Whether you’re planning a big expense, switching jobs, or simply want to keep track of your savings, checking your EPF balance is an important step. With the Employees’ Provident Fund (EPF), a small portion of your salary is regularly set aside for your future — and keeping tabs on it is now easier than ever. […]

In everyday life, a “floor” is something that supports you — it’s the base you stand on. In finance, the idea isn’t much different. A floor simply means a minimum value something shouldn’t fall below. Whether it’s interest rates, returns or the price of an asset, having a floor helps protect investors from bigger losses. […]

Imagine you purchased a small flat a few years back for ₹30 lakhs. Now, someone’s willing to pay ₹45 lakhs for it—that rise in value over time is what we call appreciation. It’s the quiet way wealth grows—without fanfare, without monthly reminders. The value simply rises over time. Appreciation shows up everywhere. In homes, stocks, […]

Introduction So, Father’s Day. Yeah, that one. It always just appears out of nowhere, doesn’t it? And if you’re anything like me – and seriously, my brain goes into total gymnastics mode – you immediately start agonizing over finding that perfect thing. Look, we all desperately want to show our dads just how colossal their […]

Introduction Last Tuesday, my neighbor Sarah saw me doing some stretches on my balcony and asked if I was “doing that yoga stuff.” Made me laugh because two years ago, I would’ve asked the same question. Back then, yoga seemed like something only Instagram influencers and zen masters could pull off. Now here we are […]

The drums are beating, the conch shells are echoing through Puri’s ancient streets and millions of devotees have their eyes fixed on one of India’s most incredible festivals. On, June 11th, we witnessed something truly special – Snana Purnima has officially kicked off the Jagannath Rath Yatra 2025 celebrations. If you’ve never experienced this festival […]

Introduction So my aunt called me yesterday asking if I’m coming home for Janmashtami this year. Same question, every August. And honestly? I wouldn’t miss it. There’s just something about walking into the house and smelling those ladoos she makes, seeing the little Krishna statue dressed up in silk clothes, hearing my cousins argue about […]

Introduction So, hey! Listen. You know how time just flies, and suddenly another year is, like, winding down? And then, boom! Fresh start, right? But here’s a cool little twist: for a truly special community right here in India, their fresh start, their New Year, it pops up a little later than everyone else’s. I’m […]

Once in a while, the Reserve Bank of India (RBI) announces a change that quietly touches almost every part of our financial lives. One such change? The RBI repo rate. It might not seem like a big deal at first, but it plays a role in things like your EMIs, how much your FD earns […]