Key Strengths

• Experienced Promoter and Management Team
  • Promoter & MD , Mr. Vivek Tiwari has over two decades of experience in the microfinance and development sector. Prior to SML, he had worked with Satin Credit Care for 8 years.
  • Marquee Institutional Investor, Gojo & Company Inc. based out of Japan, is a world leader in Microfinance, promoting financial inclusion with operations in Myanmar, Sri Lanka, Tajikistan and Cambodia.
  • SML’s management team members has experience of over 15 years in their functional domains with specialization in the microfinance sector.
• Improving Earnings Profile and Net Worth with sustainable practices
  • SML reported a PAT of Rs 53 crore as of 31st March 23 vs. a PAT of Rs 32 crore as on 31st March 22.
  • The Net Worth stands at Rs 837 crore at the end of FY 2023 achieving a CAGR of 44% as compared to Rs 404 at the end of FY 2021.
  • Assets Under Management as on 31st March 23 was at Rs 4684 Crore showing a CAGR of 78% in the last 3 years.
  • As per CRISIL Ratings, 100% disbursements done by SML are Cashless.