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MAS FINANCIAL SERVICES LIMITED

High Safety

High Safety

ISIN

INE348L08090

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Essentials - Subordinate Debt

Coupon Rate (Returns)

10.7500 %

Rating

CARE  AA-

Interest Payment Frequency

MONTHLY

Twelve Times A Year

Maturity Date

Oct 27, 2028

3 years 3 months

Last Traded
Yield to Maturity (YTM)*

% Effective Returns

Security Class

Debentures

Next Interest Payment Date

Jul 31, 2025

Allotment Date

Mar 27, 2023

Call date

-

Put date

-

Coupon Type

Fixed Interest

Calculate Investment

Minimum bond quantity is

Choose number of bonds you want to buy

Bond Value Details

Face Value

₹ 1,00,000.00

Market value

₹ 1,01,355.70

Indicative Principal Amount

(Last Offered Market value * no. of bonds)

₹ 1,01,355.70

Indicative Accrued Interest till Jul 14, 2025

(Interest earned on the bond this year)

412

Total Investment

₹ 1,01,768.03

×

Catalyst Trusteeship Limited (Formerly GDA Trusteeship Limited)

Issue Details

Issue Size

₹ 50 Crores

Private Placement

Listing details

Yes

Debenture Trustee

Catalyst Trusteeship Limited (Formerly GDA Trusteeship Limited)

Issuer Details

MAS FINANCIAL SERVICES LIMITED

Business Sector

Finance

Link Intime India Private Limited,Mumbai

Registrar Details

Link Intime India Private Limited,Mumbai

Ownership

Non PSU

Security Name

MAS FINANCIAL SERVICES LIMITED 10.75 LOA 27OT28 FVRS1LAC

MAS FINANCIAL SERVICES LIMITED 10.75 LOA 27OT28 FVRS1LAC

MAS FINANCIAL SERVICES LIMITED 10.75 LOA 27OT28 FVRS1LAC

Factors

Yield

High

Issue Size

Large

Rating Category*

AA

Tax Saving

No

Mode of Issuance

Private Placement

*Rating Agency -CARE

*as on
Note: Pursuant to the provisions of Section 193 of the Income Tax Act, 1961, as amended, effective from 1st April 2023, TDS will be deducted at the rate of 10% (or such other rates as may be notified from time to time) on any interest payable on any security issued by a company other than securities issued by the Central Government or a State Government. The listing of products above: (a) should not be considered an advertisement, endorsement, or recommendation to invest. Please use your own discretion before you transact. (b) is in compliance with regulatory framework as applicable for Online Bond Platform Provider (c) at their given price or yield are subject to availability and market cut-off timings.

Factors

Yield

High

Issue Size

Large

Rating Category*

AA

Tax Saving

No

Mode of Issuance

Private Placement

*Rating Agency - CARE

What can I earn?

Your investment will yield regular returns across the tenure

Download Cashflow


Your Investment

₹ ₹ 1,01,768.03


Indicative
Principal Amount

₹ ₹ 1,01,355.70

+

Indicative
Accrued Interest

₹ 412

Final Payout


Indicative
Principal Payout

₹ ₹ 1,01,768.03

+

Indicative
Interest Payout

₹ 35,755.000000

Year

Payment Schedule (Date)

Interest Payout (₹)

2025

Monthly

₹ 0

2025

31 Jul

₹ 913.01

2025

31 Aug

₹ 913.01

2025

30 Sep

₹ 883.56

2025

31 Oct

₹ 913.01

2025

30 Nov

₹ 883.56

2025

31 Dec

₹ 913.01

2026

Monthly

₹ 0

2026

31 Jan

₹ 913.01

2026

28 Feb

₹ 824.66

2026

31 Mar

₹ 913.01

2026

30 Apr

₹ 883.56

2026

31 May

₹ 913.01

2026

30 Jun

₹ 883.56

2026

31 Jul

₹ 913.01

2026

31 Aug

₹ 913.01

2026

30 Sep

₹ 883.56

2026

31 Oct

₹ 913.01

2026

30 Nov

₹ 883.56

2026

31 Dec

₹ 913.01

2027

Monthly

₹ 0

2027

31 Jan

₹ 913.01

2027

28 Feb

₹ 824.66

2027

31 Mar

₹ 913.01

2027

30 Apr

₹ 881.15

2027

31 May

₹ 910.52

2027

30 Jun

₹ 881.15

2027

31 Jul

₹ 910.52

2027

31 Aug

₹ 910.52

2027

30 Sep

₹ 881.15

2027

31 Oct

₹ 910.52

2027

30 Nov

₹ 881.15

2027

31 Dec

₹ 910.52

2028

Monthly

₹ 0

2028

31 Jan

₹ 910.52

2028

29 Feb

₹ 851.78

2028

31 Mar

₹ 910.52

2028

30 Apr

₹ 883.56

2028

31 May

₹ 913.01

2028

30 Jun

₹ 883.56

2028

31 Jul

₹ 913.01

2028

31 Aug

₹ 913.01

2028

30 Sep

₹ 883.56

2028

27 Oct

₹ 795.21

Your Investment

Total Investment

₹ 1,01,768.03

Final Payout

Total Payout

1,35,755.000000

2025

2026

2027

2028

Final Payout

Total Payout

1,35,755.000000

Download Cashflow

Know this Issuer

It's essential to understand the issuer of the bonds where you're investing your money.

MAS Financial Services Limited

MAS Financial Services Limited (MFSL) is a RBI-registered non-deposit-taking NBFC headquartered in Ahmedabad, Gujarat. MFSL is a publicly listed company on NSE and BSE, with a market capitalization of approximately ₹ 5,303 crores as of June 01, 2025.

Financial Performance

Particulars FY25 (₹ in cr) FY24 (₹ in cr) FY23 (₹ in cr)
CRAR% 24.72 24.05 25.25
PAT 305.93 247.75 200.96
NET WORTH 2585.80 1768.96 1505
REVENUE 1520.45 1229.28 939.85
GNPA% 2.44 2.25 2.15
NNPA% 1.62 1.15 1.52

Long-standing track record of promoters and experienced senior management team with established credit appraisal systems

Comfortable capitalisation with diversified resource base

Diversified loan portfolio

Comfortable asset quality parameters

Stable financial risk profile

Moderately concentrated customer profile and geographical diversification

Exposure to relatively riskier micro enterprises and SME sectors

What is my risk?

Each bond is regularly evaluated by multiple reputed rating agencies

Credit Rating

AA-

(Oct 03, 2024)

Instruments with this rating are considered to have high degree of safety regarding timely servicing of financial obligations. Such instruments carry very low credit risk.

Credit Outlook

Stable

A Stable outlook indicates that the Rating is likely to remain unchanged

Rating Watch

Under Watch

Not Applicable

Not Applicable

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Repayment Priority

Higher the level, higher the priority of investment repayment on default

Subordinate Tier 2

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Security with Collateral?

An investment secured with collateral helps

SECURED

UNSECURED

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Type of Guarantee

Guarantee of investment by third-party if company defaults

GUARANTEED

NON GUARANTEED

PARTIAL GUARANTEED

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Want to know more?

Download Issue Documents (Information Memorandum / Termsheet / General Information Document / Key Information Document)

How do I buy this bond?

You can follow the steps mentioned to complete your Purchase.

How do I buy this bond?

You can follow the steps mentioned to complete your Purchase.

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