Introduction Investing wisely in bonds requires a thorough understanding of the different types of bonds available in the Indian market. From the popular government securities to high-yield bonds, there is a gamut of various types of bonds available for the retail investor. This guide explores bonds and its types, equipping investors with the knowledge to […]

Open a list of mutual fund schemes and it’s normal to feel overwhelmed. There are hundreds of options, and the names don’t always tell you what you’re actually signing up for. The good news is that all the different types of mutual funds follow a basic logic: every fund invests in something specific, for a […]

Risk is one of those ideas every investor talks about, but few are comfortable putting a number to. Losses feel abstract until markets move sharply and portfolios react in ways that were not fully anticipated. Over time, this gap between knowing risk exists and measuring it led to the development of value at risk. Value […]

What are 54EC Bonds or Capital Gain Bonds 54EC or Capital Gain Bonds are investments in bonds that help you save tax. Capital Gain Bonds have been designed specifically to encourage people to invest in long-term infrastructure projects led by government-owned PSUs and in return offer investors a tax saving mechanism. The name is derived […]

Introduction Businesses often find themselves needing quick, short-term funding to keep things running smoothly, whether it’s managing daily operations, buying inventory, or bridging gaps between receivables and payables. In these situations, having immediate access to funds is crucial. One effective tool for meeting these short-term financial needs is commercial paper. In this article, we’ll break […]

A corporate bond is a type of debt security issued by a corporation to raise capital. Investors who purchase a corporate bond lend money to the company for a specified period and receive periodic interest payments. At the end of the bond term, the company repays the bond’s principal. As of March 31, 2024, the […]

Introduction Investing in bonds or debt instruments involves evaluating the creditworthiness of issuers—a task that can feel daunting without the right guidance. This is where credit rating agencies step in, offering a trustworthy way to assess the financial trustworthiness of entities issuing debt. In India, these agencies are vital to the financial ecosystem, empowering investors […]

Most Indian investors either park money in fixed deposits or dive headfirst into equity. There is a whole middle ground they are missing, and it is called debt funds. Not boring. Not risk-free either. Just widely misunderstood. Consider a retired government officer from Nagpur who kept his entire life savings in an SBI savings account […]

Bonds are debt instruments that loan money to their issuers. It is a type of borrowing where the issuer borrows funds at an interest rate that is either fixed or variable. A government, a bank, or a corporation may issue a bond. Bonds can be issued either at fixed rates or at floating rates. Here, […]