In this final clash, the war rages on, Bonds stand strong, their resilience drawn. Though yields may lure with their tempting might, Only bonds endure, the victors of this fight. Having triumphed over the new-age alternative financial products, bonds find themselves encircled by their age-old adversaries: traditional fixed income instruments like Public Provident Fund (PPF), […]

“Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” – Paul Samuelson Why do people choose to invest? Often, the main incentives driving investment choices are the appeal of quick and substantial returns or herd mentality. Ideally, investing should align with […]

Introduction If a retail investor looking for fixed-income investment options in India does a simple Google search of peer 2 peer lending vs bonds, they may find themselves inundated with misleading online information. This information tends to favor P2P lending and often portrays bonds negatively, creating a sense of apprehension. This skewed perspective fails to […]

Introduction Over the last decade, the financial landscape in India has undergone a significant digital transformation, resulting in a revolution of traditional investment avenues through technological advancements. One such innovation is the emergence of Online Bond Platform Providers (OBPPs), which have democratized bond trading by offering investors convenient and accessible online platforms.  In the past […]

Introduction If you are planning a vacation one year from now and have already calculated the total cost, but you need to accumulate a specific sum within the next year, you may consider investing in a risk-free instrument to ensure capital protection. Bank Fixed Deposits (FDs) are not suitable due to potential withdrawal charges in […]

When the global economies were finally recovering from the pandemic, the repercussions that followed was a burden of a recessionary environment characterized by increased unemployment rates, soaring commodity and oil prices, banking sector strains and escalating geopolitical tensions. Amidst all of this, India has emerged as a genuine underdog. As major global banking institutions faced […]

Sid and Sunil are comic book aficionados. Sid has a majority collection of Archie’s, while Sunil has a collection of Tinkle and Tintin books. One day, they decide to engage in a swap. Sunil gets the opportunity to read Sid’s Archie collections, while Sid can enjoy reading Sunil’s Tinkle comics. It’s a mutually beneficial arrangement […]

Bonds are fixed income instruments whereby the issuer borrows money from the investor and pays interest on the loan until maturity where the entire amount is repaid. India’s bond market plays a crucial role in channeling funds and facilitating investment opportunities in the entire economy of the country. As of 31st December 2024, the total […]

The government securities (G-Secs) market stands as a crucial pillar of the country’s financial system, playing a pivotal role in raising funds to finance government expenditures and maintaining economic stability. With its vast scope and multifaceted nature, comprehending the intricacies of this market is paramount for investors and financial enthusiasts. The Indian bond market is […]