This Document sets forth the terms and conditions that apply to the access and use of the Website
www.indiabonds.com and its Mobile Application IndiaBonds
(collectively be referred to as Platform), which is managed and operated by India Bond Private Limited,
a company within the meaning of the Companies Act, 2013 (CIN: U72100MH2008PTC178990) having Registered
Office at 605, 6th Floor, Windsor, Off CST Road, Kalina, Santacruz (East), Mumbai- 400 098 (hereinafter
collectively be referred to as "the Company").
This document is an electronic record in terms of Information Technology Act, 2000 and generated by a computer
system and does not require any physical or digital signatures. This document is published in accordance with the
provisions of Rule 3 of the Information Technology (Intermediaries guidelines) 2011, that provides for the due
diligence to be exercised for the access or usage of Platform.
DEFINITIONS AND INTERPRETATION
The following capitalized terms shall have the following meanings:
“Applicable Law(s)” means any laws, statutes, rules, regulations, orders,
circulars, decrees, directives, judgments, decisions or other similar mandates of central, state or local
governmental authority having competent jurisdiction in the territory of India; or laws application to the
Party or subject matter in question.
Intellectual Property” / “Intellectual Property Rights” means all
current and future copyright, patents, trademarks (whether or not registered) or any other rights in
databases, computer program, source code, process inventions or trade secrets, know-how, rights in designs,
topographies, trade and business names, domain names, logo and all other intellectual and property rights
and applications for any of those rights (where such applications can be made) capable of protection under
the Applicable Laws for the time being in force.
“Services” shall mean Services of every description as available on the
Platform for Users (including potential users).
“Users” shall mean the person(s) accessing/ visiting/ using this Platform.
“Vendor” shall mean the entities empanelled with the Company to display their
products/ offerings and educative initiatives etc. on this Platform.
the use of the Platform.
The use of terms “We”, “Our”, or
“Us” in this Document refers to the Company along with its representatives and
The use of terms “You”, “Your”,
“User” or “Visitor” in this Document refers to the
Users accessing/visiting/using this Platform.
“Comments” are all reviews, comments, feedback, postcards, suggestions,
ideas, and other submissions disclosed, submitted or offered relating to our Services.
Where the Platform may allow the User to initiate transactions in some or all of the financial
instruments, it will be referred to as “Transaction Services”.
Representation of User:
In consideration of your use of the Platform, you represent that you are of legal age to enter into binding
contract and not debarred from entering capital/ securities market transactions under the Applicable
You agree that, to use the Services, you may be compelled to complete the registration process on the
Platform by providing personal and financial information/documents.
If any portion of the Platform requires you to register and provides you with log-in credentials for future
use, you are responsible for maintaining the confidentiality of the log in credentials. You agree to
immediately notify Platform of any unauthorized use of your account or any breach of security and change your
Notwithstanding anything provided above, the Platform may rely on the authority of any person accessing your
account, using your registrations/ log-in credentials and in no event and under no circumstances shall
Platform be held liable for breach of confidentiality of your registration details or log-in credentials.
In addition to the above, you also agree to provide true, accurate, current, and complete information about
yourself as prompted on the Platform, as and when required. In an event of the User providing untrue,
inaccurate, outdated or incomplete (or becomes untrue, inaccurate, not current or incomplete) information, we
reserve the right to suspend or terminate your account and refuse any and/or all ongoing or future use of the
Platform (or any portion thereof). We strongly recommend that you must exit from your account at the end of
Third Party Data/ Services/ Advertisements:
User may note that certain data/documents and information as published/ made available on the Platform are
sourced from various third parties, viz. Vendor(s) / service providers/ facilitating agent(s) etc
Information Provider disclaims any and all liability that may arise on account of use of the information/
documents so contributed/ shared by them on this Platform, directly and/or indirectly.
Although due care has been exercised to verify the accuracy of the information available on this Portal,
the Company assumes no responsibility for accuracy, completeness or correctness of the data
The Platform does not influence or solicit in any manner either the buyers for specific sellers or any
security, financial instrument or bonds or vice versa.
