Fraud Alert: How To File a Cyber Crime Complaint

We do everything online now — from paying bills to shopping, booking tickets, or even investing. It’s fast, easy, and convenient. But with all that convenience, there’s also risk. Cyber scams are real, and they’re becoming more common every day.

Sometimes, it’s a random message that looks like it’s from your bank. Other times, it’s a payment link that seems legit. You click, and suddenly, money is gone from your account. Or maybe someone’s using your photos or personal info without your permission.

It’s scary. It feels personal. And most of all — it feels unfair.

But here’s what most people don’t know: you can fight back. You can file a cyber crime complaint, and it’s actually not complicated. Let’s break it down in the simplest way possible.

How NCRP or CFCFRMS Platform Work?

There are two easy ways to report a cyber crime in India. You don’t need to be a tech expert or visit a police station right away.

1. Online – Cyber Crime Portal

Go to www.cybercrime.gov.in.
 This is the official website to report all types of cyber crimes — whether it’s online fraud, someone using your identity, or harassment on social media.

You’ll see a “File a Complaint” button. Click it, choose the category (financial fraud, social media, etc.), and follow the steps. Once submitted, you’ll get a cyber crime complaint number — this is important, so make sure to save it.

2. On Call – 1930 Helpline (For Financial Fraud)

If someone has cheated you out of your money — for example, through a UPI scam, fake payment app, or a phishing link — call 1930 immediately.

This is India’s cyber fraud helpline. The team may be able to act fast, freeze the transaction, and stop the scam from going further. Again, the key is to call quickly.

Points to remember while Using NCRP

Filing a cyber crime complaint isn’t difficult, but a little preparation goes a long way. Here’s what helps:

• Don’t wait. If something seems wrong, report it immediately. Especially with money fraud, every second counts.
  
• Collect your details. Try to note down everything — what happened, when it happened, and any proof you have. Screenshots, call logs, emails, chat messages, payment receipts — all of it matters.
  
• Choose the correct category. When you’re reporting online, the portal will ask you to pick a category. Just pick the one that fits best. Don’t worry if it’s not perfect — just get it in the right area.
  
• Keep your complaint number safe. Once you’ve submitted the complaint, you’ll get a cyber crime complaint number. This is like a tracking ID. You’ll need it if you want to follow up later.
  
• Be honest and simple. You don’t need to write a long essay or use big words. Just explain what happened in your own words — clearly and truthfully.

That’s it. Reporting online is meant to be easy, and it really is once you know the steps.

FAQ

How do I report a cyber crime fraud?

You can file a complaint at www.cybercrime.gov.in. If you’ve lost money, call 1930 as soon as possible. Both are official and safe.

Is FIR needed for cyber crime?

Not always. In many cases, online reporting is enough. But if it’s a serious case or you’re not getting any updates, you can visit your local police or cyber crime unit.

How to write a cyber crime complaint?

Just explain what happened in simple words. When did it happen? What did the person say or do? What did you lose? Include any screenshots or proof if possible.

Where should I report cyber fraud?

Always start with cybercrime.gov.in. For urgent cases involving money, call 1930 right away.

Final Thoughts – Stay Aware, Speak Up

Cyber fraud isn’t something that only happens to “other people.” It can happen to anyone — students, professionals, retirees, homemakers. Scammers don’t care who you are. All they need is one click, one mistake.

But you’re not helpless.

Filing a cyber crime complaint gives you a voice. It shows you’re not going to stay silent. And your report might just help someone else avoid the same trap.

So here’s your gentle fraud alert: if something feels off, trust your instinct. Don’t ignore it. Don’t delay it. Report it.

You don’t need to be perfect. You just need to speak up.

Disclaimer : Investments in debt securities/ municipal debt securities/ securitised debt instruments are subject to risks including delay and/ or default in payment. Read all the offer related documents carefully.