Introduction When Karan took his first solo trip from Delhi to Kochi, he stood in a long queue at the airport while a friend, Nisha, walked into a lounge with a calm smile. She had planned better. She had a card that gave her free lounge access, extra reward points on tickets, and a smoother […]

So, you’re thinking of buying a property — maybe your first home, maybe an upgrade, or even an investment flat. But wait… what’s this GST everyone keeps talking about? Why is it added to the cost? Do you have to pay it, or is it the builder’s job? Don’t worry — you’re not alone in […]

Riya owned a small textile unit in Surat. She stitched elegant cotton kurtas, yet money always felt scarce. One afternoon a banker named Prakash visited and asked how she would fund a big export order. She could borrow, bring in a partner, or use her profits. Prakash explained that the mix she chose would shape […]

Introduction A young couple in Pune buys a new hatchback for ₹8 lakh. It runs fine, sips fuel politely, and never gives drama. Five years later they list it on a marketplace. Serious buyers offer ₹4.7–₹5 lakh. Nothing broke. The price still fell. That quiet fall is car depreciation—the part of car ownership most people […]

Introduction We’ve all been there – staring at our phone screens, desperately refreshing the EPFO portal, wondering if our hard-earned PF money will ever make it to our bank account! Whether you’re between jobs and counting every penny, planning that dream wedding, or dealing with a family emergency, waiting for your EPF withdrawal feels like […]

Introduction Choosing a financial institution is a lot like choosing your favourite tea stall. Sounds funny? But think about it — you don’t just go anywhere for chai. You pick a place where the tea is good, the guy knows your taste, the service is quick, and you feel safe leaving your wallet on the […]

It’s already that time of year when conversations start turning to taxes. Some folks like to get a head start, while others (you know who you are!) tend to leave it for the last stretch of tax season. Whichever type you are, it helps to know what’s due when—so you don’t miss out on important […]

If you invest in the stock market, knowing when the markets are closed can save you both time and effort. Each year, the National Stock Exchange of India (NSE) and Bombay Stock Exchange (BSE) publishes a list of trading holidays well ahead of time. This gives everyone—from first-time investors to seasoned traders—a clear view of […]

When markets chase the same set of “hot” stocks, a different kind of investor looks the other way. That is the idea behind contra funds—equity schemes that buy sound companies when they are unloved and wait for the tide to turn. The contra fund meaning is simple: go against crowd sentiment with research and patience. […]