Introduction Mumbai’s skyline, with its skyscrapers piercing the clouds, shows ambition and modernization. As the financial capital, the city has seen an infrastructure boom over the past decade. The Trans Harbour Link, Metro, and Coastal Road projects will make the city more interconnected. However, the current infrastructure still doesn’t provide enough relief. Traveling 6 kilometers […]

The idea of a good investment is one that is relatively safe and stable, gives high and regular returns all while allowing you wriggle room to exit in case of emergencies. Nowadays, conventional forms of savings do not ensure financial security and adequate returns. Therefore, you might go for securities like equities all in the […]

Introduction There are various investment avenues in the fixed-income segment and one popular investment option among them are Bond or Debentures. Debentures are issued by companies to raise funds that could be used for either capital expansion or working capital needs. Debentures usually have a coupon payment. It means that as an investor you will […]

The international bond market presents a compelling opportunity for various entities seeking to raise funds for specific foreign projects. Firstly, the international bond market provides access to a potentially vast and diverse investor base, expanding the pool of potential funding sources. This broader reach can enhance the likelihood of securing financing for projects that may […]

Looking for stable returns beyond traditional options? Let’s decode Non-Convertible Debentures (NCDs). These are debt instruments companies use to raise funds, offering fixed interest payouts without the option to convert into equity. Unlike convertible debentures, NCDs are repaid in full at maturity, making them a go-to for investors craving predictable income. With interest rates often […]

Introduction Investment is an essential aspect of long-term wealth creation. However, not everyone has the risk appetite for investing in equity and other market instruments. When it comes to secure investment avenues, fixed deposits are a popular choice but do not always yield inflation-beating returns. For risk-averse investors, Public Sector Undertaking Bonds (PSU Bonds) offer an […]

Introduction The Government borrows funds from the public to finance its various economic and developmental activities. This borrowing takes the form of bonds. The Government issues bonds to the public at a guaranteed interest rate. When the public invests in these bonds, they lend money to the government and earn guaranteed investment returns. There are […]

Introduction Behavioral finance studies how psychological factors influence people’s decisions and behaviors in the financial markets. It recognizes that people often make irrational decisions based on emotions, biases and psychological factors. One significant bias in this context is availability bias, where decisions are based on the most easily available or memorable information rather than all […]

Introduction If you’ve ever skimmed through a bond’s term sheet, you may have encountered something like this: “Unsecured, Rated, Listed, Government Guaranteed, Redeemable, Taxable Non-Convertible Debentures in the nature of Bonds to be issued in the form of Separately Transferable Redeemable Principal Parts (STRPP)”. While this might seem like dense financial jargon, it’s essential to […]