The only free lunch in finance is diversification – Harry Markowitz How impactful is the quote by the Nobel Prize laureate and pioneer of the Modern Portfolio Theory in today’s world? Portfolio diversification is at the heart of a successful investment strategy. By spreading investments across various assets, one can navigate the ups and downs […]

“The big money is not in the buying or selling, but in the waiting.” –Charlie Munger– In this era of instant gratification and easy money, this quote emphasizes the importance of humility and patience in both life and investing, coming from one of the key figures behind the remarkable success of Berkshire Hathaway. Whether dealing […]

Financial Planning 101 A notification buzzed, and both your mobile screen and your eyes lit up! (Dear Customer, Your Salary of Rs 1,82,336.00 is credited to you’re a/c no. XXXXX876 on 30-Nov-2023.) Perhaps the only text message that brings a smile to your face and a sense of relief amidst a barrage of OTPs, EMI […]

Show me the money! Seeking an escape from the 9-5 grind? Aspiring to leave the rat race? Want to become the part of the Financially Independent Retire Early (F.I.R.E) movement? Your quest for passive income ideas concludes here. Let’s get straight to the point; here are the top passive income ideas for 2023: And so […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from June 6-8, 2025. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: Part A: RBI’s Policy decision Rationale: 1. Inflation CPI headline inflation saw a significant decline of 45 bps over Mar’25 […]

Introduction In the early days of 2020, as the world was grappling with the uncertainty and fear brought on by the COVID-19 pandemic, the Indian financial markets found themselves in uncharted waters. Markets were tumbling, liquidity was drying up and investors were anxious. Among those most affected were retail investors, who watched helplessly as their […]

The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from October 7-9, 2024. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: Part A: RBI’s Policy decision Rationale: 1. Inflation CPI headline inflation softened significantly in July and August with favorable base […]

Introduction The Indian bond market is a critical component of the nation’s financial ecosystem. This substantial market size not only highlights the maturity and depth of India’s debt instruments but also underscores the potential for future growth. In the context of global financial landscapes, where the world’s bond market stands at a staggering US$145 trillion, […]

Gold has always been a popular choice for people who want to invest. This is especially true in India during holidays like Akshaya Tritiya and Diwali when buying gold is considered auspicious. Because of the ever-increasing cost of actual gold, millennials are turning to more convenient and less risky ways to invest in the yellow […]