Introduction So, Father’s Day. Yeah, that one. It always just appears out of nowhere, doesn’t it? And if you’re anything like me – and seriously, my brain goes into total gymnastics mode – you immediately start agonizing over finding that perfect thing. Look, we all desperately want to show our dads just how colossal their […]

Let’s be honest — most of us don’t think about taxes until March. But if your total tax after TDS goes over ₹10,000 in a year, the Income Tax Department doesn’t want to wait. They want you to pay it in chunks before the year ends. This is what’s called Advance Tax. Instead of paying […]

Introduction I’ll be honest with you – I used to be one of those people who’d panic if I couldn’t find an ATM receipt. Fast forward to today and I’m checking my portfolio updates on my phone while having morning tea. It’s wild how AI in finance has completely flipped the script on everything we […]

So, you’re thinking of buying a property — maybe your first home, maybe an upgrade, or even an investment flat. But wait… what’s this GST everyone keeps talking about? Why is it added to the cost? Do you have to pay it, or is it the builder’s job? Don’t worry — you’re not alone in […]

Introduction We’ve all been there – staring at our phone screens, desperately refreshing the EPFO portal, wondering if our hard-earned PF money will ever make it to our bank account! Whether you’re between jobs and counting every penny, planning that dream wedding, or dealing with a family emergency, waiting for your EPF withdrawal feels like […]

It’s already that time of year when conversations start turning to taxes. Some folks like to get a head start, while others (you know who you are!) tend to leave it for the last stretch of tax season. Whichever type you are, it helps to know what’s due when—so you don’t miss out on important […]

If you invest in the stock market, knowing when the markets are closed can save you both time and effort. Each year, the National Stock Exchange of India (NSE) and Bombay Stock Exchange (BSE) publishes a list of trading holidays well ahead of time. This gives everyone—from first-time investors to seasoned traders—a clear view of […]

Whether you’re planning a big expense, switching jobs, or simply want to keep track of your savings, checking your EPF balance is an important step. With the Employees’ Provident Fund (EPF), a small portion of your salary is regularly set aside for your future — and keeping tabs on it is now easier than ever. […]

Ever left a job before completing 10 years of service? Or planning to switch, but unsure what happens to your pension money? That’s where EPF Form 10C comes in. This form helps you either withdraw your pension amount or get something called a Scheme Certificate (more on that in a bit). It might sound like […]