SHRI RAM FINANCE CORPORATION PRIVATE LIMITED

Adequate Safety

Adequate Safety

ISIN

INE08E808058

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Essentials - Subordinate Debt Tier 2

Coupon Rate (Returns)

13.2500 %

Rating

ACUITE  A

Interest Payment Frequency

MONTHLY

Twelve Times A Year

Maturity Date

Mar 30, 2031

4 years 4 months

Yield to Maturity (YTM)

12.5500 %

Effective Returns

Security Class

Debentures

Next Interest Payment Date

Nov 30, 2026

Allotment Date

Dec 30, 2025

Call date

-

Put date

-

Coupon Type

Fixed Interest

Calculate Investment

Minimum bond quantity is

Choose number of bonds you want to buy

Bond Value Details

Face Value

₹1,00,000.00

Market Value

₹1,04,644.10

Principal Amount

(Market value * no. of bonds)

₹1,04,644.10

Accrued Interest
till Nov 03, 2026

(Interest earned on the bond this year)

145

Total Investment

₹1,04,789.31

×

Vardhman Trusteeship Private Limited

Issue Details

Issue Size

₹ 30 Crores

Private Placement

Listing details

Yes

Debenture Trustee

Vardhman Trusteeship Private Limited

Issuer Details

SHRI RAM FINANCE CORPORATION PRIVATE LIMITED

Business Sector

Non-Banking Financial Company (NBFC)

-

Registrar Details

-

Ownership

Non PSU

Security Name

SHRI RAM FINANCE CORPORATION PRIVATE LIMITED 13.25 NCD 30MR31 FVRS1LAC

SHRI RAM FINANCE CORPORATION PRIVATE LIMITED 13.25 NCD 30MR31 FVRS1LAC

SHRI RAM FINANCE CORPORATION PRIVATE LIMITED 13.25 NCD 30MR31 FVRS1LAC

Factors

Yield

High

Issue Size

Medium

Rating Category*

A

Tax Saving

No

Mode of Issuance

Private Placement

*Rating Agency -ACUITE

Note: Pursuant to the provisions of Section 193 of the Income Tax Act, 1961, as amended, effective from 1st April 2023, TDS will be deducted at the rate of 10% (or such other rates as may be notified from time to time) on any interest payable on any security issued by a company other than securities issued by the Central Government or a State Government. The listing of products above: (a) should not be considered an advertisement, endorsement, or recommendation to invest. Please use your own discretion before you transact. (b) is in compliance with regulatory framework as applicable for Online Bond Platform Provider (c) at their given price or yield are subject to availability and market cut-off timings.

Factors

Yield

High

Issue Size

Medium

Rating Category*

A

Tax Saving

No

Mode of Issuance

Private Placement

*Rating Agency - ACUITE

What can I earn?

Your investment will yield regular returns across the tenure

Download Cashflow


Your Investment

₹ ₹1,04,789.31


Principal Amount

₹ ₹1,04,644.10

+

Accrued Interest

₹ 145

Final Payout

₹


Principal Payout

₹ ₹1,04,789.31

+

Interest Payout

₹ 58,482.000000

Year

Payment Schedule (Date)

Interest Payout (₹)