The Company does not represent or endorse the accuracy or reliability of any of the advertisements
(collectively), i.e., links, downloads, distributions or other information accessed directly or indirectly
from host advertisements contained on this Platform nor the quality of any products, information or other
materials displayed, purchased or obtained by any person, as a result of an advertisement or any other
information or offer in connection with the service or products. The Company shall not be responsible for
any errors or omissions contained in any advertisement published on this Platform.
Use and Protection of Intellectual Property Rights
You acknowledge that Company owns all legal right, title and interest including any intellectual property
rights of the Platform (whether those rights are registered or not) including its "look and feel" (e.g. text,
graphics, images, logos and button icons). The User has limited right to view and avail the Services of the
Platform. Any unauthorized use by the User shall terminate the permission granted to view/ use the Platform
and may make you (User) liable for damages/ losses.
Visitors or Users may view, print copies and download the information for personal, non-commercial or
educational purpose without in any way amending, altering, deleting or modifying any part of the information,
and with due acknowledgement that the information originated from this Platform. Information may be used for
commercial purpose after obtaining prior permission of the Company. Users must inform third party (with whom
document/ information is shared) that material shall not be copied or reproduced in any way.
The trademarks, logos, brand-names, service marks (“marks”) not owned by or on behalf of the
Company and that are displayed on this Platform are the registered and unregistered marks of their respective
owners. No rights are granted by Platform to use such marks, whether by implication, estoppel, or otherwise.
Representations and Warranties
Any information or data available on the Platform may contain inaccuracies and/or typographical errors. The
Company does not warrant that the Platform or functions thereof will be uninterrupted or free of any error or
defect or that information on the Platform will satisfy any intended purpose or requirement of the User.
The Company shall not be responsible for the delay or inability to use the Platform or related
functionalities, the provision of or failure to provide functionalities, or for any information, software,
functionalities. Further, the Company shall not be held responsible for non-availability of the Platform at
any point in time for any reason whatsoever.
The development of the Platform with respect to the nature of the information or data available on the
Platform is a continuous and on-going process. The Company disclaims all liability and/or responsibility for
loss of any information or data, or any consequence, intended or unintended, due to the operation of the
Platform. Information or data available on the Platform may not be current or up to date for any purpose.
We do not warrant that the functions contained, information and materials on the Platform, including, without
limitation, any third-party sites or services linked to the Platform will be uninterrupted, timely or
error-free, that the defects will be rectified, or that the Platform or the servers that make such content,
information, and materials available are free of viruses or other harmful components.
User acknowledges that the Company is not a qualified investment advisor and
you should not construe any information provided on the Platform to
constitute investment advice. You agree and understand that the Company is not and shall never
be construed as a financial planner, financial intermediary, investment advisor, broker or tax advisor in any
manner or form. The Company provides referral services for financial products, these products do not pertain
to the Company. The information, calculations, assessments, reference to particular bond(s)/ fixed income
security/ financial product(s) and estimation(s) reflected as a result of one or more search options as
appearing on this Platform are result of automated process or results obtained through selection of one or
more search options and are not in any-way construed as requests to engage in investment operations.
The Company may from time to time make available to its Users, several Services which are in the beta. The
Company will clearly highlight beta features in its Services to clearly differentiate them from the rest of
the features. If you wish to use such beta Services, this Clause will govern the use of such beta
The Company grants Customer a non-exclusive, non-transferable right to use the beta Services for a period
designated by the Company for the purpose of testing and evaluation of such beta Service by providing the
Company with early feedback on the performance of beta Service, identification of any defects, reporting of
any bugs, usability of beta Service, and ideas for improvement of beta Services.
