There are some money habits that feel almost “Indian by default.” One of them is the quiet comfort of a post office savings product. Many families still remember the old passbook, the long queue at the counter, and the feeling that whatever you deposited there was not going to vanish overnight. That sentiment is exactly […]

Introduction In the financial ecosystem, new and various types of financial instruments are regularly issued to the public to suit their individual needs. When it comes to equity investing, one can buy and sell equities in primary and secondary market. The primary market is where securities are first issued, after which they are exchanged on […]

Companies need money for many reasons. They may want to expand their business, repay older loans or meet day-to-day funding needs. One way to raise this money is through a Public issue of NCDs. It allows a company to borrow directly from investors while offering interest for a fixed period. Key Takeaways What Is a […]

Bond investors usually look for two things. Regular income and stability. But sometimes, they may also want an exit option before maturity. Puttable bonds are built for that purpose. These bonds allow investors to sell the bond back to the issuer on fixed dates, as per the bond terms. Key Takeaways Puttable bonds come with […]

Not every government-linked bond is a government security. Some are issued by public institutions that work closely with the government but operate as separate organisations. These instruments are generally known as Quasi-government bonds. Key Takeaways What is a Quasi-Government Bond? The Quasi government bond meaning is easier to understand once the issuer is considered. These […]

Establishing a consistent monthly savings habit is a fundamental pillar of financial discipline; the commitment to regular contributions is often the most significant factor in long-term wealth accumulation. However, once the decision to save is made, selecting the appropriate financial vehicle becomes the primary objective. In the Indian financial landscape, investors typically evaluate two primary […]

Introduction Bengaluru is known for its delightful weather, notorious traffic, vibrant nightlife and its delightfully far distance from the city to the airport! Beyond these features, Bengaluru is also celebrated for its IT hubs, affectionately known as ‘tech parks’. Among these hubs stands Embassy Manyata, fondly known as “Manyata Tech Park”. Covering 120 acres and […]

Reasons to Diversify your Portfolio with Bonds “Buy all, I want them all,” an ecstatic Monty told his broker over the phone. On the advice of a ‘fin-fluencer,’ he invested all of his pocket money in pharma stocks, believing that the sector would rally post-covid. Observing this incident brought back memories of his time in the US […]

A bond may pay on time. The principal may also come back on time. Still, the investor may face a return problem later. This is called Reinvestment Risk. It happens when money received from an investment has to be invested again at a lower rate. Key Takeaways What is reinvestment risk? Reinvestment risk is the […]