#Kuchbhi
How inflation affects your finances
Introduction Let me tell you something my father once said over a cup of tea — “Beta, paisa bank mein soya toh mehnga ho jaata hai.” At that time, I laughed, but he was right. Take this example: Last year, my friend Meena saved up to buy a scooter for ₹1,00,000. She thought she’d wait […]
How much to save for retirement?
When my uncle retired, we all thought it would be his “happy freedom” phase. No office, no deadlines, no morning rush. But a few months in, he started avoiding conversations about money. One day, he admitted quietly, “Beta, I thought my savings would last… but I didn’t plan for how fast expenses grow.” That hit […]
How to Boost Your Credit Score: Proven Strategies for 2025
Introduction Ever tried applying for a loan or a new credit card, only to wonder what role your credit score really plays? Turns out, it matters — a lot. Whether it’s buying a home or getting access to credit on better terms, that three-digit score can open doors or close them. If questions like how […]
How To Create Wealth from Stocks
Introduction Let’s be honest—when you hear “building wealth through stocks,” you might picture suited Wall Street types with fancy degrees and trust funds. But here’s the truth: some of the wealthiest people I know started with nothing more than their first paycheck and a burning desire to never worry about money again. My neighbor Sarah? […]
How To Create Your Investment Portfolio
Introduction We got it. Investing sounds scary and complicated. Everyone talks about portfolios and asset allocation like you’re supposed to already know what that means. Well, I’m here to explain it like you’re five years old, because honestly, that’s how I learned too. Picture this: you have a big jar where you keep your money. […]
How to deal with the exorbitant increase in property tax in Mumbai
If you’ve recently opened your property tax bill and felt like the amount couldn’t possibly be right—you’re not overreacting. You’re just a regular Mumbaikar dealing with something that’s become far too common lately. The property tax hike in Mumbai has caught many people off guard. For some, it’s doubled. For others, it feels completely random. […]
GST registration certificate & Steps to download it from the GST portal
In most Indian businesses, the GST registration certificate sits in the same folder as the PAN, bank cancelled cheque, and address proof—it is the document buyers ask for first. When a marketplace onboards a new seller or a PSU floats a tender, the operations team usually swings into action for gst certificate download so the […]
How to e-verify your Income Tax Return -ITR
Introduction Picture this: You’ve spent hours wrestling with tax forms, gathering documents scattered across your desk, and finally hitting “submit” on your ITR. You breathe a sigh of relief, thinking you’re done. But wait – there’s one more crucial step that could make or break your entire tax filing journey! The e verification of income […]
How to File a Cyber Crime Complaint Online?
Introduction India lives on apps and UPI. When someone’s money or data goes missing, quick action matters. A clear path now exists to file a cyber crime complaint and seek support through the National Cyber Crime Reporting Portal. This guide keeps the steps simple so a reader can submit a cyber crime complaint online with […]