Introduction Let’s keep it real. If you’ve ever lent money to a friend and then spent weeks chasing them for repayment, congratulations — you’ve experienced credit risk. In the world of finance, this isn’t just a minor worry. It’s a big deal. Banks, companies, investors — everyone faces it. The idea is simple: What if […]

Credit risk funds sit within debt mutual funds and focus on bonds from lower-rated but promising companies. For investors who understand risk–reward trade-offs, credit risk funds can offer higher accrual than plain vanilla debt while remaining professionally managed. List of Credit Risk Mutual Funds What is a Credit Risk Mutual Fund? When readers ask what […]

Most people tap both cards every week, but when the goal is a stronger credit score, the difference between Credit Card and Debit Card is not just a bank detail; it shapes how lenders see someone. One spends saved money, the other borrows for a short period and reports that behaviour to bureaus. Once this […]

A couple of years ago, my cousin Pooja was busy planning her wedding. Flowers, outfits, photographers — her calendar was packed. But just a month before the big day, her father had a sudden heart attack. Between ICU charges, tests, and medicines, the bills crossed ₹4 lakh in a week. The family wasn’t ready for […]

Dividend yield funds appeal to investors who like steady cash flows and a calmer ride than pure growth strategies. These schemes primarily hold companies that regularly share profits as dividends. In a market where prices swing, dividend yield funds can help an investor keep a stream of income while staying invested in equities for long-term […]

For most riders, a two wheeler is daily transport and a valued asset. A careful buyer checks mileage and service costs but often rushes through the paperwork that protects the vehicle. A little homework on bike insurance can prevent claim shocks later. This guide lists the essential dos and don’ts before choosing a bike insurance […]

On a warm evening in Indore, Arjun watched the chai stall close and told himself he wanted to stop working before grey hair showed up. He did not dream of yachts. He only wanted slow mornings with his son, time to coach the local cricket kids, and the freedom to say no to late office […]

When news of war hits, it’s more than just a headline. It becomes a trigger—for global markets, for oil prices, for investors everywhere. And yes, it impacts the Indian economy too. The reason? War brings uncertainty. And if there’s one thing markets dislike, it’s exactly that—uncertainty. But here’s something to keep in mind: While wars […]

For a salaried saver or a first-time equity investor, elss funds often feel like a practical way to start. Picture someone who wants market growth yet also cares about tax saving in the same financial year. That is where elss funds help. Those wondering what is elss funds are essentially looking at a diversified equity […]