Introduction Investing in fixed-income instruments is a great way to secure a passive income while reducing portfolio risk. Bonds are one of the best examples when it comes to investing in fixed-income securities. The interest that bonds pay to the bondholder is often represented as the coupon rate. For instance, if a corporate bond has […]

Introduction In a buffet of debt investments, while the humble Government Bonds may not rank as the most enticing dish in comparison to other investment options, the foundation it can provide your investments is unparalleled. It wouldn’t be farfetched to say that in most countries, these government securities play an essential function in the entire […]

For individuals seeking to establish a disciplined savings regimen, a Recurring Deposit (RD) serves as an effective foundational tool. This financial instrument eliminates the need for significant capital outlays or extensive administrative formalities. By committing a fixed monthly sum, you can ensure consistent capital growth through accrued interest. The following guide outlines the core mechanics […]

If you grew up in an Indian household, chances are the post office wasn’t just a place to mail letters. It was where passbooks lived, where grandparents parked savings, and where money felt… safe. That trust hasn’t disappeared. Even today, the Post Office Fixed Deposit is a familiar choice for people who want peace & […]

When it comes to investing, especially in fixed income securities, making informed decisions is crucial for success. One of the most essential tools for investors is the bond calculator, which allows us to calculate the price and yield of bonds with precision. IndiaBonds, a SEBI-Registered Online Bond Platform Provider, offers a sophisticated bond calculator that […]

Investing in bonds has often been seen as a daunting task due to the complexity, jargon and sheer volume of available options, making the fixed income market seem impenetrable and tricky. IndiaBonds, a SEBI-Registered Online Bond Platform Provider, aims to democratize access to this market. With its revolutionary tool, the Bond Directory, IndiaBonds simplifies the […]

The government securities (G-Secs) market stands as a crucial pillar of the country’s financial system, playing a pivotal role in raising funds to finance government expenditures and maintaining economic stability. With its vast scope and multifaceted nature, comprehending the intricacies of this market is paramount for investors and financial enthusiasts. The Indian bond market is […]

Introduction SEBI’s chief Madhabi Puri Buch, predicted at the News18 Rising Bharat Summit on 20th March 2024, that “Infrastructure Investment Trusts (InvITs), Real Estate Investment Trusts (REITs) and municipal bonds combined will become as big as India’s equity markets in the next 10-15 years”. Why this emphasis on infrastructure? Well, in a bustling city where […]

Introduction The internal rate of return is a clear way to read an investment. It answers one practical question for any decision maker. What steady yearly return would make the present value of all future cash flows equal the money invested today. If that return beats a fair benchmark at similar risk, the idea deserves […]