filed on 23-Sep-2026 16:23:23.
Source:
Investor Presentation , Information Memorandum & Rating Rationale of Spandana Sphoorty Financial Limited
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© 2026 India Bond Pvt Ltd.
India Bond Private Limited
CIN: U67100MH2008PTC178990 |
SEBI Registration No.(Stock Broker): INZ000311637 |
NSE Member ID - Debt Segment: 90316 |
BSE Member ID - Debt Segment: 6811 |
SEBI Registration No.(DP):
IN-DP-855-2026 |
NSDL DP ID: IN305103
Registered Address: 605, 6th Floor, Windsor, Off CST Road, Kalina, Santacruz - (East), Mumbai – 400 098.

*Numbers as on specific date.

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