It is hereby clarified that the beta Services may contain bugs, errors, omissions, and other problems; and
the Company will not provide any support and maintenance for its beta Services. The User hereby understands
and accepts that any risk or damages arising out of the use or performance of beta Services will be
The beta Services may not operate correctly and may be substantially modified prior to first commercial
availability or may be withdrawn at any time. Although the Company will make best possible efforts to intimate
users of beta Services about any modification or termination of the beta Services ahead of time, the Company
reserves the right to modify or terminate the beta Services and your access to the beta Services for any
reason, without notice, at any time, and without any liability to you. Once the beta Services are terminated,
the Company will not be obliged to provide continued access to data collected during the testing period.
access to any part of the Platform. Your access to and/or use of this Platform shall be deemed to be an
The Terms & Conditions may be revised and/or amended at any time, without any intimation/notice to the
Users. Your use (continued use) of the Platform signifies your acceptance of the Terms in force at the time of
communication or contents by the User on the Platform shall be treated as non-confidential material for all
purposes. You agree that any such submissions, if made by the User shall become the property of Company and
that all rights, title and interest therein, including all rights of copyright, shall vest with the Company,
as and when they are submitted and/or posted.
Explicit Prohibition and Restrictions
You are prohibited from posting or transmitting to or from this Platform:
Any unlawful, threatening, libellous, defamatory, obscene, pornographic, or other material or content that
would violate rights of publicity and/or privacy or that would violate Applicable Law;
use of any robot, spider, scraper, deep link or other similar automated data gathering or extraction
tools, programme, algorithm or methodology to access, acquire, copy or monitor the Platform, or any portion
of the Platform.
any material or content that infringes, misappropriates, or violates any copyright, trademark, patent
right or other proprietary right of any third party. You shall be solely liable for any damages resulting
from any violation of the foregoing restrictions, or any other harm resulting from your posting of content
to this Platform.
Use for Reports and Materials:
News and Blogs Section of this Platform may contain articles, analysis, research report and reviews etc.
(“Document”) that have been sourced from the various Vendors/ Authors empanelled with the Company.
The sources of all such Document have been named and clearly indicated at appropriate places. Except for
publishing rights that have been expressly granted to the Company by the respective Vendors/ Authors, the
Company does not claim any other rights in such Documents, including copyrights and other intellectual
property rights. Such articles have been published on the Platform for information purposes only and the
Company disclaims all liability in connection therewith.
IndiaBonds retains exclusive discretion to decide User(s) who would be entitled to use its Transaction
Services. IndiaBonds also reserves the right to decide criteria(s) based on which Users would be chosen to
participate in these services.
11.1 Use of Knowledge Section:
You acknowledge that the information provided through the Platform in the form of knowledge materials, viz
videos, educative literatures etc. are solely for the purpose of knowledge creation of the User(s) and any
such information may not be considered as an advice. The User may seek independent professional advice
regarding the suitability of any investment decisions.
11.2 User's Declaration:
User hereby understands, declares and confirms that:
He / She shall comply with the relevant Know Your Client norms (“KYC”) or other information
disclosure/ registration norms as may be laid down by Securities Exchange Board of India or Clearing
Corporation or any other governmental/ statutory/ regulatory authorities or by IndiaBonds from time to
time. In case User fails to comply with KYC and/or registration requirements (as may be amended from
time to time), IndiaBonds reserves the right to suspend/terminate the concerned account.
IndiaBonds and/ or vendor (counter party) are not responsible for doing any due diligence of the Issuer/
Security. IndiaBonds and vendor are under no obligation to verify the accuracy, correctness or
completeness of any data provided /mentioned by the Issuer of the Securities in any of the transaction
He/she is competent and eligible to invest in the securities/ financial product(s) as displayed/
available on this Platform.
Before taking investment decision, he/ she shall read and understand all the transaction document(s)
including but not limited to offer documents (by whatsoever terminology known), instrument description,
term sheet, security features, risk factors, statutory filings, issuer information, rating letter(s),
etc. and all other documents, as required for his/her informed & independent decision making. User shall
independently evaluate the past and current financial & business performance of the Issuer.
He/ She solely assumes and undertakes all the risks and/or liabilities that may arise out of
investment/subscription to the securities/ financial products without any recourse or claims of whatsoever
nature, with any third party including but not limited to the intermediary/ counterparty to the transaction
To abide by the directions/orders/circulars/notices issued by SEBI, RBI, any other Regulatory/ Statutory/
Governmental Authority(ies) and Clearing Corporations, from time to time.
