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Tata Capital Housing Finance Limited
Tata Capital Housing Finance Limited (TCHFL) is a 100% subsidiary of Tata Capital Limited (TCL) and was incorporated to provide long-term housing finance. The company’s incorporation was an integral part of TCL’s plan to augment its existing product pipeline in the retail segment. TCHFL is registered with National Housing Bank as a housing finance company.
Sector Focus
Finance
Highest Credit Rating
AAA Stable by CRISIL
Listing (Debt)
NSE & BSE
Date of NBFC License by RBI
2009
Business & Products
Insurance & housing loan products
Promoter
Tata Capital Limited
Key Management Personnel
Mr. Sarosh Amaria
Managing Director
Mr. Rajiv Sabharwal
Chairman and Non- Executive Director
Bonds issued by Tata Capital Housing Finance Limited
Financial Performance
| Particulars | 9M FY26 (₹ in cr) | FY25 (₹ in cr) | FY24 (₹ in cr) |
|---|---|---|---|
| NET WORTH | 9,792.77 | 8,560.35 | 6,507.78 |
| REVENUE | 6,338.29 | 6,975.36 | 5,189.20 |
| PAT | 1,309.47 | 1,498.93 | 1,147.67 |
| CAR% | 16.90 | 19.01 | 18.80 |
| GNPA% | 0.76 | 0.77 | 0.95 |
| NNPA% | 0.35 | 0.32 | 0.40 |
| GEARING (times) | 7.36 | 7.14 | 7.27 |
Credit Rating
| Credit Rating Agency | Rating | Rating Outlook | Date |
|---|---|---|---|
| CRISIL LIMITED | AAA | Stable | as on 20th June, 2025 |
| ICRA LIMITED | AAA | Stable | as on 1st October, 2025 |
Top Lenders to Tata Capital Housing Finance Limited
State Bank of India
Union Bank of India
ICICI Bank
HDFC Bank
Canara Bank
Bank of India
Strength
Strategic importance to, and expectation of strong support from the ultimate parent, Tata Sons
Comfortable capitalization to support medium term growth plans
Diversified resource profile
Comfortable asset quality metrics
Weakness
Moderate earnings profile
Important Links
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Headline
Published On
TATA CAPITAL HOUSING FINANCE LIMITED has informed the Exchange regarding Statement of deviation/variation in use of Issue proceeds. Filed on 28-Jul-2026 11:51:24.
Announcements
28 Jul, 2026 11:51 AM
TATA CAPITAL HOUSING FINANCE LIMITED has informed the Exchange regarding Statement of utilization of issue proceeds. Filed on 28-Jul-2026 11:49:28.
Announcements
28 Jul, 2026 11:49 AM
TATA CAPITAL HOUSING FINANCE LIMITED has informed the Exchange regarding Security Cover. Filed on 28-Jul-2026 11:47:23.
Announcements
28 Jul, 2026 11:47 AM
TATA CAPITAL HOUSING FINANCE LIMITED has informed the Exchange regarding Disclosure under Regulation 52(4). Filed on 28-Jul-2026 11:45:24.
Announcements
28 Jul, 2026 11:45 AM
TATA CAPITAL HOUSING FINANCE LIMITED has informed the Exchange regarding Financial Results Updates. Filed on 28-Jul-2026 11:42:49.
Announcements
28 Jul, 2026 11:42 AM
Market News New
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Source:
Investor Presentation, Information Memorandum & Rating Rationale of Tata Capital Housing Finance Limited
