In our endeavor to educate people on the benefits of investing in Bonds in India (specifically corporate bonds), we believe in writing on aspects investors must be aware of. Keeping in mind the extent of plagiarism and verified information, we realize there exists a dearth of original thought. Before we begin, for all essential terms […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from April 7-9, 2025.On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: Part A: RBI’s Policy decision Rationale: 1. Inflation CPI Headline inflation eased sequentially in Feb’25 and Jan’25 from its recent peak […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from August 4-6, 2025. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: MPC unanimously decided to keep Repo rate unchanged at 5.50%, consequently the standing deposit facility (SDF) stands at 5.25%. Part […]

The global financial ecosystem in 2024 was riddled with turbulence, yet the fixed-income landscape, particularly in India, emerged as a beacon of stability. With markets reeling from geopolitical unrest and economic volatility, Indian bonds delivered calm, steady returns. By the end of September 2024, the Indian bond market had grown to an impressive $2.69 trillion […]

Disclaimer: Leasing is a widely accepted financial strategy for acquiring and utilizing assets without the necessity for significant upfront capital investments. Equipment leasing, a formalized business practice, has ancient roots as a concept. This article aims to explore the ‘securitization’ of the aforementioned leasing into a structured product and compare it with bonds, as both […]

Investors are perplexed by the most recent amendments in the bond market. Following the elimination of the indexation benefits for bond funds, individuals may find themselves uncertain about where to invest their money, specifically in bonds or bond funds. However, do not fret, as this article will provide valuable insights into the age-old debate of […]

What is the most common question that every financial advisor receives? What is the most discussed topic in every investment forum, financial planning and investment advice literature? And what is the all-time, go-to topic for a “fin-fluencer” to create content on? Bonds vs Equities Bonds and stocks are the two most talked-about asset classes in […]

In the world of fixed income securities, Bonds and Fixed Deposits (FDs) are two dominant players, each with its own advantages and limitations. While FDs are widely used, bonds remain largely overlooked. In 2017, SEBI conducted a survey* to study investment patterns in households, which revealed that over 95% of households, preferred FDs as their […]

“Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” – Paul Samuelson Why do people choose to invest? Often, the main incentives driving investment choices are the appeal of quick and substantial returns or herd mentality. Ideally, investing should align with […]