The User understands and acknowledges that orders placed for dealing in corporate bonds using this Platform
shall be forwarded by the system to the Clearing Corporation(s) (extended arm of the stock exchanges) for
reporting and settlement purposes.
Though orders/ transactions are usually routed through the automated systems, within seconds, certain orders/
transactions, may be subject to manual review and entry, which may cause delays in the processing of their
IndiaBonds reserves the right, at its sole discretion to reject/ to put on hold the order/interest/
inclination shown by the User using this Platform due to technical glitches, incomplete/inchoate registration
documents, suspicious activities from the account, or any other reason as deem fit without prior notice or
giving any reasons for the same.
The Vendor (i.e. Counter Party) / Exchanges/ Clearing Corporations may cancel the trade/ order / transaction/
deal suo moto without giving any reason thereof. IndiaBonds / vendor (counter party) / shall not be liable for
any losses, damage or claims on account of such rejection or cancellation of any order for any reason
Users will not be compensated by IndiaBonds for any "lost opportunity' viz. notional profits on any order(s)
which could not be executed or settled due to any reason whatsoever.
11.4 Signing and Acceptance of Deal Sheet
On placement of order, online deal sheet will be generated confirming the terms of transaction/ deal. It shall be
the responsibility of the User to review the transaction details, terms and conditions as incorporated in the deal
sheet before online acceptance of the Deal Sheet. Once User confirms the terms of deal sheet, he/ she shall be
under strict obligation to initiate and fulfil his / her / their Pay-in Obligations (Funds / Securities − as
the case may be) for settlement of the trade/deal.
In case User finds any discrepancy/ inaccuracies of the deal sheet, he/she shall not accept the deal sheet and
shall immediately notify the same to IndiaBonds by e-mail on
The User agrees that, if the deal sheet is not accepted within the reasonable time, IndiaBonds shall have the
right to presume that order is cancelled by the User.
User understands that investing in any security listed on our platform is his/her independent call and he/she can
choose to withdraw from investing any-time before signifying assent on the terms of deal sheet. We do not warrant
subsequent availability of said security/investment opportunity for which deal sheet is not accepted.
Users shall not be permitted to cancel of the order/ trade/ deal post accepting deal sheet.
Users shall be allowed to accept the deal sheet only on Trading Days during Market Hours.
11.5 Role of IndiaBonds and Vendor/ Counter Party:
Unless otherwise explicitly stated, IndiaBonds/ this Platform acts as a referral party only. The financial
transaction will be initiated and consummated between the User (you) with the Vendor(s).
All financial transactions initiated on this Platform shall be concluded/ settled as per the applicable
regulatory framework. The Platform shall not be liable/ responsible in any manner whatsoever for the
non-settlement of transactions and its related services.
Notwithstanding anything stated herein, if IndiaBonds or any of its employee(s) gives any advice or
representation to the User(s), IndiaBonds shall have no liability for any such advice or representation
made, as it will be your responsibility to make an independent assessment.
Records of the transactions maintained by IndiaBonds shall be accepted as conclusive and binding for all
11.6 Reporting and Settlement of Transactions in Corporate Bonds:
Generally, the transaction in the Corporate Bonds shall be reported and settled through Clearing Corporations.
However, off-line/ off-market settlement may be done with mutual consent of the Parties to the trade (to the
extent legally permissible).
User agrees to transfer the funds only to the designated Bank account of the Clearing Corporation from his/her
Bank Account registered with IndiaBonds within the stipulated time frame. The funds may be transferred in the
designated account of clearing corporation using payment gateway services/direct transfer- via RTGS.
In the event of User receives an incorrect credit of funds and/or securities (funds/ securities are credited in
advertently), IndiaBonds / vendors / Issuer/ Clearing Corporation reserves the right for remedial measures for
recovery of the erroneous credit of funds/ securities as it may deem fit.
