Diwali’s a few months away and honestly, I’m already excited about the diyas, sweets and… wait for it… muhurat trading! Yeah, I know it sounds weird mixing festivals with stock markets, but trust me, this is one tradition that’s stuck around for good reason. My uncle introduced me to this years ago and now I […]

Last week, I was at the grocery store when I overheard two aunties arguing about whether Navratri starts in March or September this year. One was insisting her daughter’s wedding couldn’t clash with the festival, while the other was planning her annual shopping spree. It got me thinking – so many of us get confused […]

Introduction Every year, there’s that one day when siblings—no matter how far apart—suddenly become soft. Yep, that’s Raksha Bandhan. From pulling each other’s hair as kids to forwarding funny reels today, the bond shifts, but the thread stays. And as Raksha Bandhan 2025 rolls in, it’s time to dig into the box of old Rakhis, […]

Every year, India’s Republic Day arrives with a familiar rhythm: early-morning television coverage, flags on balconies, and a parade that feels both ceremonial and deeply personal. Yet the real curiosity starts much earlier, especially online, where the same question pops up in different forms: when is republic day 2026? The date is fixed, but the […]

In India, the union budget isn’t followed only by policy watchers. It’s followed by people who want to understand the year ahead in simple terms—what might change for taxes, what might affect prices, and what direction the government seems to be taking. With budget 2026 close, the usual curiosity is already there: the date, the […]

Introduction Let’s be honest—most of us avoid talking about money unless we absolutely have to. It’s either too stressful, too confusing, or just… not today. But here’s the thing: not thinking about it doesn’t make the problems go away. That’s where financial planning comes in. It’s not a fancy word reserved for the wealthy. It’s […]

For most mutual fund investors, money doesn’t go in as one lump sum. It is added bit by bit through SIPs, occasional top-ups, and sometimes partial redemptions. Because these cash flows happen on different dates and amounts, a single “beginning to end” return is misleading. That is where xirr becomes useful. It gives a single […]

The conversation around XIRR vs CAGR shows up every time an investor tries to decode a portfolio statement, a mutual fund fact sheet, or a back-tested model. Both are annualised return measures, but they answer slightly different questions. XIRR and CAGR sit next to each other in many dashboards, and yet a reader often wonders […]