Bonds are a great way to invest your money and earn some extra income, but how does one choose the right bonds that can help maximize returns? What are some key factors one should keep in mind while investing in bonds? This blog post will explore ten things you should consider before purchasing a bond. […]

Introduction The earlier generation of retail investors had their financial assets base spread across FDs, real estate, gold, EPF, PPF, Post Office schemes, etc. Nowadays, thanks to technology and financial awareness, the current cohort of retail investors have diversified their financial portfolios to include MFs, equities, commodities, bonds, insurance, ULIPs, etc. With this diversification, even […]

Fixed Deposits represent a long-standing instrument in wealth management, valued primarily for their resilience during periods of market volatility. Rather than serving as a vehicle for aggressive capital appreciation, FDs function as a secure foundation for investors who prioritize transparent yields and risk mitigation. With predetermined interest rates and fixed maturities, they provide the structural […]

Financial institutions receive money from one side and deploy it on the other. A bank may accept short-term deposits but offer long-term loans. An insurer may collect premiums today and settle claims years later. Asset and Liability Management helps such institutions plan these cash flows, manage risk and remain prepared when market conditions change. Key […]

What are Bank Bonds? Banks execute the critical function of lending to institutions and individuals to facilitate cash flow within the financial system. To maintain liquidity, they need large amounts of capital. One way of raising money is through issuing bank bonds in India. Banks are governed by strict and sound regulations under The Banking […]

“It’s only when the tide goes out that you learn who has been swimming naked” – WarrenBuffet The popular quote still holds true in 2023 where the world is watching as a sensational story of a US-based short seller taking on the Indian behemoth comes to light. Every other equity investor is hoping for a […]

A hedge is meant to reduce uncertainty, but it may not remove every part of the risk. Sometimes, the asset being protected and the instrument used for protection do not move in exactly the same way. The remaining mismatch is known as Basis Risk. It is commonly seen in commodity futures, bond hedging, banking and […]

Explore the key benefits of the IndiaBonds partner program — from recurring income and access to thousands of bonds, to SEBI-compliant infrastructure and co-branded tools that help financial advisors, CAs, wealth managers, and fintech platforms grow their fixed income practice. For financial advisors, IFAs, wealth managers, CAs, fintech platforms, and investor-facing businesses, fixed income is […]

A security may display two prices at the same time. One shows what a buyer is ready to pay, while the other shows what a seller expects to receive. The gap between these prices is called the Bid-Ask spread. It may look small, but it affects trading cost, liquidity and the price at which a […]