Whenever you think about investments, some of the most common and talked about avenues come to your mind, i.e., stocks, mutual funds, and gold. You might wonder if you have only 2-3 limited investing options. Aren’t there any other instruments that can provide good returns? Yes, there are! You can never run out of options […]

Retirement planning is an often overlooked aspect of wealth management, with a significant number of Indians failing to adequately prepare for their post-work years. The India Retirement Index Study (IRIS), conducted by Kantar on behalf of Max Life Insurance Company, reveals that 37% of individuals have not made any investments for their retirement thus far. […]

Capital markets are the backbone of economic growth, acting as bridges between those who need funds and those looking to invest. Whether you’re a business expanding operations, a government funding infrastructure projects, or an individual planning for retirement, these markets keep money flowing where it’s needed most. Let’s break down how they operate, their different […]

If you’ve ever tried to park money “safely” for a few months or a year, chances are someone has suggested an FD. And if you’ve spent a little more time reading about money markets, you may have stumbled upon something called a Certificate of Deposit (CD). At first glance, both look similar: you lock money […]

CPI Demystified: More Than Just a Number Introduction: Imagine CPI as the economy’s thermometer. Just as a fever signals health issues, rising CPI indicates inflation heating up your daily expenses. In India, the Consumer Price Index tracks price changes for essentials like food, housing, transport, and healthcare. It’s not just a statistic—it’s a pulse check […]

Most Indian investors reach the same crossroads at some point: “Should I put my money in a fixed deposit, or invest in bonds?” With living costs rising and in a downward interest rate cycle, the corporate bonds vs fd debate has become more relevant than ever. Fixed deposits feel familiar because the payout is predictable. […]

A bank FD is the first stop for many Indian households, but a corporate FD (also called a company FD or corporate fixed deposit)—and investors often ask, what is corporate fixed deposit—is another option that often offers a higher stated interest rate. In a corporate FD, the money is placed with a company, not a […]

Introduction Imagine you’ve just bought a 10-year government bond, expecting steady returns. A few months later, the Reserve Bank of India (RBI) announces an interest rate hike. Suddenly, the value of your bond starts dropping. You begin to wonder: how can a central bank’s decision influence the value of your bond? This question highlights the […]

Introduction If you happen to be an investor with a limited risk appetite and are looking for investment options with an assured return on the capital, bonds and fixed deposits are ideal for you. Fixed deposits are accepted by both banks as well as Post Offices across the country. Both these investment options are low […]