Introduction In a buffet of debt investments, while the humble Government Bonds may not rank as the most enticing dish in comparison to other investment options, the foundation it can provide your investments is unparalleled. It wouldn’t be farfetched to say that in most countries, these government securities play an essential function in the entire […]

Introduction Investing in Bonds is quite simple, convenient and isn’t as complicated as you may imagine. Gone are the days you would have to reach out to your broker or financial advisor to buy a bond and work on tedious paper heavy process to make your investments in bonds. In this blog you will learn […]

On investments in general, financial returns are expressed on per annum or per year basis. Simply put if you invest INR 100 and make INR 10 in one year, then your return is 10%. But if you make the same INR 10 in 2 years, then your return is just 10÷2 = 5%. Bonds typically […]

What are Bank Bonds? Banks execute the critical function of lending to institutions and individuals to facilitate cash flow within the financial system. To maintain liquidity, they need large amounts of capital. One way of raising money is through issuing bank bonds in India. Banks are governed by strict and sound regulations under The Banking […]

What are 54EC Bonds or Capital Gain Bonds 54EC or Capital Gain Bonds are investments in bonds that help you save tax. Capital Gain Bonds have been designed specifically to encourage people to invest in long-term infrastructure projects led by government-owned PSUs and in return offer investors a tax saving mechanism. The name is derived […]

Introduction Economic growth for a country is led by public investment done by the government and private investment done by companies. This requires money (or capital) from other people; as owners themselves may not have all the resources to invest in growth. Traditionally in India, banks have been the primary source of capital for firms. […]

Introduction Investing wisely in bonds requires a thorough understanding of the different types of bonds available in the Indian market. From the popular government securities to high-yield bonds, there is a gamut of various types of bonds available for the retail investor. This guide explores bonds and its types, equipping investors with the knowledge to […]

In our endeavor to educate people on the benefits of investing in Bonds in India (specifically corporate bonds), we believe in writing on aspects investors must be aware of. Keeping in mind the extent of plagiarism and verified information, we realize there exists a dearth of original thought. Before we begin, for all essential terms […]

Sovereign Gold Bonds (SGBs) – Introduction Imagine a world where your investments are not only secure but also backed by the lustrous assurance of gold. This isn’t a fantasy; it’s a reality offered by Sovereign Gold Bonds (SGBs). A flashback to 50 years ago reveals a global economy where currency notes were as good as […]