Introduction SEBI’s chief Madhabi Puri Buch, predicted at the News18 Rising Bharat Summit on 20th March 2024, that “Infrastructure Investment Trusts (InvITs), Real Estate Investment Trusts (REITs) and municipal bonds combined will become as big as India’s equity markets in the next 10-15 years”. Why this emphasis on infrastructure? Well, in a bustling city where […]

Introduction The internal rate of return is a clear way to read an investment. It answers one practical question for any decision maker. What steady yearly return would make the present value of all future cash flows equal the money invested today. If that return beats a fair benchmark at similar risk, the idea deserves […]

Introduction Over the past decade, India has witnessed rapid growth in its private credit market, and the burgeoning corporate bond market has been at the cornerstone of this development. As more investors become aware of the benefits of bonds, especially in terms of portfolio diversification, the corporate bond market continues to gain momentum. Corporate bonds […]

LIBOR, or the London Interbank Offered Rate, once acted as the global foundation for pricing countless financial products. It was used in loans, mortgages, and financial contracts worth trillions of dollars. Even though it no longer exists in active use today, its story still helps explain the logic behind today’s benchmark rates and why financial […]

Mr. Mahesh had always been wary of bond investing. He had heard stories of investors losing money in bond investments because the company defaulted, and the thought of taking such risks made him very anxious. For years, he avoided any investment opportunity that involved bonds, even though his financial advisor tried to explain the benefits […]

Introduction Over the last decade, the financial landscape in India has undergone a significant digital transformation, resulting in a revolution of traditional investment avenues through technological advancements. One such innovation is the emergence of Online Bond Platform Providers (OBPPs), which have democratized bond trading by offering investors convenient and accessible online platforms.  In the past […]

Introduction ‘Don’t put all your eggs in one basket’ – this is the saying that almost every investment literature declares for investors. Nobody wants to lose their investment capital but make returns on it. Thus, investors usually invest in multiple asset classes. Further, in every asset class, the investor can also invest in different schemes […]

There are some money habits that feel almost “Indian by default.” One of them is the quiet comfort of a post office savings product. Many families still remember the old passbook, the long queue at the counter, and the feeling that whatever you deposited there was not going to vanish overnight. That sentiment is exactly […]

Introduction In the financial ecosystem, new and various types of financial instruments are regularly issued to the public to suit their individual needs. When it comes to equity investing, one can buy and sell equities in primary and secondary market. The primary market is where securities are first issued, after which they are exchanged on […]