The drums are beating, the conch shells are echoing through Puri’s ancient streets and millions of devotees have their eyes fixed on one of India’s most incredible festivals. On, June 11th, we witnessed something truly special – Snana Purnima has officially kicked off the Jagannath Rath Yatra 2025 celebrations. If you’ve never experienced this festival […]

Introduction So my aunt called me yesterday asking if I’m coming home for Janmashtami this year. Same question, every August. And honestly? I wouldn’t miss it. There’s just something about walking into the house and smelling those ladoos she makes, seeing the little Krishna statue dressed up in silk clothes, hearing my cousins argue about […]

For millions of Indian pensioners, proving that pension should continue every year used to mean long queues at banks and offices. A digital alternative now makes that ritual far simpler. The jeevan pramaan patra—often called the Digital Life Certificate—lets a pensioner confirm life status electronically so the pension flows without interruption. Instead of physical visits, […]

Let’s face it — managing money can get overwhelming. With so many investment options out there, it’s easy to get lost or feel unsure about where to put your savings. But sometimes, the best option is the one that doesn’t shout for attention — something that just quietly works in the background while you go […]

For many Indian households, Kisan Vikas Patra (KVP) is the “set it and forget it” savings tool. Money is parked once, the government-notified rate does its quiet compounding in the background, and a single lump sum arrives on maturity. Because the return is locked at purchase, the KVP Interest Rate ends up driving most decisions—whether […]

When you think about owning a credit card, one of the first things that might come to mind is – “How much will it cost me every year?” Annual fees can feel like an unnecessary burden, especially if you’re not using your card frequently. That’s where lifetime free credit cards come in — offering the […]

One Sunday afternoon, I was at a chai stall in Lucknow when an old school friend, Rajesh, joined me. He looked stressed. Over sips of chai, he said, “Yaar, I thought I was paying just 9% on my shop loan, but now it feels like I’m paying for two shops!” That’s when I told him […]

In debt markets, low duration funds sit in a comfortable middle—more stable than long-term bond funds yet aiming for better returns than liquid funds. They normally hold debt securities whose interest-rate sensitivity is limited, helping reduce day-to-day volatility. For a saver who wants capital preservation with modest growth, low duration funds can act as the […]

Introduction Picture Meera from Pune. Salary comes on the last day of the month; on the 10th she wonders where it went—rent, Zomato, UPI sprees, small EMIs. When she paused and practised money management, things changed. This blog keeps that same spirit: simple, Indian, and practical. It shares money management tips anyone can follow at […]