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MUTHOOT FINCORP LIMITED

High Safety

High Safety

ISIN

INE549K07EC2

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Essentials - Secured - Regular Bond/Debenture

Coupon Rate (Returns)

9.2500 %

Rating

CRISIL  AA-

Interest Payment Frequency

MONTHLY

Twelve Times A Year

Maturity Date

Sep 16, 2027

2 years

Last Traded
Yield to Maturity (YTM)*

% Effective Returns

Security Class

Debentures

Next Interest Payment Date

Oct 01, 2025

Allotment Date

Sep 16, 2024

Call date

-

Put date

-

Coupon Type

Fixed Interest

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Bond Value Details

Face Value

₹ 1,000.00

Market value

₹ 1,002.50

Indicative Principal Amount

(Last Offered Market value * no. of bonds)

₹ 1,002.50

Indicative Accrued Interest till Aug 21, 2025

(Interest earned on the bond this year)

-3

Total Investment

₹ 999.71

×

Vardhaman Trusteeship Private Limited

Issue Details

Issue Size

₹ 50.74 Crores

Public Issue

Listing details

Yes

Debenture Trustee

Vardhaman Trusteeship Private Limited

Issuer Details

MUTHOOT FINCORP LIMITED

Business Sector

Finance

Integrated Enterprises (India) Ltd., Chennai

Registrar Details

Integrated Enterprises (India) Ltd., Chennai

Ownership

Non PSU

Security Name

MUTHOOT FINCORP LIMITED OP II TR I 9.25 NCD 16SP27 FVRS1000

MUTHOOT FINCORP LIMITED OP II TR I 9.25 NCD 16SP27 FVRS1000

MUTHOOT FINCORP LIMITED OP II TR I 9.25 NCD 16SP27 FVRS1000

Factors

Yield

High

Issue Size

Large

Rating Category*

AA

Tax Saving

No

Mode of Issuance

Public Issue

*Rating Agency -CRISIL

*as on

Please note this bond is currently in shut period.

Note: Pursuant to the provisions of Section 193 of the Income Tax Act, 1961, as amended, effective from 1st April 2023, TDS will be deducted at the rate of 10% (or such other rates as may be notified from time to time) on any interest payable on any security issued by a company other than securities issued by the Central Government or a State Government. The listing of products above: (a) should not be considered an advertisement, endorsement, or recommendation to invest. Please use your own discretion before you transact. (b) is in compliance with regulatory framework as applicable for Online Bond Platform Provider (c) at their given price or yield are subject to availability and market cut-off timings.

Factors

Yield

High

Issue Size

Large

Rating Category*

AA

Tax Saving

No

Mode of Issuance

Public Issue

*Rating Agency - CRISIL

What can I earn?

Your investment will yield regular returns across the tenure

Download Cashflow


Your Investment

₹ ₹ 999.71


Indicative
Principal Amount

₹ ₹ 1,002.50

+

Indicative
Accrued Interest

₹ -3

Final Payout


Indicative
Principal Payout

₹ ₹ 999.71

+

Indicative
Interest Payout

₹ 189.000000

Year

Payment Schedule (Date)

Interest Payout (₹)

2025

Monthly

₹ 0

2025

01 Oct

₹ 7.60

2025

01 Nov

₹ 7.86

2025

01 Dec

₹ 7.60

2026

Monthly

₹ 0

2026

01 Jan

₹ 7.86

2026

01 Feb

₹ 7.86

2026

01 Mar

₹ 7.10

2026

01 Apr

₹ 7.86

2026

01 May

₹ 7.60

2026

01 Jun

₹ 7.86

2026

01 Jul

₹ 7.60

2026

01 Aug

₹ 7.86

2026

01 Sep

₹ 7.86

2026

01 Oct

₹ 7.60

2026

01 Nov

₹ 7.86

2026

01 Dec

₹ 7.60

2027

Monthly

₹ 0

2027

01 Jan

₹ 7.86

2027

01 Feb

₹ 7.86

2027

01 Mar

₹ 7.10

2027

01 Apr

₹ 7.86

2027

01 May

₹ 7.60

2027

01 Jun

₹ 7.86

2027

01 Jul

₹ 7.60

2027

01 Aug

₹ 7.86

2027

01 Sep

₹ 7.86

2027

16 Sep

₹ 1,000.00

Your Investment

Total Investment

₹ 999.71

Final Payout

Total Payout

1,189.000000

2025

2026

2027

Final Payout

Total Payout

1,189.000000

Download Cashflow

Know this Issuer

It's essential to understand the issuer of the bonds where you're investing your money.

Muthoot Fincorp Limited

Muthoot Fincorp Limited (MFL) is part of the Muthoot Pappachan Group (MPG) founded in 1887, and is a prominent player in India's financial services sector. MFL is a Non-Banking Finance Company-Micro Finance Institution (NBFC-MFI), registered with the RBI.

Financial Performance

Particulars FY25 (₹ in cr) FY24 (₹ in cr) FY23 (₹ in cr)
NET WORTH 4506 4261 3893
REVENUE 5550.52 4015.77 3491.26
PAT 787.15 562.80 459.81
CRAR% 15.85 20 20.1
GNPA% 1.98 1.62 2.11
NNPA% 1.28 0.64 0.58
GEARING 5.1 4.5 4.2

Established market position in gold financing, supported by the extensive experience of the promoters

Diversified product profile of the MPG

Improvement in capitalization with the recent infusion

Healthy asset quality in the gold loan segment to support overall group asset quality

Improving earnings profile

Strong Liquidity

Geographical concentration in portfolio

Potential challenges associated with the non-gold loan segments

What is my risk?

Each bond is regularly evaluated by multiple reputed rating agencies

Credit Rating

AA-

(Feb 04, 2025)

Instruments with this rating are considered to have high degree of safety regarding timely servicing of financial obligations. Such instruments carry very low credit risk.

Credit Outlook

Stable

A Stable outlook indicates that the Rating is likely to remain unchanged

Rating Watch

Under Watch

Not Applicable

Not Applicable

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Repayment Priority

Higher the level, higher the priority of investment repayment on default

Senior

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Security with Collateral?

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SECURED

UNSECURED

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Type of Guarantee

Guarantee of investment by third-party if company defaults

GUARANTEED

NON GUARANTEED

PARTIAL GUARANTEED

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Want to know more?

Download Issue Documents (Information Memorandum / Termsheet / General Information Document / Key Information Document)

How do I buy this bond?

You can follow the steps mentioned to complete your Purchase.

How do I buy this bond?

You can follow the steps mentioned to complete your Purchase.

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