11.7 Use of Payment Gateway for Settlement of Transactions:
You understand that IndiaBonds may tie-up with RBI Registered payment gateway(s) vendors (Merchant Services-
Payment Facilitation) to allow you to make online payments/ discharge settlement obligation. IndiaBonds is only
acting as a facilitator to provide online seamless transaction service to the User. However, IndiaBonds / vendor
(i.e. Counter Party) and its representatives shall not be held responsible in any manner whatsoever for use of
such facility by User.
IndiaBonds/ vendor shall not be held responsible for any irregularity or failure or delay or misappropriation
of funds due to acts of commissions/ omissions of Payment Gateway vendor or the Bank and/or third party(ies)
involved in settlement of funds.
IndiaBonds excludes all the liabilities, losses, damages including liability for consequential loss or damage
or loss of profit, business, revenue, goodwill or anticipated savings which may arise in respect of:
Services Offered by Payment Gateway vendor
The payment mechanism;
11.8 Direct Payment to Clearing Corporation towards settlement obligations in Corporate Bonds:
In case where User is unable to transfer the funds towards the settlement obligation using payment gateway services
as available on Platform for any reason whatsoever, the User shall have option to transfer the funds directly from
his/her registered bank account to the Clearing Corporation's designated Bank account through RTGS mode on or before
4.30 PM (IST) on the settlement date failing which the vendor at its sole discretion may initiate the deal
cancellation. User shall be solely responsible in case of cancellation of deal due to non fulfilment of settlement
(pay-in) obligations of the User.
User should receive refund of settlement amounts in case of cancellation of deal, for any reason
Investor remits the funds to Clearing Corporation Using payment gateway
Payment Gateway Vendor shall refund the settlement amount within 8-10 trading days.
Funds are received by Clearing Corporation from the User's registered bank account (Directly through RTGS).
Clearing Corporation will initiate the refund on settlement date or next trading day
whatsoever, in the manner provided hereinbelow:
11.10 Conflict of Interest and Risk Disclosure
IndiaBonds discloses herewith that it undertakes Proprietary trading in addition to acting as a facilitator/
referrer for transactions executed by the User.
You are required to note, understand and acknowledge that transmission of data using electronic systems is
vulnerable to temporary disruptions, breakdowns or failures. The Platform does not accept responsibility for any
losses incurred / that may be incurred due to such eventualities.
IndiaBonds makes no representation or warranty of any kind , express or implied regarding the accuracy, adequacy,
validity , reliability , availability or completeness of the information (viz. price, yield, coupon rate, rating,
offer document(s) etc.) provided with respect to particular security/ financial product/ instruments/ Issuer(s)
etc. and reserves the right to modify the same at any point of time without prior notice to the User.
The User acknowledges that he/she is fully aware of the risks involved in online investment activities, including
the risk involved due to unauthorized access or any technical difficulties.
Investment in the securities market and any financial instruments are inherently risky and you shall always assume
complete and full responsibility for the outcome(s) of all the financial or investment decisions that you make,
including but not limited to loss of capital. You are therefore advised to obtain independent applicable legal,
accounting, tax or other professional advice or facilities before taking or considering an investment or financial
Execution of Transaction (Settlement), Lead Generation and Request for Quote Module:
You may indicate your intention to buy and/or sell/ deal in the financial product using this Platform and the
same shall be forwarded by/ through the Platform to the Vendor(s)/Counter Party empanelled on the Platform
together with the registration/ contact details. The Vendor(s)/ the Company shall contact you (User) to
understand the exact requirements and initiate the transactions viz. buying and selling of financial product
at agreed value and at agreed terms as may be decided between User and Vendor directly without the
intervention of the Platform.
The Vendor may ask for additional documents, declarations, confirmations to confirm/ complete the
The transaction(s) may also get rejected/ may not be consummated due to non- fulfilment of pay-in
(funds and securities) obligation by Parties to the deal. The Platform shall not be responsible for
settlement/ reporting obligations at any point in time.
