#Essential
Issuance Process of Corporate Bonds
Introduction Over the past decade, India has witnessed rapid growth in its private credit market, and the burgeoning corporate bond market has been at the cornerstone of this development. As more investors become aware of the benefits of bonds, especially in terms of portfolio diversification, the corporate bond market continues to gain momentum. Corporate bonds […]
LIBOR (London Interbank Offer Rate): Meaning, Calculation and Uses
LIBOR, or the London Interbank Offered Rate, once acted as the global foundation for pricing countless financial products. It was used in loans, mortgages, and financial contracts worth trillions of dollars. Even though it no longer exists in active use today, its story still helps explain the logic behind today’s benchmark rates and why financial […]
Navigating the Risks of Bond Investing
Mr. Mahesh had always been wary of bond investing. He had heard stories of investors losing money in bond investments because the company defaulted, and the thought of taking such risks made him very anxious. For years, he avoided any investment opportunity that involved bonds, even though his financial advisor tried to explain the benefits […]
What is an OBPP – Online Bond Platform Provider?
Introduction Over the last decade, the financial landscape in India has undergone a significant digital transformation, resulting in a revolution of traditional investment avenues through technological advancements. One such innovation is the emergence of SEBI registered Online Bond Platform Providers (OBPPs), which have democratized bond trading by offering investors convenient and accessible online platforms. In […]
Portfolio Management Insights and Strategies
Introduction ‘Don’t put all your eggs in one basket’ – this is the saying that almost every investment literature declares for investors. Nobody wants to lose their investment capital but make returns on it. Thus, investors usually invest in multiple asset classes. Further, in every asset class, the investor can also invest in different schemes […]
Post Office Fixed Deposit: Interest Rate, Tenure and More
There are some money habits that feel almost “Indian by default.” One of them is the quiet comfort of a post office savings product. Many families still remember the old passbook, the long queue at the counter, and the feeling that whatever you deposited there was not going to vanish overnight. That sentiment is exactly […]
Difference Between Primary and Secondary Market
Introduction In the financial ecosystem, new and various types of financial instruments are regularly issued to the public to suit their individual needs. When it comes to equity investing, one can buy and sell equities in primary and secondary market. The primary market is where securities are first issued, after which they are exchanged on […]
Recurring Deposits vs SIP: What Should You Pick in India?
Establishing a consistent monthly savings habit is a fundamental pillar of financial discipline; the commitment to regular contributions is often the most significant factor in long-term wealth accumulation. However, once the decision to save is made, selecting the appropriate financial vehicle becomes the primary objective. In the Indian financial landscape, investors typically evaluate two primary […]
What is a REIT (Real Estate Investment Trust)?
Introduction Bengaluru is known for its delightful weather, notorious traffic, vibrant nightlife and its delightfully far distance from the city to the airport! Beyond these features, Bengaluru is also celebrated for its IT hubs, affectionately known as ‘tech parks’. Among these hubs stands Embassy Manyata, fondly known as “Manyata Tech Park”. Covering 120 acres and […]