2026

Monthly

₹ 0

2026

30 Nov

₹ 1,125.34

2026

30 Dec

₹ 1,089.04

2027

Monthly

₹ 0

2027

30 Jan

₹ 1,125.34

2027

28 Feb

₹ 1,052.74

2027

30 Mar

₹ 1,089.04

2027

30 Apr

₹ 1,122.27

2027

30 May

₹ 1,086.07

2027

30 Jun

₹ 1,122.27

2027

30 Jul

₹ 1,086.07

2027

30 Aug

₹ 1,122.27

2027

30 Sep

₹ 1,122.27

2027

30 Oct

₹ 1,086.07

2027

30 Nov

₹ 1,122.27

2027

30 Dec

₹ 1,086.07

2028

Monthly

₹ 0

2028

30 Jan

₹ 1,122.27

2028

29 Feb

₹ 1,086.07

2028

30 Mar

₹ 1,086.07

2028

30 Apr

₹ 1,125.34

2028

30 May

₹ 1,089.04

2028

30 Jun

₹ 1,125.34

2028

30 Jul

₹ 1,089.04

2028

30 Aug

₹ 1,125.34

2028

30 Sep

₹ 1,125.34

2028

30 Oct

₹ 1,089.04

2028

30 Nov

₹ 1,125.34

2028

30 Dec

₹ 1,089.04

2029

Monthly

₹ 0

2029

30 Jan

₹ 1,125.34

2029

28 Feb

₹ 1,052.74

2029

30 Mar

₹ 1,089.04

2029

30 Apr

₹ 1,125.34

2029

30 May

₹ 1,089.04

2029

30 Jun

₹ 1,125.34

2029

30 Jul

₹ 1,089.04

2029

30 Aug

₹ 1,125.34

2029

30 Sep

₹ 1,125.34

2029

30 Oct

₹ 1,089.04

2029

30 Nov

₹ 1,125.34

2029

30 Dec

₹ 1,089.04

2030

Monthly

₹ 0

2030

30 Jan

₹ 1,125.34

2030

28 Feb

₹ 1,052.74

2030

30 Mar

₹ 1,089.04

2030

30 Apr

₹ 1,125.34

2030

30 May

₹ 1,089.04

2030

30 Jun

₹ 1,125.34

2030

30 Jul

₹ 1,089.04

2030

30 Aug

₹ 1,125.34

2030

30 Sep

₹ 1,125.34

2030

30 Oct

₹ 1,089.04

2030

30 Nov

₹ 1,125.34

2030

30 Dec

₹ 1,089.04

2031

Monthly

₹ 0

2031

30 Jan

₹ 1,125.34

2031

28 Feb

₹ 1,052.74

2031

30 Mar

₹ 1,00,000.00

Your Investment

Total Investment

₹1,04,789.31

Final Payout

Total Payout

1,58,482.000000

2026

2027

2028

2029

2030

2031

Final Payout

Total Payout

1,58,482.000000

Download Cashflow

Know this Issuer

It's essential to understand the issuer of the bonds where you're investing your money.

Shri Ram Finance Corporation Private Limited

Shri Ram Finance Corporation Private Limited (SRFCPL), is a Raipur, Chhattisgarh based RBI registered Non-Deposit-taking NonBanking Financial Company (ND-NBFC), incorporated in 2004 and commenced lending operations in 2008. SRFCPL is engaged in extending two wheeler financing, secured and unsecured loans towards SME borrowers and personal loans to government employees.

Financial Performance

Particulars H1 FY26 (₹ in cr) FY25 (₹ in cr) FY24 (₹ in cr)
NET WORTH 327.88 303.25 247.38
REVENUE 165.99 314.71 255.57
PAT 24.63 55.47 45.73
CRAR% 28.13 24.38 23.60
GNPA% 3.01 2.88 2.63
NNPA% 1.99 1.99 1.90
GEARING (times) 3.52 3.84 3.88

Established track record of lending in vehicle financing through a wide branch network and collection points

Consistent growth in AUM and disbursement

Modest capital position

Moderate asset quality and geographic concentration

What is my risk?

Each bond is regularly evaluated by multiple reputed rating agencies

Credit Rating

A

(Aug 04, 2025)

Instruments with this rating are considered to have adequate degree of safety regarding timely servicing of financial obligations. Such instruments carry low credit risk.

Credit Outlook

Stable

A Stable outlook indicates that the Rating is likely to remain unchanged

Rating Watch

Under Watch

Not Applicable

Not Applicable

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Repayment Priority

Higher the level, higher the priority of investment repayment on default

Subordinate Tier 2

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Security with Collateral?

An investment secured with collateral helps

SECURED

UNSECURED

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Type of Guarantee

Guarantee of investment by third-party if company defaults

GUARANTEED

NON GUARANTEED

PARTIAL GUARANTEED

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Want to know more?

Download Issue Documents (Information Memorandum / Termsheet / General Information Document / Key Information Document)

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Current Yield

Coupon Rate of the Bond / Market price of the bond * 100.

12.6620%

12.6620%

How do I buy this bond?

You can follow the steps mentioned to complete your Purchase.

How do I buy this bond?

You can follow the steps mentioned to complete your Purchase.

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