Interest rates rarely sit still. A loan that looked cheap the day it was signed can turn into a headache two years later if the benchmark it is linked to keeps climbing. Businesses that borrow at floating rates live with this problem constantly, and one of the older tools they use to deal with it […]

The IndiaBonds Fixed Income Channel Partner Program gives financial professionals — IFAs, wealth managers, CAs, fintech platforms, and distributors — a structured, SEBI-compliant way to offer bonds to clients without building independent fixed income infrastructure. Here is everything you need to know. For a long time, bonds were not the first product most clients asked […]

Introduction Imagine being the owner of a thriving ice-cream company. Your brand has become a sensation, captivating the hearts of numerous customers who simply can’t get enough. However, a competitor has emerged in your niche, necessitating an increase in marketing expenses. Additionally, it’s time to upgrade your mixing machine and freezers, and there’s a surging […]

Most people buy a bond for one reason. They want regular interest. But there is another part of the return that often goes unnoticed. Every time the bond pays a coupon, the investor has a choice. The money can be spent. It can stay in the bank. Or it can be invested again. If the […]

Non-Convertible Debentures (NCDs) or simply ‘Debentures’ are long-term debt instruments issued by companies to raise funds from the public or institutions. These are also commonly referred to as ‘Bonds’. A debenture trustee is an independent third party appointed by the company to safeguard the interests of debenture holders. Debenture trustees play a critical role in […]

In modern finance, several products look complicated on the surface, but most of them rest on a very simple idea – the Underlying. Whether it is a stock option, a commodity future, or a currency forward, everything finally traces back to one basic asset sitting at the core. Understanding that base is what helps an […]

Introduction  A bond offering a higher yield is often the first one that catches an investor’s attention. After all, a higher return sounds attractive. But experienced investors know that a bigger number is only part of the story. Before making a decision, they usually stop and ask one question. Why is this bond paying more […]

Some bonds do not always run till the final maturity date. The issuer may have the right to repay the bond earlier. This is common in callable bonds. Yield to call helps investors understand what return they may earn if the bond is called before maturity. Key Takeaways What Is Yield To Call (YTC)? The […]

When an investor looks at a bond, the first number that usually catches attention is yield. But yield can change depending on when the bond is repaid or called by the issuer. This is where Yield to Worst becomes useful. It shows the lowest return an investor may earn if the bond is repaid at […]