Introduction Every year, as the air gets crisper and the evenings start to smell faintly of marigold and ghee, there’s one question that keeps popping up — “When is Diwali this year?” If you’ve been wondering too, here’s your answer: Diwali 2025 is on Tuesday, October 21. Yep, mark it down. Take that day off. […]

Introduction Durga Puja 2025 brings something special every year. Communities wake up with excitement, streets fill with decorations and yes – even the stock markets take notice. For anyone managing investments or wondering about market schedules, knowing when is Durga Puja becomes pretty important. This festival doesn’t just change daily routines; it shifts how entire […]

Introduction Come August or September and you know what that means – the entire city transforms into a festival zone! My WhatsApp groups start updating with Ganesh pandal location updates and sweet shop recommendations. But here’s something interesting: I noticed people asking from now only when is Ganesh Chaturthi in 2025 way more than usual. […]

Diwali’s a few months away and honestly, I’m already excited about the diyas, sweets and… wait for it… muhurat trading! Yeah, I know it sounds weird mixing festivals with stock markets, but trust me, this is one tradition that’s stuck around for good reason. My uncle introduced me to this years ago and now I […]

Last week, I was at the grocery store when I overheard two aunties arguing about whether Navratri starts in March or September this year. One was insisting her daughter’s wedding couldn’t clash with the festival, while the other was planning her annual shopping spree. It got me thinking – so many of us get confused […]

Introduction Every year, there’s that one day when siblings—no matter how far apart—suddenly become soft. Yep, that’s Raksha Bandhan. From pulling each other’s hair as kids to forwarding funny reels today, the bond shifts, but the thread stays. And as Raksha Bandhan 2025 rolls in, it’s time to dig into the box of old Rakhis, […]

Introduction Let’s be honest—most of us avoid talking about money unless we absolutely have to. It’s either too stressful, too confusing, or just… not today. But here’s the thing: not thinking about it doesn’t make the problems go away. That’s where financial planning comes in. It’s not a fancy word reserved for the wealthy. It’s […]

For most mutual fund investors, money doesn’t go in as one lump sum. It is added bit by bit through SIPs, occasional top-ups, and sometimes partial redemptions. Because these cash flows happen on different dates and amounts, a single “beginning to end” return is misleading. That is where xirr becomes useful. It gives a single […]

The conversation around XIRR vs CAGR shows up every time an investor tries to decode a portfolio statement, a mutual fund fact sheet, or a back-tested model. Both are annualised return measures, but they answer slightly different questions. XIRR and CAGR sit next to each other in many dashboards, and yet a reader often wonders […]