You understand that there is no implied guarantee/ warrantee that any transaction in which any interest is
shown by the User shall mandatorily materialise. We and/ or the Vendor shall not be responsible in case of
decline/ rejection/non- happening of the deal for which interest is indicated through Platform for any
The User understands that there could be delay in transmitting any request/ inclination/ interest to the
Vendor/ Counter Party, due to technical and/or non-technical reasons. The User shall not hold the Company
responsible for any losses suffered on account of such delay(s).
The Platform reserves the right, at its sole discretion to reject/ to put on hold the interest/ inclination
shown by the User (Lead) using this Platform due to technical glitches, incomplete/inchoate registration
documents, suspicious activities from the account etc.
You are required to note, understand and acknowledge that transmission of data using electronic systems is
vulnerable to temporary disruptions, breakdowns or failures. The Platform does not accept responsibility for any
losses incurred / that may be incurred by the User due to such eventualities which are beyond the control of the
Use of Message Boards, Chat Rooms and Other Communication Forums:
If this Platform contains message/bulletin boards, chat rooms, or other message or communication facilities
(collectively, "Forums"), you agree to use the Forums only to send and receive messages and material that are
proper and related to the particular Forum. By way of example, and not as a limitation, you agree that when
using a Forum, you shall not do any of the following:
Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy
and publicity) of others.
publish, post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful
material or information.
Upload files that contain software or other material protected by intellectual property laws (or by rights
of privacy of publicity) unless you own or control the rights thereto or have received all necessary
Upload files that contain viruses, corrupted files, or any other similar software or programs that may
damage the operation of another's computer.
Download any file posted by another user of a Forum that you know, or reasonably should know, cannot be
legally distributed in such manner.
You agree to defend, indemnify us (including our affiliates, officers, directors, agents and employees) from
and against all claims, causes of action, demands, recoveries, losses, damages, fines, penalties, liabilities
or other costs or expenses of any kind or nature (including without limitation reasonable legal and other fees
and costs), incurred or suffered by us or likely to incurred and suffered by us, in relation to any and/or all
claims, actions or demands, arising from or related to your use of the Platform or related to your breach/
You shall not sue or otherwise make or present any demand or claim, and irrevocably, unconditionally and
entirely release, waive and forever discharge the Company, its officers, directors, employees, agents,
licensees, affiliates, successors and assigns, jointly and individually (hereinafter
"Release"), from any and all manner of liabilities, claims, demands, losses, claims, suits,
costs and expenses (including court costs and reasonable attorney fees) ("Losses"),
whatsoever, in law or equity, whether known or unknown, which you ever had, now have, or in the future may
have against the Release with respect to the Services.
Limitation of Liability
In no event shall the Company, its affiliates, and their respective officers, owners, directors, employees
and agents, licensors, licensees, consultants, or contractors be liable to you or any third party for any
special, incidental, indirect, consequential or punitive damages or losses whatsoever, or damages for loss of
data or profits, goodwill, and/ or other intangible loss, whether or not foreseeable resulting from:
- The use of or the inability to use the Platform;
- Errors, defects, omissions, delays in operation or transmission, or any other failure of performance of
this Platform or any of the services availed;
- Unauthorized access to or alteration of your transmissions or data;
- Statements or conduct of any third party on the Platform;
Inaccuracies, incompleteness, errors appearing in the information, documents and materials shared on this
- Any other matter incidental to the Platform.
If you are discontented with the use of this Platform, or any of the information contained thereon, or refuse
to abide by the terms and conditions stipulated; then the sole and exclusive remedy for you is to discontinue
the use of this Platform;
Notwithstanding the above, if the Company is found liable for any proven and actual loss or damage which
arises out of or in any way connected with any of the occurrences described above, then you agree that the
liability of the Company shall be restricted to, in the aggregate, any Service/referral fees earned by the
Company in connection with transaction(s)/ Services in relation to which liability has arisen, if applicable.
Additional Terms and Conditions
Your continued use of the Services constitutes acceptance of the changes and an agreement to be bound by
Terms, as amended. If you do not agree to the changes, you may please discontinue your use of the services
and ancillary Services. We reserve the right to discontinue or suspend, temporarily or permanently the
access of this Platform, at any point of time without giving notice or reasons for the same.
