Search
<
Spandana Sphoorty Financial Limited
NSE & BSE equity listed
Spandana Sphoorty Financial Limited was incorporated in 2003 as an NBFC. It took over the microfinance operations of Spandana, a non-governmental organisation started by Ms. Padmaja Reddy in 1998. The company was classified as an NBFC MFI in 2015.
Sector Focus
Finance (NBFC)
Highest Credit Rating
BBB+ Negative by ICRA
Listing (Debt)
NSE & BSE
Date of NBFC License by RBI
2015
Business & Products
Lending- Microfinance – JLG Loans for women, Loan for working capital requirements, business expansion, Micro Loans for consumer durables, Water Sanitation & Hygiene Loan
Promoter
Kedaara Capital
Key Management Personnel
Mr. Venkatesh Krishnan
MD & CEO
Mr. Ashish Damani
President and CFO
Bonds issued by Spandana Sphoorty Financial Limited
Financial Performance
| Particulars | FY26 (₹ in cr) | FY25 (₹ in cr) | FY24 (₹ in cr) |
|---|---|---|---|
| NET WORTH | 2193 | 2622 | 3556 |
| REVENUE | 942.20 | 2245 | 2406 |
| PAT | -624.05 | -956.74 | 467.88 |
| CRAR% | 29.76 | 36.31 | 31.95 |
| GNPA% | 3.33 | 4.85 | 1.43 |
| NNPA% | 0.64 | 0.96 | 0.29 |
| GEARING (times) | 1.74 | 1.98 | 2.53 |
Credit Rating
| Credit Rating Agency | Rating | Rating Outlook | Date |
|---|---|---|---|
| ICRA Ratings | BBB+ | Negative | as on 24th April, 2026 |
Top Lenders to Spandana Sphoorty Financial Limited
NABARD
SIDBI
Vivriti Capital
DBS Bank India
State Bank of India
Strength
Comfortable capitalisation profile
Diversified geographical presence
Weakness
Pressure on asset quality; risks associated with microfinance business
Higher operating and credit costs impacting profitability metrics
Critical to strengthen funding profile
Important Links
Market News
Stay updated with the latest market developments.
Discover company announcements, financial results, board updates, corporate actions, and more — all organized for your Portfolio and custom Watchlists.
Headline
Published On
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Copy of Newspaper Publication. Filed on 06-Aug-2026 17:08:26.
Announcements
06 Aug, 2026 05:08 PM
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Record Date. Filed on 05-Aug-2026 17:41:39.
Announcements
05 Aug, 2026 05:41 PM
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Outcome of Board Meeting. Filed on 05-Aug-2026 17:29:29.
Announcements
05 Aug, 2026 05:29 PM
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Analysts/Institutional Investor Meet/Con. Call Updates. Filed on 31-Jul-2026 10:57:04.
Announcements
31 Jul, 2026 10:57 AM
SPANDANA SPHOORTY FINANCIAL LIMITED has informed the Exchange regarding Copy of Newspaper Publication. Filed on 25-Jul-2026 17:14:41.
Announcements
25 Jul, 2026 05:14 PM
Market News New
>
Source:
Investor Presentation , Information Memorandum & Rating Rationale of Spandana Sphoorty Financial Limited
