The RBI’s Monetary Policy Committee (MPC) conducted its monetary policy meeting from October 7-9, 2024. On the basis of an assessment of the evolving macroeconomic situation, the Monetary Policy Committee (MPC) made the following announcements: Part A: RBI’s Policy decision Rationale: 1. Inflation CPI headline inflation softened significantly in July and August with favorable base […]

Introduction The Indian bond market is a critical component of the nation’s financial ecosystem. This substantial market size not only highlights the maturity and depth of India’s debt instruments but also underscores the potential for future growth. In the context of global financial landscapes, where the world’s bond market stands at a staggering US$145 trillion, […]

Gold has always been a popular choice for people who want to invest. This is especially true in India during holidays like Akshaya Tritiya and Diwali when buying gold is considered auspicious. Because of the ever-increasing cost of actual gold, millennials are turning to more convenient and less risky ways to invest in the yellow […]

In the past decade, the digital revolution in India has caused a stir. We no longer only use technology to order food, clothing and appliances, but  can also purchase cars and jewellery online. Furthermore, the wealth-tech sector has seen the emergence of numerous online players offering financial products and services. Gold, which is highly valued […]

Mankind has treasured gold for thousands of years. The ancient Egyptians used gold for jewelry and decorative items, while the Greeks and Romans used it for coins and other currency. Gold has a special place in human culture and history. It has been used as a symbol of wealth, power, and prestige. People have been […]

Fiscal Deficit The government has achieved its budgeted fiscal deficit target for FY25-26 at 4.4% of GDP, thereby meeting the fiscal consolidation objective set in FY20-21 to reduce the deficit below 4.5% by FY25-26. For FY26–27, the government has set a fiscal deficit target of 4.3% of GDP, exceeding market expectations Deficit Statistics   2024-2025 […]

Introduction Imagine a platform that transforms the once-opaque world of corporate bonds into a transparent, user-friendly marketplace. Enter Bond Central—launched on February 27, 2025, by SEBI and the OBPP Association —an open architecture information portal for corporate bond investors.t. With retail participation in corporate bonds surging by 327% since the OBPP platform’s debut (BSE, 2025), […]

Picture the world of big money – loans, investments, all that jazz. For ages, there was this go-to number called LIBOR, the London Interbank Offered Rate. It was the yardstick for figuring out interest rates on tons of stuff. But, things change, right? People started wanting something a bit more transparent, something that really showed […]

The 1900s – Inception 100 years ago, people mostly kept their money in a pot buried in the ground or under their mattress, sleeping peacefully knowing that their cash was safe. The evolution of modern banking started in the 1900s and lots of Central Banks were formed around the world in the wake or after […]