We are under no obligation to monitor the communication transmitted using this Platform. However, we
reserve the right to review information posted/ selected/ transmitted at our sole discretion.
Form of Communication
Documents sent by electronic means viz. by electronic e-mail (including any auto replies from the system), an
electronic mail attachment, or in the form of an available download option from the Platform shall deemed to
have fulfilled any obligation (legal or otherwise) to deliver such document.
The Company, its affiliates, and their respective officers, owners, directors, employees, agents,
consultants, or contractors and service providers shall be relieved of all responsibilities/ obligations, in
the event of failure of performance is resulting directly or indirectly due to act of Force Majeure or causes
beyond our reasonable control.
You further acknowledge and agree that neither we, nor any of the foregoing entities are responsible or
liable for (a) any incompatibility between the Platform and any other platform, service, software or hardware
or (b) any delays or failures you may experience with any transmissions or transactions relating to the
Platform in an accurate or timely manner.
Governing Law and Jurisdiction
The Platform, Services, all your transactions through the Platform, and our relationship shall be governed by
the laws of India.
Any dispute, controversy or claim arising out of or in relation to this Agreement, including a breach or
termination thereof, shall be settled by a sole arbitrator to be appointed mutually by Company and You, in
accordance with the provisions of the Arbitration and Conciliation Act, 1996, or amendment thereto. The Place
of Arbitration shall be Mumbai and the language of Arbitration shall be English.
Termination of Use
You agree that the Company may, at its sole discretion, suspend or terminate your access to all or any part
of Platform without prior notice and without assigning any reasons.
In the event any provision or part of this Document is found to be invalid or unenforceable, only that particular
provision or part so found, and not the entire Document, will be inoperative.
Survival of Terms After Agreement Ends
Notwithstanding any provisions of this Terms, or any general legal principles to the contrary, any provision
of these Terms that impose or contemplate continuing obligations on a party will survive the expiration or
termination of the relationship between the Parties, viz. Platform and User.
Cookies and Log Files
A cookie is a piece of data stored on the user's computer tied to information about the User. We shall use
Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web
browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a
session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.
Cookies do not typically contain any information that personally identifies a user, but personal information
that we store about you may be linked to the information stored in and obtained from cookies
Users may note that cookies are not strictly necessary for the provision of our Platform and services, we
involve the processing of Personal Data (i.e., any information relating to an identified or identifiable
individual, such as IP addresses, or other online mobile identifiers)
- Recognise your browser
- Customize the Portal and our Service to suit your interests, needs and preferences
- Enable you to move around the Portal and use its features
- Collect information on how you use the Portal and Services.
- To store information about your preferences and to personalise our Portal for you
- To help us to display advertisements that will be relevant to you.
Our Portal contains links to third party websites. The fact that we link to a website is not an endorsement,
authorization or representation of our affiliation with that third party. We do not exercise control over
third party websites. These other websites may place their own cookies or other files on your computer,
collect data or solicit Personal Information from you. Other sites follow different rules regarding the use or
disclosure of the Personal Information you submit to them. We are not responsible for the content, privacy and
security practices, and policies of third-party sites or services to which links or access are provided
through the Service. We encourage you to read the privacy policies or statements of the other websites you
Most browsers allow you to refuse to accept cookies and to delete cookies. The methods for doing so vary from
browser to browser, and from version to version. You can however obtain up-to-date information about blocking
and deleting cookies via these links:
You have the option to block the cookies by adjusting your browser settings. However, if the cookies are
disabled, it will have an impact on your overall experience while using the Portal
The Company will not be liable in the event that any third-party gains access to the cookies from your
computer, phone, tablet or any other internet enabled device.
Changes to this Cookies Policy
such changes will be posted on this page.
STANDARD DISCLAIMER AND DISCLOSURE
The Company makes every attempt to ensure the accuracy and reliability of the information provided on this
Platform. However, the information is provided without warranty of any kind. We do not accept any
responsibility or liability for the accuracy, content, completeness, legality, or reliability of the
information contained on this Platform.
