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Tata Capital Housing Finance Limited
Tata Capital Housing Finance Limited (TCHFL) is a 100% subsidiary of Tata Capital Limited (TCL) and was incorporated to provide long-term housing finance. The company’s incorporation was an integral part of TCL’s plan to augment its existing product pipeline in the retail segment. TCHFL is registered with National Housing Bank as a housing finance company.
Sector Focus
Finance
Highest Credit Rating
AAA Stable by CRISIL
Listing (Debt)
NSE & BSE
Date of NBFC License by RBI
2009
Business & Products
Insurance & housing loan products
Promoter
Tata Capital Limited
Key Management Personnel
Mr. Sarosh Amaria
Managing Director
Mr. Rajiv Sabharwal
Chairman and Non- Executive Director
Bonds issued by Tata Capital Housing Finance Limited
Financial Performance
| Particulars | 9M FY26 (₹ in cr) | FY25 (₹ in cr) | FY24 (₹ in cr) |
|---|---|---|---|
| NET WORTH | 9,792.77 | 8,560.35 | 6,507.78 |
| REVENUE | 6,338.29 | 6,975.36 | 5,189.20 |
| PAT | 1,309.47 | 1,498.93 | 1,147.67 |
| CAR% | 16.90 | 19.01 | 18.80 |
| GNPA% | 0.76 | 0.77 | 0.95 |
| NNPA% | 0.35 | 0.32 | 0.40 |
| GEARING (times) | 7.36 | 7.14 | 7.27 |
Credit Rating
| Credit Rating Agency | Rating | Rating Outlook | Date |
|---|---|---|---|
| CRISIL LIMITED | AAA | Stable | as on 20th June, 2025 |
| ICRA LIMITED | AAA | Stable | as on 1st October, 2025 |
Top Lenders to Tata Capital Housing Finance Limited
State Bank of India
Union Bank of India
ICICI Bank
HDFC Bank
Canara Bank
Bank of India
Strength
Strategic importance to, and expectation of strong support from the ultimate parent, Tata Sons
Comfortable capitalization to support medium term growth plans
Diversified resource profile
Comfortable asset quality metrics
Weakness
Moderate earnings profile
Important Links
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Headline
Published On
TATA CAPITAL HOUSING FINANCE LIMITED has informed the Exchange regarding Chapter XIV - Centralized Database for corporate bonds/debentures. Filed on 24-Apr-2026 15:11:59.
Announcements
24 Apr, 2026 03:11 PM
TATA CAPITAL HOUSING FINANCE LIMITED has informed the Exchange regarding Updates. Filed on 23-Apr-2026 12:33:34.
Announcements
23 Apr, 2026 12:33 PM
TATA CAPITAL HOUSING FINANCE LIMITED has informed the Exchange regarding Disclosure Under Regulation 51. Filed on 23-Apr-2026 12:29:38.
Announcements
23 Apr, 2026 12:29 PM
TATA CAPITAL HOUSING FINANCE LIMITED has informed the Exchange regarding Declaration for audit reports with unmodified opinion(s). Filed on 23-Apr-2026 12:26:53.
Announcements
23 Apr, 2026 12:26 PM
TATA CAPITAL HOUSING FINANCE LIMITED has informed the Exchange regarding Statement of deviation/variation in use of Issue proceeds. Filed on 23-Apr-2026 12:22:06.
Announcements
23 Apr, 2026 12:22 PM
Market News New
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Source:
Investor Presentation, Information Memorandum & Rating Rationale of Tata Capital Housing Finance Limited
