A Flexi fixed deposit links a customer’s savings account to a fixed deposit so idle money doesn’t sit quietly. When the balance crosses a chosen limit, an auto sweep facility moves the extra amount into a deposit to earn FD-level returns. When funds are needed, the bank “sweeps in” just enough back to the account. […]

There’s a point in every investor’s journey when the thrill of chasing returns takes a back seat to one simple goal — earning a steady income without worrying about market swings. That’s exactly where Income Funds find their place. They don’t promise overnight growth or flashy numbers. Instead, they offer something far more valuable — […]

When a new IPO hits the market, the excitement is real. But did you know there’s a parallel market where shares change hands even before they’re officially listed? This unofficial and largely unregulated space is called the Grey Market. It’s where IPO shares are bought and sold before they become available to the public — […]

Every large capital decision—opening a new plant, launching an app, buying a rental property—boils down to “cash out today, cash in tomorrow.” Managers and investors need a clean way to compare such cash-flow patterns. IRR helps by converting those uneven numbers into a single yearly rate. The IRR full form in finance is Internal Rate […]

Introduction Ever put money into something and then watched it lose value overnight? Not because you did anything wrong, but because everything seemed to crash at once? That’s market risk. It’s not personal. It doesn’t care how smart you are or how carefully you picked your investment. It just shows up, uninvited, and messes things […]

Medical expenses can rise suddenly and disrupt savings. A basic safety net helps a family start treatment on time and pay hospital bills without stress. That is where mediclaim insurance steps in as a simple, practical cover for healthcare costs. What is Mediclaim Insurance? Many buyers first ask, what is mediclaim insurance. In simple words, […]

Every market has seasons. Some days feel sleepy; other days a stock sprints like it has a deadline. Momentum trading is the habit of joining that sprint while it has energy and stepping aside the moment it slows. Instead of guessing turning points, a momentum trader lets price action lead the way and treats risk […]

For a neighbourhood tailor adding one more sewing machine or a snack-cart owner buying a fryer, the first rupee of credit can decide whether the plan stays on paper or turns into income. A mudra loan is built for such moments. It keeps paperwork light, does not ask for collateral, and lets a micro business […]

Ever thought about investing in gold? For ages, it’s been this universal symbol of wealth, security, and just a plain old status symbol. You’ve seen it in movies, maybe in your grandma’s jewelry box, or even heard about it backing up entire economies. But let’s be real: in our super-fast, digital world, actually getting your […]