Bonds are a great way to invest your money and earn some extra income, but how does one choose the right bonds that can help maximize returns? What are some key factors one should keep in mind while investing in bonds? This blog post will explore ten things you should consider before purchasing a bond. […]

Introduction The earlier generation of retail investors had their financial assets base spread across FDs, real estate, gold, EPF, PPF, Post Office schemes, etc. Nowadays, thanks to technology and financial awareness, the current cohort of retail investors have diversified their financial portfolios to include MFs, equities, commodities, bonds, insurance, ULIPs, etc. With this diversification, even […]

Fixed Deposits represent a long-standing instrument in wealth management, valued primarily for their resilience during periods of market volatility. Rather than serving as a vehicle for aggressive capital appreciation, FDs function as a secure foundation for investors who prioritize transparent yields and risk mitigation. With predetermined interest rates and fixed maturities, they provide the structural […]

What are Bank Bonds? Banks execute the critical function of lending to institutions and individuals to facilitate cash flow within the financial system. To maintain liquidity, they need large amounts of capital. One way of raising money is through issuing bank bonds in India. Banks are governed by strict and sound regulations under The Banking […]

“It’s only when the tide goes out that you learn who has been swimming naked” – WarrenBuffet The popular quote still holds true in 2023 where the world is watching as a sensational story of a US-based short seller taking on the Indian behemoth comes to light. Every other equity investor is hoping for a […]

Introduction For new investors, the process of investment can be daunting. With all the attractive details pertaining to the business and the potential returns on the investment, how do you gauge whether the investment will actually reap you any benefits? Or, simply put, is the option worth investing in considering your objectives? Bonds are low-risk […]

A well-balanced portfolio isn’t just about having a mix of assets; it’s about understanding how those assets perform together. Stocks, bonds, real estate and gold all play important roles in a portfolio. However, bonds can be a bit tricky, with interest rates, maturities and credit ratings all requiring careful consideration. Additionally, diversification across bonds is […]

What is Bond redemption? Bond redemption is the process by which a bond issuer repays the principal amount of a bond to the bondholder on the bond’s maturity date. When a bond is issued, it has a specified term or maturity date, which is the date when the bond issuer is obligated to pay back […]

Every investor wants to know one thing before putting money into a bond: “What will I actually get back?” That answer lies in Bond Yield. It’s not just a technical ratio but a real-world measure of what your investment earns compared to what you pay for it. What Is a Bond Yield? Let’s get straight […]