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What are bonds?

A bond is a fixed income instrument that represents an obligation made by a borrower (bond issuer) to an investor (bond holder)

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Why should you invest in bonds?

Investments in Fixed Income are investments in debt securities that provide a stable and regular higher income than traditional fixed income investments like Bank Fixed Deposits and Corporate FDs.
Investing in diversified fixed income securities can enable efficient portfolio diversification and at the same time mitigate portfolio risk to achieve investment goals

Diversify your Portfolio

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Offset your investments in MFs, Stocks or Real Estate. Bonds are less volatile and less risky than most assets and offer more stable returns. For example when stocks fall, bond prices usually rise.

Get Regular Income

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Bonds offer a predictable income stream by paying interest at regular frequency like monthly, quarterly or annually. Use the regular income to manage ongoing expenses

Earn more than Fixed Deposits

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Interest rates on corporate bonds are higher that bank FD rates. They are also tradable on exchange thereby providing liquidity without exit penalty unlike FDs.

Tax Optimization

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For those in high tax bracket and investors seeking to optimize taxes may want to consider tax-free bonds issued by highly rated government-owned issuers.

How to choose a bond to invest?

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Terms you should know

Minimum Investment Amount

Minimum investment amount ranges between Rs. 10,000 to Rs. 10,00,000 depending on product type and underlying bonds

Maturity Date -

Repayment of principal of the loan at the end of tenure, along with Interest paid periodically or at the end of tenure

Coupon rate -

Coupon rate is the periodic interest paid by the bond issuer to the bond holder for fixed ...

Credit Rating

AAA

Instruments with AAA rating are considered to have the highest degree of safety with respect to timely servicing of financial obligations. This type of instruments carries lowest credit risk.

AA

Instruments with AA rating are considered to have high degree of safety with respect to timely servicing of financial obligations. This type of instruments carries very low credit risk.

A

Instruments with this rating are considered to have adequate degree of safety regarding timely servicing of financial obligations. This type of instruments carries low credit risk.

BBB

Instruments with BBB rating are considered to have moderate degree of safety with respect timely servicing of financial obligations. This type of instruments carries moderate credit risk.

BB

Instruments with BB rating are considered to have moderate risk of default with respect to servicing of financial obligations.

B

Instruments with B rating are considered to have high risk of default with respect to timely servicing of financial obligations.

C

Instruments with C rating are considered to have very high risk of default with respect to timely servicing of financial obligations.

How to buy or invest in a bond ?

1

Bond Selection

Choose a bond and signup on Indiabonds

2

Personal Details

Fill out your details

3

Call with Bond Manager

Our bond manager will call you to explain and guide through the process

4

KYC & Payment

Complete KYC and make payment DIRECTLY to SEBI regulated Clearing House

5

Delivery

Bond is transferred to you by the Clearing House and Bond is yours!

Documents required for KYC

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PAN Card

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Bank account details

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Proof of address

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Demat Details

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Do you need a Demat Account to purchase a Bond?

Yes, it is mandatory to have a demat account to purchase a Bond. Either you can use your existing demat account, and if you don’t have a demat account, then we will assist you to open one in few simple steps!

How to sell a bond ?

Bond holders can sell their holdings here on IndiaBonds.com. Existing holders can apply to sell via Request For Quote (RFQ) feature available on Homepage & Bond Details page.

1

Choose a Bond and Apply

Submit your request with bond details

2

Connect with Bond Manager

Our Bond Manager will call you to explain the process.

3

Bond Verification

We will verify your bond details

4

Get a Quote

We will share a quote with you

5

Sell Bond

We will facilitate sale of the bond

When not to sell the bond

Incase you need urgent cash for an emergency or for defined time, do NOT sell your bond as you can always get an easy loan against your bond holdings. We can help you to get one!

Why you should buy from IndiaBonds?

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Transparent Pricing

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Bond Investing Simplified

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Facilitating liquidity for YOU

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No Brokerage or Commission

Regulatory approved sale process

IndiaBonds uses the SEBI created framework of doing trades in Corporate Bonds which helps in mitigating risk & improving transparency. All payments and bond delivery is done by you directly with SEBI regulated Clearing Houses.

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Credits Ratings from Top Agencies

Rating agencies evaluate the financial situation of the borrower and their capacity to service and repay their debt. They enable individual & institutional investors in making informed investment decisions by assigning different strength ratings to issuers. These agencies are also regulated by SEBI.

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Debenture Trustees

They are SEBI regulated entities that perform duties for bondholders as a group. These include ensuring issuance terms are adhered to, call for periodical reports from issuer and also assist to enforce the rights of bond holders if there is a breach by issuer

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