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Important: From 1st April 2026, Forms 15G and 15H are no longer valid. All investors must now submit Form 121 under Section 393(6) of the Income-tax Act, 2025.
What Has Changed?
A quick side-by-side look at how Form 121 compares to the old Forms 15G & 15H
Quick Eligibility Check
Find out if you can submit Form 121 to save 10% TDS on your bond interest
Resident Individual are eligible
HUF are eligible
Expected Tax Liability should be ₹0 (NIL)
Valid PAN Required
Companies / Firms are not eligible
NRIs are not eligible
How IndiaBonds Helps You
We've supported investors through the Form 15G/15H process for years. Now fully updated for Form 121, IndiaBonds offers the same seamless, completely free experience — from form generation to issuer submission.
Free online Form 121 Generator with pre-filling and digital signature
Ready-to-use email templates for issuers & RTAs
Updated direct email list of 100+ bond issuers and registrars
Simple filling guide and sample form for reference
Completely free service — no hidden charges, ever
How to Get Started
Three easy steps to avoid TDS and maximize your returns
Select Your Securities
Choose the bonds you hold on IndiaBonds and enter your basic income details. IndiaBonds auto-fills the entire Form 121 for you — instantly, no manual entry.
Sign the Form
Upload or draw your digital signature, or print the form and sign manually — whichever works best for you.
Submit to Issuer
Share the signed form with your bond issuer /RTA. IndiaBonds provides direct email contacts for all major issuers and registrars — so your submission reaches the right desk, fast.
