A home loan does not always stay only with the lender. Sometimes, many such loans are grouped together and converted into an investment product. This is called a mortgage backed security. Investors who buy it receive money from the repayments made by home loan borrowers. Key Takeaways A mortgage backed security is created from a […]

Mr. Mahesh had always been wary of bond investing. He had heard stories of investors losing money in bond investments because the company defaulted, and the thought of taking such risks made him very anxious. For years, he avoided any investment opportunity that involved bonds, even though his financial advisor tried to explain the benefits […]

Introduction Over the last decade, the financial landscape in India has undergone a significant digital transformation, resulting in a revolution of traditional investment avenues through technological advancements. One such innovation is the emergence of SEBI registered Online Bond Platform Providers (OBPPs), which have democratized bond trading by offering investors convenient and accessible online platforms.  In […]

Introduction When an investor opens a bond detail page, many numbers appear together. Coupon, yield, price, maturity and rating. Among them, Par Value of Bond is one number that often gets ignored. It should not be. Par value is the base value of the bond. It usually tells the investor how much the issuer will […]

Introduction ‘Don’t put all your eggs in one basket’ – this is the saying that almost every investment literature declares for investors. Nobody wants to lose their investment capital but make returns on it. Thus, investors usually invest in multiple asset classes. Further, in every asset class, the investor can also invest in different schemes […]

There are some money habits that feel almost “Indian by default.” One of them is the quiet comfort of a post office savings product. Many families still remember the old passbook, the long queue at the counter, and the feeling that whatever you deposited there was not going to vanish overnight. That sentiment is exactly […]

Introduction In the financial ecosystem, new and various types of financial instruments are regularly issued to the public to suit their individual needs. When it comes to equity investing, one can buy and sell equities in primary and secondary market. The primary market is where securities are first issued, after which they are exchanged on […]

Companies need money for many reasons. They may want to expand their business, repay older loans or meet day-to-day funding needs. One way to raise this money is through a Public issue of NCDs. It allows a company to borrow directly from investors while offering interest for a fixed period. Key Takeaways What Is a […]

Bond investors usually look for two things. Regular income and stability. But sometimes, they may also want an exit option before maturity. Puttable bonds are built for that purpose. These bonds allow investors to sell the bond back to the issuer on fixed dates, as per the bond terms. Key Takeaways Puttable bonds come with […]