No warranties, promises and/or representations of any kind, expressed or implied, are given as to the nature,
standard, accuracy or otherwise of the information provided in this Platform nor to the suitability or
otherwise of the information to your particular circumstances. The information, software, products, and
services included in or available through the Platform may include inaccuracies or typographical errors.
We expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to,
the implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and
security and accuracy, as well as all warranties arising by usage of trade, course of dealing, or course of
performance. We do not guarantee that this Platform is free from computer viruses or anything else that has
You understand and acknowledge that there are inherent risks involved in sending/ receiving the
instructions/communications/documents to/ from you via electronic means (E-mail, Messages, Fax etc ) and you
hereby agree and confirm that all such risks shall be fully borne by you.
You specifically agree that the Company shall not be responsible for unauthorised access to or alteration of
your transmissions or data, any material or data sent or received or not sent or received, or any transactions
entered into using/ through this Platform.
The Platform makes information of third parties available. User acknowledges and agrees that the owner of
this Platform does not create or endorse or guarantee or control Third Party Content. Use of any
information/product/ Services is at user's sole risk.
Any transaction in financial products shall be subject to fluctuations and risks including market risks not
within our control. We shall not be responsible for any losses incurred by you attributable directly or
indirectly to such market risks. The Platform does not guarantee any return on investment in the financial
securities and the past performance / past track records of any financial instruments offered on the Platform
does not guarantee future results or returns to You.
You agree and acknowledge that if you invest in financial instruments offered by third party service
providers, the Platform merely plays a role of a referral agent connecting you with the third-party service
providers offering financial instruments on the Platform and may perform ancillary services to the referral
activities. The Platform does not in any manner guarantee the performance of the financial instruments
including the payment of principal or coupon rates on the subscribed financial instruments.
The rating of any financial instruments may change prior to or subsequent to your investment and the Company
is not responsible for any losses arising to you out of such change in rating. You agree that any investment
undertaken by you on the Platform has been undertaken after exercising due care, caution and diligence and
after understanding the nature and the underlying risk attached to such security by reading the relevant
documents in relation to the investment in the financial instruments.
The information does not constitute investment or financial advice or advice to buy or sell, or to endorse or
solicit to buy or sell any securities or other financial instrument for any reason whatsoever. Nothing on the
Platform or information is intended to constitute legal, tax or investment advice, or an opinion regarding the
appropriateness of any investment or a solicitation of any type.
Investment in the securities market and any financial instruments are inherently risky and you shall always
assume complete and full responsibility for the outcomes of all the financial or investment decisions that you
make, including but not limited to loss of capital. You are therefore advised to obtain independent applicable
legal, accounting, tax or other professional advice or facilities before taking or considering an investment
or financial decision.
In no event, we shall be liable for any direct, indirect, punitive, incidental, special, consequential
damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits,
arising out of or in any way connected with the use or performance of this Platform/Services, with the delay
or inability to use this Platform/services or related services, the provision of or failure to provide
services, or for any information, products, services and material obtained through this Platform, or otherwise
arising out of the use of this Platform/services, whether based on contract, tort, negligence, strict
liability or otherwise. It shall be responsibility of the User to understand the risk and limitations involved while dealing in
Capital/ Securities Market, financial market and under no circumstance or in no form or manner, we assume any
liability for any transaction entered into/ Services availed through this Platform.
We do not give any guarantee:
that information displayed about financial product(s)/ instruments, its rates, yield or other details
provided on this Platform, are actually the terms that may be offered to you in case you pursue the
that they are the best terms or lowest rates available in the market.
You also agree and understand that data feeds, prices, rates and other similar market value information about
any product or securities could be based on delayed feeds and these data or information may not reflect the
real time values/actual rates. Certain sections or pages on this Platform may contain separate disclaimer
and/or terms and conditions, which are in addition to these disclaimer or terms and conditions. In the event
of any conflict between the two, the additional disclaimer or terms and conditions will govern those sections
If you have any concerns, complaints or grievances about the terms or other users or their manner of use of
the platform, please feel free to contact the Grievance Officer any time on firstname.lastname@example.org