Choosing where to invest starts with your goals, time frame, and comfort with risk. Corporate bonds pay regular interest and return your money at maturity. Stocks give you ownership in a company and a chance to grow wealth, but the price can move up and down every day. In this article, we explain the core […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from December 6-8, 2023. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: Part A: RBI’s Policy decision Rationale: 1. Inflation CPI headline inflation fell by about 2% points since the last meeting […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from February 5-7, 2025. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: Part A: RBI’s Policy Decision Rationale: Inflation CPI Headline inflation eased sequentially in Nov’24 and Dec’24 from its recent peak […]

For generations, Indian savers have relied on the familiar comfort of bank fixed deposits (FDs). They are simple, secure, and a cornerstone of conservative investing. However, in a world of rising aspirations, many investors find themselves asking: “Can my money do more?” If you’re looking for a way to earn higher returns without straying too […]

Finance Minister Nirmala Sitharaman presented the interim Union Budget for FY 2024-25 on February 1st, 2024. Here are some excerpts from the presentation: Fiscal Deficit In the Interim Union Budget of 2024-25, the government has revised India’s fiscal deficit target downwards to 5.8% of GDP for FY24 from the previously estimated 5.9% of GDP. It […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from April 3-5, 2024. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: These decisions are in consonance with the objective of achieving the medium term target for consumer price index (CPI) inflation […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from February 6-8, 2024. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: These decisions are in consonance with the objective of achieving the medium term target for consumer price index (CPI) inflation […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from June 5-7, 2024. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: Part A: RBI’s Policy decision Rationale: 1. Inflation CPI headline inflation softened further during March-April, though persisting food inflation pressures […]

Fiscal Deficit In the Union Budget for 2025-26, the government has set a fiscal deficit target of 4.4% of GDP for FY25-26, aligning with its goal of bringing the deficit below 4.5% by FY25-26. The revised fiscal deficit for FY24-25 stands at 4.8% of GDP, lower than the budgeted estimate of 4.9%. The details of […]